Waterstone Financial (WSBF) PE Ratio: History & Chart

Waterstone Financial, Inc.(WSBF)

Banks - Regional · Wauwatosa, WI

$19.88-0.02 (-0.10%)

Delayed quote: Oct 6, 2026, 3:55 PM EDT

About Waterstone Financial, Inc.

Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and commercial clients with a suite of banking solutions. This encompasses diverse deposit and transactional offerings, such as checking accounts, digital banking and bill payment facilities, funds transfer services, and various credit, debit, and prepaid card options. Furthermore, it provides savings and investment vehicles, including savings accounts, money market deposits, individual retirement accounts, and certificates of deposit. Its lending portfolio extends to residential mortgages, home equity loans and lines of credit, personal and installment credit, real estate financing, and commercial loans and lines of credit. Additionally, the segment offers fixed and variable annuities, insurance policies, and trust and investment management accounts. Its deposit types span interest-bearing and non-interest-bearing transaction accounts, demand accounts, and time deposits. Beyond this, loan products encompass secured and unsecured lines of credit, commercial real estate construction financing, term loans for operational capital and inventory, and personal term loans, complemented by various investment services. The Mortgage Banking division focuses on originating residential mortgage loans, predominantly for sale within the secondary market. The company also maintains an investment portfolio containing a mix of securities, such as mortgage-backed securities, bonds from government-sponsored and private enterprises, collateralized mortgage and municipal obligations, and other debt instruments. Its operational footprint includes 14 full-service banking offices, a single drive-through facility, and 14 automated teller machines, strategically placed across Milwaukee, Washington, and Waukesha Counties in Wisconsin. Founded in 1921 and headquartered in Wauwatosa, Wisconsin, the firm was formerly known as Wauwatosa Holdings, Inc., adopting its current name, Waterstone Financial, Inc., in August 2008.

Wauwatosa, WI

593 employees

www.wsbonline.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: William F. Bruss

View full financials

WSBF PE Ratio Metrics

PE RATIO

11.56

PE RATIO AVG TTM

12.35

PE RATIO AVG 3Y

17.60

PE RATIO AVG 5Y

15.11

PE RATIO AVG 10Y

14.76

PE RATIO AVG 15Y

17.13

PE RATIO AVG 20Y

17.13

CURRENT VS TTM AVG

-6.40%

CURRENT VS 3Y AVG

-34.33%

CURRENT VS 5Y AVG

-23.51%

CURRENT VS 10Y AVG

-21.66%

CURRENT VS 15Y AVG

-32.50%

CURRENT VS 20Y AVG

-32.53%

SECTOR MEDIAN · FINANCIAL SERVICES

13.78

median of 554 covered companies

CURRENT VS SECTOR MEDIAN

-16.11%

vs the sector median at left

NAME	MARKET CAP	PE RATIO	TTM	3Y	5Y
Waterstone Financial, Inc. (WSBF)	$358.90M	11.56	12.35	17.60	15.11
Gores Holdings XI, Inc. Class A Ordinary Shares (GHXI)vs ›	$360.69M	N/A	N/A	N/A	N/A
Kochav Defense Acquisition Corp. (KCHV)vs ›	$359.70M	40.09	44.98	44.98	44.98
OTG Acquisition Corp. I Class A Ordinary Share (OTGA)vs ›	$362.01M	N/A	N/A	N/A	N/A
Karbon Capital Partners Corp. (KBON)vs ›	$358.15M	N/A	N/A	N/A	N/A
Titan Acquisition Corp. (TACH)vs ›	$362.94M	33.50	68.16	83.81	83.81
Averin Capital Acquisition Corp. (ACAA)vs ›	$357.18M	N/A	N/A	N/A	N/A
Cohen Circle Acquisition Corp. II (CCII)vs ›	$356.82M	42.77	99.12	99.12	99.12
Timberland Bancorp, Inc. (TSBK)vs ›	$356.33M	11.41	10.49	9.76	9.62
Archimedes Tech SPAC Partners III Co. (ARCI)vs ›	$355.44M	N/A	N/A	N/A	N/A

NAME

MARKET CAP

PE RATIO

TTM

Waterstone Financial, Inc. (WSBF)

$358.90M

11.56

12.35

17.60

15.11

Gores Holdings XI, Inc. Class A Ordinary Shares (GHXI)vs ›

$360.69M

N/A

Kochav Defense Acquisition Corp. (KCHV)vs ›

$359.70M

40.09

44.98

OTG Acquisition Corp. I Class A Ordinary Share (OTGA)vs ›

$362.01M

N/A

Karbon Capital Partners Corp. (KBON)vs ›

$358.15M

N/A

Titan Acquisition Corp. (TACH)vs ›

$362.94M

33.50

68.16

83.81

Averin Capital Acquisition Corp. (ACAA)vs ›

$357.18M

N/A

Cohen Circle Acquisition Corp. II (CCII)vs ›

$356.82M

42.77

99.12

Timberland Bancorp, Inc. (TSBK)vs ›

$356.33M

11.41

10.49

9.76

9.62

Archimedes Tech SPAC Partners III Co. (ARCI)vs ›

$355.44M

N/A

PE Ratio Formula & Definition

PE Ratio = Share Price / Diluted EPS (TTM)

The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.

PE Ratio FAQ

What is the P/E ratio for Waterstone Financial, Inc. (WSBF)?

The P/E ratio for WSBF stock is 11.56.

Is Waterstone Financial, Inc.'s P/E ratio high or low?

The P/E ratio of 11.56 is 24% below its 5-year average of 15.11, near the low end of its 5-year range (5.18–29.87).

What is the TTM average P/E ratio for Waterstone Financial, Inc. (WSBF)?

The TTM average P/E ratio for WSBF stock is 12.35.

What is the 3Y average P/E ratio for Waterstone Financial, Inc. (WSBF)?

The 3Y average P/E ratio for WSBF stock is 17.60.

What is the 5Y average P/E ratio for Waterstone Financial, Inc. (WSBF)?

The 5Y average P/E ratio for WSBF stock is 15.11.

What is the 10Y average P/E ratio for Waterstone Financial, Inc. (WSBF)?

The 10Y average P/E ratio for WSBF stock is 14.76.

What is the 15Y average P/E ratio for Waterstone Financial, Inc. (WSBF)?

The 15Y average P/E ratio for WSBF stock is 17.13.

What is the 20Y average P/E ratio for Waterstone Financial, Inc. (WSBF)?

The 20Y average P/E ratio for WSBF stock is 17.13.

DATE	PE RATIO
2026-10-05	11.57
2026-10-02	11.59
2026-10-01	11.34
2026-09-30	11.43
2026-09-29	11.62
2026-09-28	11.74
2026-09-25	11.85
2026-09-24	11.81
2026-09-23	11.82
2026-09-22	12.06
2026-09-21	12.03
2026-09-18	11.90
2026-09-17	12.01
2026-09-16	12.10
2026-09-15	12.36
2026-09-14	12.31
2026-09-11	12.42
2026-09-10	12.42
2026-09-09	12.36
2026-09-08	12.31
2026-09-04	12.51
2026-09-03	12.41
2026-09-02	12.34
2026-09-01	12.12
2026-08-31	12.19
2026-08-28	12.25
2026-08-27	12.25
2026-08-26	12.21
2026-08-25	12.23
2026-08-24	12.31
2026-08-21	12.26
2026-08-20	12.23
2026-08-19	12.19
2026-08-18	12.31
2026-08-17	12.27
2026-08-14	12.36
2026-08-13	12.45
2026-08-12	12.21
2026-08-11	12.10
2026-08-10	11.96
2026-08-07	12.12
2026-08-06	12.65
2026-08-05	12.70
2026-08-04	12.70
2026-08-03	12.59
2026-07-31	12.44
2026-07-30	12.41
2026-07-29	12.47
2026-07-28	12.48
2026-07-27	12.19
2026-07-24	12.16
2026-07-23	11.79
2026-07-22	11.84
2026-07-21	11.92
2026-07-20	11.79
2026-07-17	11.93
2026-07-16	12.11
2026-07-15	11.94
2026-07-14	11.83
2026-07-13	11.95
2026-07-10	11.98
2026-07-09	11.85
2026-07-08	11.73
2026-07-07	12.15
2026-07-06	12.10
2026-07-02	12.48
2026-07-01	12.66
2026-06-30	12.56
2026-06-29	12.48
2026-06-26	12.34
2026-06-25	12.23
2026-06-24	11.99
2026-06-23	11.81
2026-06-22	11.60
2026-06-18	11.64
2026-06-17	11.56
2026-06-16	11.64
2026-06-15	11.61
2026-06-12	11.89
2026-06-11	11.72
2026-06-10	11.73
2026-06-09	11.50
2026-06-08	11.27
2026-06-05	11.38
2026-06-04	11.27
2026-06-03	11.02
2026-06-02	11.23
2026-06-01	11.12
2026-05-29	11.22
2026-05-28	11.32
2026-05-27	11.30
2026-05-26	11.25
2026-05-22	11.11
2026-05-21	11.25
2026-05-20	11.20
2026-05-19	11.04
2026-05-18	11.04
2026-05-15	10.88
2026-05-14	11.02
2026-05-13	11.16
2026-05-12	11.07
2026-05-11	11.12
2026-05-08	11.35
2026-05-07	12.54
2026-05-06	12.43
2026-05-05	12.25
2026-05-04	12.09
2026-05-01	12.23
2026-04-30	12.18
2026-04-29	12.11
2026-04-28	12.32
2026-04-27	12.01
2026-04-24	12.10
2026-04-23	12.14
2026-04-22	12.17
2026-04-21	12.20
2026-04-20	12.47
2026-04-17	12.53
2026-04-16	12.35
2026-04-15	12.52
2026-04-14	12.54
2026-04-13	12.54
2026-04-10	12.53
2026-04-09	12.68
2026-04-08	12.40
2026-04-07	12.39
2026-04-06	12.41
2026-04-02	12.30
2026-04-01	12.32
2026-03-31	12.18
2026-03-30	12.30
2026-03-27	12.24
2026-03-26	12.36
2026-03-25	12.41
2026-03-24	12.39
2026-03-23	12.34
2026-03-20	12.03
2026-03-19	12.05
2026-03-18	11.93
2026-03-17	12.01
2026-03-16	11.93
2026-03-13	11.85
2026-03-12	11.92
2026-03-11	11.98
2026-03-10	11.95
2026-03-09	11.79
2026-03-06	11.80
2026-03-05	11.87
2026-03-04	12.06
2026-03-03	12.07
2026-03-02	12.20
2026-02-27	12.03
2026-02-26	13.82
2026-02-25	13.81
2026-02-24	13.48
2026-02-23	13.33
2026-02-20	13.76
2026-02-19	13.58
2026-02-18	13.64
2026-02-17	13.77
2026-02-13	13.70
2026-02-12	13.66
2026-02-11	13.51
2026-02-10	13.55
2026-02-09	13.37
2026-02-06	13.67
2026-02-05	13.86
2026-02-04	14.10
2026-02-03	14.09
2026-02-02	14.21
2026-01-30	13.86
2026-01-29	13.97
2026-01-28	12.90
2026-01-27	13.26
2026-01-26	13.30
2026-01-23	13.39
2026-01-22	13.90
2026-01-21	13.79
2026-01-20	13.20
2026-01-16	13.26
2026-01-15	13.36
2026-01-14	13.17
2026-01-13	12.90
2026-01-12	12.89
2026-01-09	12.83
2026-01-08	12.73
2026-01-07	12.63
2026-01-06	12.69
2026-01-05	12.64
2026-01-02	12.47
2025-12-31	12.54
2025-12-30	12.43
2025-12-29	12.48
2025-12-26	12.45
2025-12-24	12.43
2025-12-23	12.48
2025-12-22	12.56
2025-12-19	12.65
2025-12-18	13.02
2025-12-17	12.87
2025-12-16	12.88
2025-12-15	12.95
2025-12-12	12.92
2025-12-11	12.92
2025-12-10	12.72
2025-12-09	12.28
2025-12-08	12.17
2025-12-05	12.15
2025-12-04	12.23
2025-12-03	12.22
2025-12-02	11.94
2025-12-01	12.05
2025-11-28	11.86
2025-11-26	11.94
2025-11-25	11.97
2025-11-24	11.76
2025-11-21	11.82
2025-11-20	11.52
2025-11-19	11.58
2025-11-18	11.51
2025-11-17	11.53
2025-11-14	11.83
2025-11-13	11.73
2025-11-12	11.77
2025-11-11	11.78
2025-11-10	11.67
2025-11-07	11.56
2025-11-06	13.30
2025-11-05	13.50
2025-11-04	13.33
2025-11-03	13.42
2025-10-31	13.42
2025-10-30	13.40
2025-10-29	13.49
2025-10-28	13.82
2025-10-27	13.47
2025-10-24	13.44
2025-10-23	12.99
2025-10-22	13.17
2025-10-21	13.01
2025-10-20	12.98
2025-10-17	12.89
2025-10-16	12.82
2025-10-15	13.20
2025-10-14	13.17
2025-10-13	12.96
2025-10-10	12.83
2025-10-09	13.09
2025-10-08	13.19
2025-10-07	13.41
2025-10-06	13.41
2025-10-03	13.39
2025-10-02	13.33
2025-10-01	13.56
2025-09-30	13.68
2025-09-29	13.73
2025-09-26	13.90
2025-09-25	13.93
2025-09-24	14.18
2025-09-23	14.26

DATE

PE RATIO

2026-10-05

11.57

2026-10-02

11.59

2026-10-01

11.34

2026-09-30

11.43

2026-09-29

11.62

2026-09-28

11.74

2026-09-25

11.85

2026-09-24

11.81

2026-09-23

11.82

2026-09-22

12.06

2026-09-21

12.03

2026-09-18

11.90

2026-09-17

12.01

2026-09-16

12.10

2026-09-15

12.36

2026-09-14

12.31

2026-09-11

12.42

2026-09-10

12.42

2026-09-09

12.36

2026-09-08

12.31

2026-09-04

12.51

2026-09-03

12.41

2026-09-02

12.34

2026-09-01

12.12

2026-08-31

12.19

2026-08-28

12.25

2026-08-27

12.25

2026-08-26

12.21

2026-08-25

12.23

2026-08-24

12.31

2026-08-21

12.26

2026-08-20

12.23

2026-08-19

12.19

2026-08-18

12.31

2026-08-17

12.27

2026-08-14

12.36

2026-08-13

12.45

2026-08-12

12.21

2026-08-11

12.10

2026-08-10

11.96

2026-08-07

12.12

2026-08-06

12.65

2026-08-05

12.70

2026-08-04

12.70

2026-08-03

12.59

2026-07-31

12.44

2026-07-30

12.41

2026-07-29

12.47

2026-07-28

12.48

2026-07-27

12.19

2026-07-24

12.16

2026-07-23

11.79

2026-07-22

11.84

2026-07-21

11.92

2026-07-20

11.79

2026-07-17

11.93

2026-07-16

12.11

2026-07-15

11.94

2026-07-14

11.83

2026-07-13

11.95

2026-07-10

11.98

2026-07-09

11.85

2026-07-08

11.73

2026-07-07

12.15

2026-07-06

12.10

2026-07-02

12.48

2026-07-01

12.66

2026-06-30

12.56

2026-06-29

12.48

2026-06-26

12.34

2026-06-25

12.23

2026-06-24

11.99

2026-06-23

11.81

2026-06-22

11.60

2026-06-18

11.64

2026-06-17

11.56

2026-06-16

11.64

2026-06-15

11.61

2026-06-12

11.89

2026-06-11

11.72

2026-06-10

11.73

2026-06-09

11.50

2026-06-08

11.27

2026-06-05

11.38

2026-06-04

11.27

2026-06-03

11.02

2026-06-02

11.23

2026-06-01

11.12

2026-05-29

11.22

2026-05-28

11.32

2026-05-27

11.30

2026-05-26

11.25

2026-05-22

11.11

2026-05-21

11.25

2026-05-20

11.20

2026-05-19

11.04

2026-05-18

11.04

2026-05-15

10.88

2026-05-14

11.02

2026-05-13

11.16

2026-05-12

11.07

2026-05-11

11.12

2026-05-08

11.35

2026-05-07

12.54

2026-05-06

12.43

2026-05-05

12.25

2026-05-04

12.09

2026-05-01

12.23

2026-04-30

12.18

2026-04-29

12.11

2026-04-28

12.32

2026-04-27

12.01

2026-04-24

12.10

2026-04-23

12.14

2026-04-22

12.17

2026-04-21

12.20

2026-04-20

12.47

2026-04-17

12.53

2026-04-16

12.35

2026-04-15

12.52

2026-04-14

12.54

2026-04-13

12.54

2026-04-10

12.53

2026-04-09

12.68

2026-04-08

12.40

2026-04-07

12.39

2026-04-06

12.41

2026-04-02

12.30

2026-04-01

12.32

2026-03-31

12.18

2026-03-30

12.30

2026-03-27

12.24

2026-03-26

12.36

2026-03-25

12.41

2026-03-24

12.39

2026-03-23

12.34

2026-03-20

12.03

2026-03-19

12.05

2026-03-18

11.93

2026-03-17

12.01

2026-03-16

11.93

2026-03-13

11.85

2026-03-12

11.92

2026-03-11

11.98

2026-03-10

11.95

2026-03-09

11.79

2026-03-06

11.80

2026-03-05

11.87

2026-03-04

12.06

2026-03-03

12.07

2026-03-02

12.20

2026-02-27

12.03

2026-02-26

13.82

2026-02-25

13.81

2026-02-24

13.48

2026-02-23

13.33

2026-02-20

13.76

2026-02-19

13.58

2026-02-18

13.64

2026-02-17

13.77

2026-02-13

13.70

2026-02-12

13.66

2026-02-11

13.51

2026-02-10

13.55

2026-02-09

13.37

2026-02-06

13.67

2026-02-05

13.86

2026-02-04

14.10

2026-02-03

14.09

2026-02-02

14.21

2026-01-30

13.86

2026-01-29

13.97

2026-01-28

12.90

2026-01-27

13.26

2026-01-26

13.30

2026-01-23

13.39

2026-01-22

13.90

2026-01-21

13.79

2026-01-20

13.20

2026-01-16

13.26

2026-01-15

13.36

2026-01-14

13.17

2026-01-13

12.90

2026-01-12

12.89

2026-01-09

12.83

2026-01-08

12.73

2026-01-07

12.63

2026-01-06

12.69

2026-01-05

12.64

2026-01-02

12.47

2025-12-31

12.54

2025-12-30

12.43

2025-12-29

12.48

2025-12-26

12.45

2025-12-24

12.43

2025-12-23

12.48

2025-12-22

12.56

2025-12-19

12.65

2025-12-18

13.02

2025-12-17

12.87

2025-12-16

12.88

2025-12-15

12.95

2025-12-12

12.92

2025-12-11

12.92

2025-12-10

12.72

2025-12-09

12.28

2025-12-08

12.17

2025-12-05

12.15

2025-12-04

12.23

2025-12-03

12.22

2025-12-02

11.94

2025-12-01

12.05

2025-11-28

11.86

2025-11-26

11.94

2025-11-25

11.97

2025-11-24

11.76

2025-11-21

11.82

2025-11-20

11.52

2025-11-19

11.58

2025-11-18

11.51

2025-11-17

11.53

2025-11-14

11.83

2025-11-13

11.73

2025-11-12

11.77

2025-11-11

11.78

2025-11-10

11.67

2025-11-07

11.56

2025-11-06

13.30

2025-11-05

13.50

2025-11-04

13.33

2025-11-03

13.42

2025-10-31

13.42

2025-10-30

13.40

2025-10-29

13.49

2025-10-28

13.82

2025-10-27

13.47

2025-10-24

13.44

2025-10-23

12.99

2025-10-22

13.17

2025-10-21

13.01

2025-10-20

12.98

2025-10-17

12.89

2025-10-16

12.82

2025-10-15

13.20

2025-10-14

13.17

2025-10-13

12.96

2025-10-10

12.83

2025-10-09

13.09

2025-10-08

13.19

2025-10-07

13.41

2025-10-06

13.41

2025-10-03

13.39

2025-10-02

13.33

2025-10-01

13.56

2025-09-30

13.68

2025-09-29

13.73

2025-09-26

13.90

2025-09-25

13.93

2025-09-24

14.18

2025-09-23

14.26

PE Ratio: 11.56

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