Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.54%.
YIELD ON COST (YOC)
3.54%
SAFT now pays $3.68 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-10) | $67.98 | 5.41% |
| 5 years ago(2021-10-01) | $80.09 | 4.59% |
| 3 years ago(2023-10-04) | $68.79 | 5.35% |
| 1 year ago(2025-10-08) | $69.52 | 5.29% |
| Buying today(at $103.94) | $103.94 | 3.54% |
Projection: starting from today's 3.54% yield, assuming the dividend keeps compounding at 0.3% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.54%
In 3 years
3.57%
In 5 years
3.59%
In 10 years
3.64%
Try your own purchase price, dividend and growth rate for Safety Insurance Group, Inc. (SAFT).
Starting Yield
3.54%
Ending YOC
3.66%
Year 15 Dividend
$3.80
Cum. Dividends Recd.
$56.18
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $3.68 | N/A | 3.54% | $0.00 |
| Year 1 | $3.69 | +0.22% | 3.55% | $3.69 |
| Year 2 | $3.70 | +0.22% | 3.56% | $7.38 |
| Year 3 | $3.70 | +0.22% | 3.56% | $11.09 |
| Year 4 | $3.71 | +0.22% | 3.57% | $14.80 |
| Year 5 | $3.72 | +0.22% | 3.58% | $18.52 |
| Year 6 | $3.73 | +0.22% | 3.59% | $22.25 |
| Year 7 | $3.74 | +0.22% | 3.60% | $25.99 |
| Year 8 | $3.75 | +0.22% | 3.60% | $29.73 |
| Year 9 | $3.75 | +0.22% | 3.61% | $33.49 |
| Year 10 | $3.76 | +0.22% | 3.62% | $37.25 |
| Year 11 | $3.77 | +0.22% | 3.63% | $41.02 |
| Year 12 | $3.78 | +0.22% | 3.64% | $44.80 |
| Year 13 | $3.79 | +0.22% | 3.64% | $48.58 |
| Year 14 | $3.79 | +0.22% | 3.65% | $52.38 |
| Year 15 | $3.80 | +0.22% | 3.66% | $56.18 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
