Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.13% is 77% below its 2-year average of 9.31%, near the low end of its 2-year range (2.04%–44.83%).
As of the fiscal period ended Tuesday, June 30, 2026. 14.52% below its 12-month average of 2.49%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 2.13%.
DEBT TO ASSETS RATIO
2.13%
DEBT TO ASSETS RATIO AVG TTM
2.49%
DEBT TO ASSETS RATIO AVG 3Y
N/A
DEBT TO ASSETS RATIO AVG 5Y
N/A
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-14.52%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+4164.50%
vs the sector median at left
TWFG, Inc. Common Stock
Market Cap
$327.79M
Debt to Assets Ratio
2.13%
TTM Avg
2.49%
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$327.64M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$328.74M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$330.02M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$325.24M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$330.38M
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$325.01M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$330.67M
Debt to Assets Ratio
0.11%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TWFG, Inc. Common Stock (TWFG) | $327.79M | 2.13% | 2.49% | N/A | N/A |
| Pioneer Acquisition I Corp (PACH)vs › | $327.64M | 0.00% | N/A | N/A | N/A |
| Oxley Bridge Acquisition Limited (OBA)vs › | $328.74M | 0.00% | N/A | N/A | N/A |
| FS Bancorp, Inc. (FSBW)vs › | $328.95M | 0.12% | N/A | N/A | N/A |
| Fifth Era Acquisition Corp I Class A Ordinary Shares (FERA)vs › | $330.02M | 0.00% | N/A | N/A | N/A |
| New Providence Acquisition Corp. III (NPAC)vs › | $325.24M | 0.00% | N/A | N/A | N/A |
| C&F Financial Corporation (CFFI)vs › | $330.38M | 0.04% | N/A | N/A | N/A |
| Renatus Tactical Acquisition Corp I Class A Ordinary Shares (RTAC)vs › | $325.01M | 0.00% | N/A | N/A | N/A |
| RRE Ventures Acquisition Corp. (RREV)vs › | $330.67M | 0.11% | N/A | N/A | N/A |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $324.91M | N/A | N/A | N/A | N/A |
Debt/Assets
2.1%
Debt/Equity
0.17
Current Ratio
2.56
Interest Coverage
83.2x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.13% |
| 2026-03-31 | 2.04% |
| 2025-12-31 | 3.00% |
| 2025-09-30 | 2.58% |
| 2025-06-30 | 2.72% |
| 2025-03-31 | 2.93% |
| 2024-12-31 | 3.19% |
| 2024-09-30 | 2.84% |
| 2024-06-30 | 32.23% |
| 2024-03-31 | 3.87% |
| 2023-12-31 | 44.83% |
