Texas Capital Bancshares (TCBI) Financials: History & Chart

Texas Capital Bancshares, Inc.(TCBI)

Banks - Regional · Dallas, TX

$92.97-0.72 (-0.77%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc. serves as the holding company for Texas Capital Bank, operating as a comprehensive financial services firm that delivers tailored solutions to businesses, entrepreneurs, and individual clients. Its offerings encompass commercial banking, consumer banking, investment banking, and wealth management. The company provides businesses with various deposit accounts, such as commercial checking, lockbox, and cash concentration services, alongside digital banking tools for information access, wire transfers, ACH initiation, and account integration. For individual clients, it offers checking, savings, money market accounts, and certificates of deposit. Regarding lending, the firm extends a broad spectrum of options, including commercial loans to fund working capital, growth initiatives, acquisitions, and business insurance premiums, in addition to consumer loans. Specialized financing is available for exploration and production companies, mortgage finance, commercial real estate, and residential homebuilder projects. Furthermore, it offers first and second lien loans for purchasing or constructing 1-4 family residences, home equity revolving lines of credit, and loans for acquiring residential lots. SBA-backed real estate loans, equipment financing and leasing services, and letters of credit round out its lending portfolio. Beyond its core banking and lending activities, clients benefit from online and mobile banking platforms, debit and credit card services, escrow management, and comprehensive personal wealth and trust services. Depositors also have the opportunity to earn American Airlines AAdvantage miles. Its operations are focused within the Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Established in 1996, the firm maintains its headquarters in Dallas, Texas.

Dallas, TX

1,785 employees

www.texascapitalbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Robert C. Holmes

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	1.96B	439.93M	488.36M	504.36M	529.20M	493.64M	471.73M	491.64M	337.76M
Cost of Goods Sold	737.65M	179.55M	180.38M	176.88M	200.84M	201.17M	208.25M	225.96M	222.43M
Gross Profit	1.22B	260.38M	307.99M	327.48M	328.35M	292.46M	263.48M	265.68M	115.33M
Gross Profit Margin	62.4%	59.2%	63.1%	64.9%	62.0%	59.2%	55.9%	54.0%	34.1%
Total Operating Expenses	736.72M	148.38M	213.57M	184.20M	190.57M	190.28M	203.02M	172.16M	195.32M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	535.19M	143.59M	149.20M	114.25M	128.15M	128.87M	141.99M	106.78M	131.91M
Operating Income (EBIT)	487.48M	112.00M	94.42M	143.28M	137.78M	102.19M	60.46M	93.52M	-79.99M
Operating Margin	24.8%	25.5%	19.3%	28.4%	26.0%	20.7%	12.8%	19.0%	-23.7%
Income Before Tax (EBT)	476.48M	112.00M	94.42M	132.28M	137.78M	102.19M	60.46M	93.52M	-79.99M
Interest Income	1.75B	429.55M	419.09M	444.31M	460.62M	439.57M	427.29M	437.57M	452.53M
Interest Expense	709.65M	179.55M	164.38M	176.88M	188.84M	186.17M	191.25M	207.96M	212.43M
Other Income/Expense	-11.00M	0.00	0.00	-11.00M	0.00	0.00	0.00	0.00	0.00
Net Income	364.61M	84.95M	73.79M	100.66M	105.21M	77.33M	47.05M	71.02M	-61.32M
Income Tax Expense	111.88M	27.05M	20.63M	31.63M	32.57M	24.86M	13.41M	22.50M	-18.67M
Net Profit Margin	18.6%	19.3%	15.1%	20.0%	19.9%	15.7%	10.0%	14.4%	-18.2%
EBITDA	541.80M	125.00M	107.23M	159.16M	150.40M	116.64M	69.67M	108.83M	-65.91M
EBITDA Margin	27.6%	28.4%	22.0%	31.6%	28.4%	23.6%	14.8%	22.1%	-19.5%
Depreciation & Amortization	54.31M	13.00M	12.82M	15.88M	12.62M	14.45M	9.22M	15.31M	14.08M
EPS Basic	7.72	1.79	1.58	2.14	2.21	1.59	0.93	1.44	-1.42
EPS Diluted	7.63	1.77	1.56	2.12	2.18	1.58	0.92	1.43	-1.42
Weighted Average Basic Shares	45.02M	45.02M	45.02M	45.02M	45.71M	45.79M	46.12M	46.20M	46.20M
Weighted Average Diluted Shares	45.45M	45.45M	45.45M	45.45M	46.23M	46.22M	46.62M	46.61M	46.61M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	2.00B	1.76B	1.79B	1.25B	987.05M	1.18B	1.44B	1.23B
Cost of Goods Sold	787.15M	895.25M	787.80M	334.48M	77.75M	446.09M	460.59M	336.33M
Gross Profit	1.21B	865.35M	1.00B	910.76M	909.30M	731.72M	974.59M	890.95M
Gross Profit Margin	60.6%	49.2%	56.0%	73.1%	92.1%	62.1%	67.9%	72.6%
Total Operating Expenses	768.07M	758.28M	756.95M	479.01M	571.25M	639.77M	578.28M	517.60M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	513.27M	512.28M	522.33M	483.54M	381.23M	390.06M	446.76M	394.60M
Operating Income (EBIT)	443.71M	107.06M	246.59M	431.75M	338.06M	91.95M	396.31M	373.35M
Operating Margin	22.2%	6.1%	13.8%	34.7%	34.2%	7.8%	27.6%	30.4%
Income Before Tax (EBT)	432.71M	107.06M	246.59M	431.75M	338.06M	91.95M	396.31M	373.35M
Interest Income	1.77B	1.73B	1.63B	1.14B	876.59M	1.04B	1.35B	1.16B
Interest Expense	743.15M	828.25M	715.80M	268.48M	107.75M	188.09M	385.59M	249.33M
Other Income/Expense	-11.00M	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	330.24M	77.51M	189.14M	332.48M	253.94M	66.29M	312.01M	293.39M
Income Tax Expense	102.47M	29.55M	57.45M	99.28M	84.12M	25.66M	84.30M	79.96M
Net Profit Margin	16.5%	4.4%	10.6%	26.7%	25.7%	5.6%	21.7%	23.9%
EBITDA	480.00M	161.29M	287.07M	477.04M	431.46M	166.87M	433.58M	405.37M
EBITDA Margin	24.0%	9.2%	16.0%	38.3%	43.7%	14.2%	30.2%	33.0%
Depreciation & Amortization	36.29M	54.23M	40.47M	45.28M	93.41M	74.92M	37.27M	32.02M
EPS Basic	6.87	1.29	3.58	6.25	4.65	1.12	6.23	5.83
EPS Diluted	6.80	1.28	3.54	6.18	4.60	1.12	6.21	5.79
Weighted Average Basic Shares	45.02M	46.56M	48.01M	50.46M	50.58M	50.43M	50.29M	49.94M
Weighted Average Diluted Shares	45.45M	46.99M	48.61M	51.05M	51.14M	50.58M	50.42M	50.27M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.