Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.39%.
YIELD ON COST (YOC)
1.39%
UFCS now pays $0.76 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $42.12 | 1.80% |
| 5 years ago(2021-09-30) | $23.10 | 3.29% |
| 3 years ago(2023-10-03) | $19.49 | 3.90% |
| 1 year ago(2025-10-07) | $30.99 | 2.45% |
| Buying today(at $54.87) | $54.87 | 1.39% |
Projection: starting from today's 1.39% yield, assuming the dividend keeps compounding at 1.4% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.39%
In 3 years
1.45%
In 5 years
1.50%
In 10 years
1.63%
Try your own purchase price, dividend and growth rate for United Fire Group, Inc. (UFCS).
Starting Yield
1.39%
Ending YOC
0.24%
Year 15 Dividend
$0.13
Cum. Dividends Recd.
$5.11
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.76 | N/A | 1.39% | $0.00 |
| Year 1 | $0.68 | -10.91% | 1.23% | $0.68 |
| Year 2 | $0.60 | -10.91% | 1.10% | $1.28 |
| Year 3 | $0.54 | -10.91% | 0.98% | $1.82 |
| Year 4 | $0.48 | -10.91% | 0.87% | $2.30 |
| Year 5 | $0.43 | -10.91% | 0.78% | $2.72 |
| Year 6 | $0.38 | -10.91% | 0.69% | $3.10 |
| Year 7 | $0.34 | -10.91% | 0.62% | $3.44 |
| Year 8 | $0.30 | -10.91% | 0.55% | $3.74 |
| Year 9 | $0.27 | -10.91% | 0.49% | $4.01 |
| Year 10 | $0.24 | -10.91% | 0.44% | $4.25 |
| Year 11 | $0.21 | -10.91% | 0.39% | $4.46 |
| Year 12 | $0.19 | -10.91% | 0.35% | $4.65 |
| Year 13 | $0.17 | -10.91% | 0.31% | $4.82 |
| Year 14 | $0.15 | -10.91% | 0.27% | $4.97 |
| Year 15 | $0.13 | -10.91% | 0.24% | $5.11 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
