Upbound Group (UPBD) Interest Coverage Ratio: History & Chart

Upbound Group, Inc.(UPBD)

Software - Application · Plano, TX

$15.36-0.36 (-2.29%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Upbound Group, Inc.

Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.

Plano, TX

12,050 employees

www.upbound.com

Technology / Software - Application

Sector: Technology
Industry: Software - Application
CEO: Fahmi Karam

View full financials

UPBD Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

1.98x

INTEREST COVERAGE RATIO AVG TTM

2.13x

INTEREST COVERAGE RATIO AVG 3Y

2.35x

INTEREST COVERAGE RATIO AVG 5Y

2.25x

INTEREST COVERAGE RATIO AVG 10Y

2.14x

INTEREST COVERAGE RATIO AVG 15Y

3.58x

INTEREST COVERAGE RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

-7.22%

CURRENT VS 3Y AVG

-15.68%

CURRENT VS 5Y AVG

-11.94%

CURRENT VS 10Y AVG

-7.37%

CURRENT VS 15Y AVG

-44.74%

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · TECHNOLOGY

0.34x

median of 452 covered companies

CURRENT VS SECTOR MEDIAN

+482.35%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Upbound Group, Inc. (UPBD)	$895.39M	1.98x	2.13x	2.35x	2.25x
Alpha and Omega Semiconductor Limited (AOSL)vs ›	$896.09M	-55.73x	23.38x	18.97x	14.99x
Kopin Corp. (KOPN)vs ›	$904.27M	N/A	110.94x	95.58x	95.58x
Playtika Holding Corp. (PLTK)vs ›	$871.07M	0.02x	1.27x	2.45x	2.59x
Daily Journal Corporation (DJCO)vs ›	$867.54M	8.18x	4.75x	3.21x	3.88x
Daktronics, Inc. (DAKT)vs ›	$861.88M	25.06x	25.06x	16.68x	18.27x
Frequency Electronics, Inc. (FEIM)vs ›	$859.98M	N/A	79.43x	79.43x	79.43x
Horizon Quantum Holdings Ltd. Class A Ordinary Shares (HQ)vs ›	$931.56M	-1845.18x	N/A	N/A	N/A
Rezolve AI PLC (RZLV)vs ›	$857.48M	-24.77x	N/A	N/A	N/A
PubMatic, Inc. (PUBM)vs ›	$857.01M	N/A	N/A	N/A	N/A

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Upbound Group, Inc. (UPBD)

$895.39M

1.98x

2.13x

2.35x

2.25x

Alpha and Omega Semiconductor Limited (AOSL)vs ›

$896.09M

-55.73x

23.38x

18.97x

14.99x

Kopin Corp. (KOPN)vs ›

$904.27M

N/A

110.94x

95.58x

Playtika Holding Corp. (PLTK)vs ›

$871.07M

0.02x

1.27x

2.45x

2.59x

Daily Journal Corporation (DJCO)vs ›

$867.54M

8.18x

4.75x

3.21x

3.88x

Daktronics, Inc. (DAKT)vs ›

$861.88M

25.06x

16.68x

18.27x

Frequency Electronics, Inc. (FEIM)vs ›

$859.98M

N/A

79.43x

Horizon Quantum Holdings Ltd. Class A Ordinary Shares (HQ)vs ›

$931.56M

-1845.18x

N/A

Rezolve AI PLC (RZLV)vs ›

$857.48M

-24.77x

N/A

PubMatic, Inc. (PUBM)vs ›

$857.01M

N/A

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Upbound Group, Inc. (UPBD)?

The interest coverage ratio for UPBD stock is 1.98x.

Is Upbound Group, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 1.98x is 12% below its 5-year average of 2.25x, around the middle of its 5-year range (-1.25x–5.21x).

What is the TTM average interest coverage ratio for Upbound Group, Inc. (UPBD)?

The TTM average interest coverage ratio for UPBD stock is 2.13x.

What is the 3Y average interest coverage ratio for Upbound Group, Inc. (UPBD)?

The 3Y average interest coverage ratio for UPBD stock is 2.35x.

What is the 5Y average interest coverage ratio for Upbound Group, Inc. (UPBD)?

The 5Y average interest coverage ratio for UPBD stock is 2.25x.

What is the 10Y average interest coverage ratio for Upbound Group, Inc. (UPBD)?

The 10Y average interest coverage ratio for UPBD stock is 2.14x.

What is the 15Y average interest coverage ratio for Upbound Group, Inc. (UPBD)?

The 15Y average interest coverage ratio for UPBD stock is 3.58x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	2.13x
2026-03-31	2.88x
2025-12-31	2.04x
2025-09-30	1.84x
2025-06-30	1.78x
2025-03-31	2.25x
2024-12-31	3.11x
2024-09-30	2.61x
2024-06-30	2.84x
2024-03-31	2.06x
2023-12-31	1.92x
2023-09-30	2.08x
2023-06-30	2.97x
2023-03-31	-1.25x
2022-12-31	1.59x
2022-09-30	1.61x
2022-06-30	3.04x
2022-03-31	0.58x
2021-12-31	1.97x
2021-09-30	3.40x
2021-06-30	5.21x
2021-03-31	5.84x
2020-12-31	16.23x
2020-09-30	23.94x
2020-06-30	12.89x
2020-03-31	10.99x
2019-12-31	14.08x
2019-09-30	5.77x
2019-06-30	12.86x
2019-03-31	1.85x
2018-12-31	1.32x
2018-09-30	2.44x
2018-06-30	2.51x
2018-03-31	-0.90x
2017-12-31	-4.71x
2017-09-30	-0.74x
2017-06-30	-0.08x
2017-03-31	0.10x
2016-12-31	-13.55x
2016-09-30	1.43x
2016-06-30	2.35x
2016-03-31	4.04x
2015-12-31	-92.51x
2015-09-30	0.53x
2015-06-30	4.09x
2015-03-31	4.50x
2014-12-31	3.77x
2014-09-30	3.74x
2014-06-30	3.40x
2014-03-31	5.24x
2013-12-31	3.17x
2013-09-30	5.18x
2013-06-30	7.86x
2013-03-31	9.91x
2012-12-31	11.93x
2012-09-30	8.41x
2012-06-30	9.47x
2012-03-31	10.25x
2011-12-31	9.04x
2011-09-30	6.56x
2011-06-30	7.61x
2011-03-31	8.24x
2010-12-31	7.35x
2010-09-30	11.40x
2010-06-30	13.69x
2010-03-31	14.58x
2009-12-31	16.05x
2009-09-30	13.23x
2009-06-30	9.36x
2009-03-31	8.89x
2008-09-30	3.89x
2008-06-30	4.45x

DATE

INTEREST COVERAGE RATIO

2026-06-30

2.13x

2026-03-31

2.88x

2025-12-31

2.04x

2025-09-30

1.84x

2025-06-30

1.78x

2025-03-31

2.25x

2024-12-31

3.11x

2024-09-30

2.61x

2024-06-30

2.84x

2024-03-31

2.06x

2023-12-31

1.92x

2023-09-30

2.08x

2023-06-30

2.97x

2023-03-31

-1.25x

2022-12-31

1.59x

2022-09-30

1.61x

2022-06-30

3.04x

2022-03-31

0.58x

2021-12-31

1.97x

2021-09-30

3.40x

2021-06-30

5.21x

2021-03-31

5.84x

2020-12-31

16.23x

2020-09-30

23.94x

2020-06-30

12.89x

2020-03-31

10.99x

2019-12-31

14.08x

2019-09-30

5.77x

2019-06-30

12.86x

2019-03-31

1.85x

2018-12-31

1.32x

2018-09-30

2.44x

2018-06-30

2.51x

2018-03-31

-0.90x

2017-12-31

-4.71x

2017-09-30

-0.74x

2017-06-30

-0.08x

2017-03-31

0.10x

2016-12-31

-13.55x

2016-09-30

1.43x

2016-06-30

2.35x

2016-03-31

4.04x

2015-12-31

-92.51x

2015-09-30

0.53x

2015-06-30

4.09x

2015-03-31

4.50x

2014-12-31

3.77x

2014-09-30

3.74x

2014-06-30

3.40x

2014-03-31

5.24x

2013-12-31

3.17x

2013-09-30

5.18x

2013-06-30

7.86x

2013-03-31

9.91x

2012-12-31

11.93x

2012-09-30

8.41x

2012-06-30

9.47x

2012-03-31

10.25x

2011-12-31

9.04x

2011-09-30

6.56x

2011-06-30

7.61x

2011-03-31

8.24x

2010-12-31

7.35x

2010-09-30

11.40x

2010-06-30

13.69x

2010-03-31

14.58x

2009-12-31

16.05x

2009-09-30

13.23x

2009-06-30

9.36x

2009-03-31

8.89x

2008-09-30

3.89x

2008-06-30

4.45x

Interest Coverage Ratio: 1.98x

UPBD Interest Coverage Ratio

UPBD Average Interest Coverage Ratio Chart

UPBD Current vs Average Interest Coverage Ratio Chart

UPBD Interest Coverage Ratio Metrics

UPBD Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

UPBD Interest Coverage Ratio History

Related Metrics