Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.42%.
YIELD ON COST (YOC)
1.42%
SMBC now pays $1.02 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $24.70 | 4.13% |
| 5 years ago(2021-09-30) | $44.89 | 2.27% |
| 3 years ago(2023-10-03) | $38.26 | 2.67% |
| 1 year ago(2025-10-07) | $52.27 | 1.95% |
| Buying today(at $71.71) | $71.71 | 1.42% |
Projection: starting from today's 1.42% yield, assuming the dividend keeps compounding at 7.4% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.42%
In 3 years
1.76%
In 5 years
2.03%
In 10 years
2.91%
Try your own purchase price, dividend and growth rate for Southern Missouri Bancorp, Inc. (SMBC).
Starting Yield
1.42%
Ending YOC
5.83%
Year 15 Dividend
$4.18
Cum. Dividends Recd.
$35.21
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.02 | N/A | 1.42% | $0.00 |
| Year 1 | $1.12 | +9.86% | 1.56% | $1.12 |
| Year 2 | $1.23 | +9.86% | 1.72% | $2.35 |
| Year 3 | $1.35 | +9.86% | 1.89% | $3.70 |
| Year 4 | $1.49 | +9.86% | 2.07% | $5.19 |
| Year 5 | $1.63 | +9.86% | 2.28% | $6.82 |
| Year 6 | $1.79 | +9.86% | 2.50% | $8.62 |
| Year 7 | $1.97 | +9.86% | 2.75% | $10.59 |
| Year 8 | $2.16 | +9.86% | 3.02% | $12.75 |
| Year 9 | $2.38 | +9.86% | 3.32% | $15.13 |
| Year 10 | $2.61 | +9.86% | 3.64% | $17.74 |
| Year 11 | $2.87 | +9.86% | 4.00% | $20.61 |
| Year 12 | $3.15 | +9.86% | 4.40% | $23.76 |
| Year 13 | $3.46 | +9.86% | 4.83% | $27.23 |
| Year 14 | $3.80 | +9.86% | 5.31% | $31.03 |
| Year 15 | $4.18 | +9.86% | 5.83% | $35.21 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
