Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.13%.
YIELD ON COST (YOC)
1.13%
SCHW now pays $1.23 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-08-31) | $31.46 | 3.91% |
| 5 years ago(2021-09-09) | $72.33 | 1.70% |
| 3 years ago(2023-08-30) | $59.78 | 2.06% |
| 1 year ago(2025-09-04) | $97.63 | 1.26% |
| Buying today(at $106.87) | $106.87 | 1.13% |
Projection: starting from today's 1.13% yield, assuming the dividend keeps compounding at 10.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.13%
In 3 years
1.53%
In 5 years
1.87%
In 10 years
3.10%
Try your own purchase price, dividend and growth rate for The Charles Schwab Corporation (SCHW).
Starting Yield
1.15%
Ending YOC
3.89%
Year 15 Dividend
$4.15
Cum. Dividends Recd.
$37.51
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.23 | N/A | 1.15% | $0.00 |
| Year 1 | $1.33 | +8.45% | 1.25% | $1.33 |
| Year 2 | $1.45 | +8.45% | 1.35% | $2.78 |
| Year 3 | $1.57 | +8.45% | 1.47% | $4.35 |
| Year 4 | $1.70 | +8.45% | 1.59% | $6.05 |
| Year 5 | $1.85 | +8.45% | 1.73% | $7.90 |
| Year 6 | $2.00 | +8.45% | 1.87% | $9.90 |
| Year 7 | $2.17 | +8.45% | 2.03% | $12.07 |
| Year 8 | $2.35 | +8.45% | 2.20% | $14.42 |
| Year 9 | $2.55 | +8.45% | 2.39% | $16.97 |
| Year 10 | $2.77 | +8.45% | 2.59% | $19.74 |
| Year 11 | $3.00 | +8.45% | 2.81% | $22.74 |
| Year 12 | $3.26 | +8.45% | 3.05% | $26.00 |
| Year 13 | $3.53 | +8.45% | 3.30% | $29.53 |
| Year 14 | $3.83 | +8.45% | 3.58% | $33.36 |
| Year 15 | $4.15 | +8.45% | 3.89% | $37.51 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
