Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 12.09 as of 2026-10-06T20:38:10.919Z.
Consensus retrieved: 2026-10-06T16:16:33.509Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T20:38:10.919Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: b321b910a26c5594b842b8bde0ac706d0878da2cb14ff430af8cffe787c650f3
Forward PE Ratio (12.09) = Dated Quote Price ($60.44) / Consensus Forward EPS ($5.00)
FORWARD PE RATIO
12.09
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
+8.53%
vs the sector median at left
Southern First Bancshares, Inc.
Market Cap
$571.47M
Forward PE Ratio
12.09
Market Cap
$564.90M
Forward PE Ratio
N/A
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Southern First Bancshares, Inc. (SFST) | $571.47M | 12.09 |
| Gemini Space Station, Inc. (GEMI)vs › | $570.58M | N/A |
| Bridgewater Bancshares, Inc. (BWB)vs › | $567.99M | 11.09 |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $564.90M | N/A |
| Kearny Financial Corp. (KRNY)vs › | $580.24M | 11.72 |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 10.54 |
| Greene County Bancorp, Inc. (GCBC)vs › | $585.17M | N/A |
| Civista Bancshares, Inc. (CIVB)vs › | $555.12M | 9.40 |
| Community West Bancshares (CWBC)vs › | $554.79M | 13.55 |
| Unity Bancorp, Inc. (UNTY)vs › | $554.56M | 9.44 |
Trailing P/E
12.9
reported TTM EPS
Forward P/E
12.1
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $5.00 implies +6.8% EPS growth vs the reported trailing $4.68.
At the dated quote price of $60.44, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $5.00 | $4.68 – $5.32 | 2 | 12.1x |
| 2027-12-31 | $6.17 | $6.14 – $6.21 | 2 | 9.8x |
| 2028-12-31 | $6.60 | $6.56 – $6.64 | 1 | 9.2x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
