Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 15.72% is in line with its 5-year average of 16.16%, around the middle of its 5-year range (13.47%–18.55%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.80% below its 12-month average of 16.69%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 15.72%.
DEBT TO ASSETS RATIO
15.72%
DEBT TO ASSETS RATIO AVG TTM
16.69%
DEBT TO ASSETS RATIO AVG 3Y
17.11%
DEBT TO ASSETS RATIO AVG 5Y
16.16%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-5.80%
CURRENT VS 3Y AVG
-8.12%
CURRENT VS 5Y AVG
-2.69%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+31342.70%
vs the sector median at left
Richmond Mutual Bancorporation, Inc.
Market Cap
$246.37M
Debt to Assets Ratio
15.72%
TTM Avg
16.69%
3Y Avg
17.11%
5Y Avg
16.16%
Market Cap
$246.64M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$246.56M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$246.54M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$247.56M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$248.00M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$248.21M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$244.89M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$242.82M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Richmond Mutual Bancorporation, Inc. (RMBI) | $246.37M | 15.72% | 16.69% | 17.11% | 16.16% |
| Eagle Financial Services, Inc. (EFSI)vs › | $246.64M | 0.02% | N/A | N/A | N/A |
| Roman DBDR Acquisition Corp. II (DRDB)vs › | $246.56M | 0.00% | N/A | N/A | N/A |
| Cal Redwood Acquisition Corp. (CRAQ)vs › | $246.54M | 0.00% | N/A | N/A | N/A |
| Sizzle Acquisition Corp. II (SZZL)vs › | $247.56M | 0.00% | N/A | N/A | N/A |
| Keystone Acquisition Corp. (KEYY)vs › | $248.00M | N/A | N/A | N/A | N/A |
| Hennessy Capital Investment Corp. VIII (HCIC)vs › | $248.21M | 0.00% | N/A | N/A | N/A |
| CSLM Digital Asset Acquisition Corp III Class A Ordinary Shares (KOYN)vs › | $244.89M | 0.00% | N/A | N/A | N/A |
| GSR IV Acquisition Corp. Class A ordinary share (GSRF)vs › | $242.82M | 0.00% | N/A | N/A | N/A |
| Cambridge Acquisition Corp. Class A Ordinary Shares (CAQ)vs › | $251.01M | 0.00% | N/A | N/A | N/A |
Debt/Assets
15.7%
Debt/Equity
1.65
Current ratio and interest coverage is unavailable for Richmond Mutual Bancorporation, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 15.72% |
| 2026-03-31 | 16.85% |
| 2025-12-31 | 16.52% |
| 2025-09-30 | 16.65% |
| 2025-06-30 | 17.71% |
| 2025-03-31 | 17.99% |
| 2024-12-31 | 17.61% |
| 2024-09-30 | 16.88% |
| 2024-06-30 | 16.85% |
| 2024-03-31 | 18.35% |
| 2023-12-31 | 18.55% |
| 2023-09-30 | 16.73% |
| 2023-06-30 | 16.04% |
| 2023-03-31 | 13.47% |
| 2022-12-31 | 13.55% |
| 2022-09-30 | 14.63% |
| 2022-06-30 | 14.15% |
| 2022-03-31 | 14.49% |
| 2021-12-31 | 14.20% |
| 2021-09-30 | 16.41% |
| 2021-06-30 | 15.90% |
| 2021-03-31 | 14.90% |
| 2020-12-31 | 15.68% |
| 2020-09-30 | 16.68% |
| 2020-06-30 | 15.79% |
| 2020-03-31 | 18.06% |
| 2019-12-31 | 15.62% |
| 2019-09-30 | 14.75% |
| 2019-06-30 | 14.51% |
| 2019-03-31 | 16.44% |
| 2018-12-31 | 16.02% |