Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.57% is 28% below its 5-year average of 4.94%, near the low end of its 5-year range (1.46%–14.44%).
As of the fiscal period ended Tuesday, June 30, 2026. 28.52% below its 12-month average of 4.99%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.57%.
DEBT TO ASSETS RATIO
3.57%
DEBT TO ASSETS RATIO AVG TTM
4.99%
DEBT TO ASSETS RATIO AVG 3Y
5.61%
DEBT TO ASSETS RATIO AVG 5Y
4.94%
DEBT TO ASSETS RATIO AVG 10Y
5.67%
DEBT TO ASSETS RATIO AVG 15Y
4.94%
DEBT TO ASSETS RATIO AVG 20Y
5.56%
CURRENT VS TTM AVG
-28.52%
CURRENT VS 3Y AVG
-36.41%
CURRENT VS 5Y AVG
-27.75%
CURRENT VS 10Y AVG
-37.07%
CURRENT VS 15Y AVG
-27.78%
CURRENT VS 20Y AVG
-35.81%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+7031.55%
vs the sector median at left
Zions Bancorporation, National Association
Market Cap
$9.68B
Debt to Assets Ratio
3.57%
TTM Avg
4.99%
3Y Avg
5.61%
5Y Avg
4.94%
Market Cap
$9.70B
Debt to Assets Ratio
0.37%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.77B
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.59B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.86B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.50B
Debt to Assets Ratio
0.11%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.20B
Debt to Assets Ratio
0.49%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$10.22B
Debt to Assets Ratio
0.11%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Zions Bancorporation, National Association (ZIONP) | $9.68B | 3.57% | 4.99% | 5.61% | 4.94% |
| FactSet Research Systems Inc. (FDS)vs › | $9.70B | 0.37% | N/A | N/A | N/A |
| Wintrust Financial Corporation (WTFC)vs › | $9.77B | 0.06% | N/A | N/A | N/A |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| UMB Financial Corporation (UMBF)vs › | $9.86B | 0.05% | N/A | N/A | N/A |
| Old National Bancorp (ONB)vs › | $9.50B | 0.11% | N/A | N/A | N/A |
| Popular, Inc. (BPOP)vs › | $10.07B | 0.02% | N/A | N/A | N/A |
| FirstCash Holdings, Inc (FCFS)vs › | $9.20B | 0.49% | N/A | N/A | N/A |
| Old National Bancorp (ONBPO)vs › | $10.22B | 0.11% | N/A | N/A | N/A |
| Zions Bancorporation, National Association (ZION)vs › | $9.14B | 0.04% | N/A | N/A | N/A |
Debt/Assets
3.6%
Debt/Equity
0.41
Current ratio and interest coverage is unavailable for Zions Bancorporation, National Association: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.57% |
| 2026-03-31 | 2.67% |
| 2025-12-31 | 4.88% |
| 2025-09-30 | 5.91% |
| 2025-06-30 | 7.92% |
| 2025-03-31 | 5.05% |
| 2024-12-31 | 4.92% |
| 2024-09-30 | 3.98% |
| 2024-06-30 | 7.07% |
| 2024-03-31 | 6.25% |
| 2023-12-31 | 5.21% |
| 2023-09-30 | 5.60% |
| 2023-06-30 | 6.94% |
| 2023-03-31 | 14.44% |
| 2022-12-31 | 12.36% |
| 2022-09-30 | 6.79% |
| 2022-06-30 | 1.92% |
| 2022-03-31 | 1.46% |
| 2021-12-31 | 2.05% |
| 2021-09-30 | 1.81% |
| 2021-06-30 | 2.35% |
| 2021-03-31 | 2.74% |
| 2020-12-31 | 3.57% |
| 2020-09-30 | 3.32% |
| 2020-06-30 | 2.89% |
| 2020-03-31 | 7.78% |
| 2019-12-31 | 5.46% |
| 2019-09-30 | 8.27% |
| 2019-06-30 | 10.36% |
| 2019-03-31 | 8.92% |
| 2018-12-31 | 9.28% |
| 2018-09-30 | 6.98% |
| 2018-06-30 | 6.83% |
| 2018-03-31 | 7.90% |
| 2017-12-31 | 8.08% |
| 2017-09-30 | 7.64% |
| 2017-06-30 | 7.22% |
| 2017-03-31 | 5.38% |
| 2016-12-31 | 2.15% |
| 2016-09-30 | 2.76% |
| 2016-06-30 | 1.62% |
| 2016-03-31 | 1.75% |
| 2015-12-31 | 1.94% |
| 2015-09-30 | 2.08% |
| 2015-06-30 | 2.19% |
| 2015-03-31 | 2.25% |
| 2014-12-31 | 2.34% |
| 2014-09-30 | 2.35% |
| 2014-06-30 | 3.98% |
| 2014-03-31 | 4.35% |
| 2013-12-31 | 4.67% |
| 2013-09-30 | 4.67% |
| 2013-06-30 | 4.43% |
| 2013-03-31 | 4.95% |
| 2012-12-31 | 4.85% |
| 2012-09-30 | 5.25% |
| 2012-06-30 | 5.70% |
| 2012-03-31 | 5.27% |
| 2011-12-31 | 5.04% |
| 2011-09-30 | 5.15% |
| 2011-06-30 | 5.17% |
| 2011-03-31 | 5.56% |
| 2010-12-31 | 5.63% |
| 2010-09-30 | 5.71% |
| 2010-06-30 | 6.00% |
| 2010-03-31 | 6.09% |
| 2009-12-31 | 5.84% |
| 2009-09-30 | 7.83% |
| 2009-06-30 | 7.66% |
| 2009-03-31 | 9.31% |
| 2008-12-31 | 11.94% |
| 2008-09-30 | 16.85% |
| 2008-06-30 | 20.44% |
| 2008-03-31 | 18.56% |
| 2007-12-31 | 19.00% |
| 2007-09-30 | 16.81% |
| 2007-06-30 | 13.65% |
| 2007-03-31 | 10.62% |
| 2006-12-31 | 13.49% |
| 2006-09-30 | 14.84% |
| 2006-06-30 | 14.67% |
| 2006-03-31 | 12.45% |
| 2005-12-31 | 12.34% |
| 2005-09-30 | 13.24% |
| 2005-06-30 | 15.12% |
| 2005-03-31 | 14.21% |
| 2004-12-31 | 15.68% |
| 2004-09-30 | 13.92% |
| 2004-06-30 | 16.70% |
| 2004-03-31 | 16.64% |
| 2003-12-31 | 16.32% |
| 2003-09-30 | 13.58% |
| 2003-06-30 | 10.69% |
| 2003-03-31 | 12.83% |
| 2002-12-31 | 13.18% |
| 2002-09-30 | 14.43% |
