Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 13.35 is 130% above its 5-year average of 5.81, near the high end of its 5-year range (0.00–13.35).
As of the fiscal period ended Wednesday, December 31, 2025. 54.61% above its 12-month average of 8.63.
Reported quarterly quick ratio; no daily interpolation. Q4 FY2025 (2025-12-31): 13.35.
QUICK RATIO (ACID-TEST)
13.35
QUICK RATIO (ACID-TEST) AVG TTM
8.63
QUICK RATIO (ACID-TEST) AVG 3Y
7.51
QUICK RATIO (ACID-TEST) AVG 5Y
5.81
QUICK RATIO (ACID-TEST) AVG 10Y
N/A
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
+54.61%
CURRENT VS 3Y AVG
+77.85%
CURRENT VS 5Y AVG
+129.86%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.42
median of 205 covered companies
CURRENT VS SECTOR MEDIAN
+840.02%
vs the sector median at left
Market Cap
$81.86M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$81.71M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$83.66M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$80.35M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$84.34M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$79.03M
Quick Ratio (Acid-Test)
0.34
TTM Avg
690.21
3Y Avg
690.21
5Y Avg
690.21
Market Cap
$78.99M
Quick Ratio (Acid-Test)
450.84
TTM Avg
11.46
3Y Avg
11.46
5Y Avg
11.46
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SVRN, Inc. (SVRN) | $82.01M | 13.35 | 8.63 | 7.51 | 5.81 |
| United Bancorp, Inc. (UBCP)vs › | $81.86M | N/A | N/A | N/A | N/A |
| Hennessy Advisors, Inc. (HNNA)vs › | $81.71M | N/A | N/A | N/A | N/A |
| ZeroStack Corp. (ZSTK)vs › | $83.08M | N/A | N/A | N/A | N/A |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.66M | N/A | N/A | N/A | N/A |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $80.35M | N/A | N/A | N/A | N/A |
| JATT II Acquisition Corp. (JATT)vs › | $84.34M | N/A | N/A | N/A | N/A |
| Starry Sea Acquisition Corp. (SSEA)vs › | $79.03M | 0.34 | 690.21 | 690.21 | 690.21 |
| Wintergreen Acquisition Corp. (WTG)vs › | $78.99M | 450.84 | 11.46 | 11.46 | 11.46 |
| Summit State Bank (SSBI)vs › | $85.12M | N/A | N/A | N/A | N/A |
Quick Ratio
13.35
Excludes inventory
Current Ratio
13.35
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 13.35 |
| 2025-09-30 | 13.35 |
| 2025-06-30 | 7.01 |
| 2025-03-31 | 7.01 |
| 2024-12-31 | 2.46 |
| 2024-09-30 | 1.93 |
| 2024-06-30 | 12.27 |
| 2024-03-31 | 8.42 |
| 2023-12-31 | 8.64 |
| 2023-09-30 | 4.17 |
| 2023-06-30 | 10.02 |
| 2023-03-31 | 3.31 |
| 2022-12-31 | 5.63 |
| 2022-09-30 | 5.59 |
| 2022-06-30 | 5.45 |
| 2022-03-31 | 5.41 |
| 2021-12-31 | 3.24 |
| 2021-09-30 | 0.00 |
| 2021-06-30 | 1.27 |
| 2021-03-31 | 1.27 |
| 2020-12-31 | 2.15 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
