U.S. Bancorp (USB) Yield on Cost (YOC): 3.50%
The yield on cost (YOC) for U.S. Bancorp (USB) is 3.50%.
USB Yield on Cost (YOC) Metrics
YIELD ON COST (YOC)
3.50%
Yield on Cost for USB
USB now pays $2.06 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-06-10) | $41.96 | 4.91% |
| 5 years ago(2021-06-08) | $60.29 | 3.42% |
| 3 years ago(2023-06-08) | $33.06 | 6.23% |
| 1 year ago(2025-06-12) | $44.16 | 4.66% |
| Buying today(at $58.94) | $58.94 | 3.50% |
If you buy today and the dividend keeps growing
Projection: starting from today's 3.50% yield, assuming the dividend keeps compounding at its historical 4.0% rate. Boards set dividends each year, so actual figures will differ.
Today
3.50%
In 3 years
4.05%
In 5 years
4.47%
In 10 years
5.72%
Yield on Cost Calculator
Try your own purchase price, dividend and growth rate for U.S. Bancorp (USB).
Starting Yield
3.50%
Ending YOC
6.26%
Year 15 Dividend
$3.69
Cum. Dividends Recd.
$42.75
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $2.06 | — | 3.50% | $0.00 |
| Year 1 | $2.14 | +3.96% | 3.63% | $2.14 |
| Year 2 | $2.23 | +3.96% | 3.78% | $4.37 |
| Year 3 | $2.31 | +3.96% | 3.93% | $6.68 |
| Year 4 | $2.41 | +3.96% | 4.08% | $9.09 |
| Year 5 | $2.50 | +3.96% | 4.24% | $11.59 |
| Year 6 | $2.60 | +3.96% | 4.41% | $14.19 |
| Year 7 | $2.70 | +3.96% | 4.59% | $16.89 |
| Year 8 | $2.81 | +3.96% | 4.77% | $19.70 |
| Year 9 | $2.92 | +3.96% | 4.96% | $22.63 |
| Year 10 | $3.04 | +3.96% | 5.15% | $25.66 |
| Year 11 | $3.16 | +3.96% | 5.36% | $28.82 |
| Year 12 | $3.28 | +3.96% | 5.57% | $32.11 |
| Year 13 | $3.41 | +3.96% | 5.79% | $35.52 |
| Year 14 | $3.55 | +3.96% | 6.02% | $39.07 |
| Year 15 | $3.69 | +3.96% | 6.26% | $42.75 |
U.S. Bancorp Yield on Cost (YOC) Formula & Definition
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
U.S. Bancorp Yield on Cost (YOC) FAQ
- What is the yield on cost (YOC) for U.S. Bancorp (USB)?
- The yield on cost (YOC) for USB stock is 3.50%.
About U.S. Bancorp
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- Gunjan Kedia