Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 0.35%.
YIELD ON COST (YOC)
0.35%
RCBC now pays $0.19 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-03) | $12.95 | 1.47% |
| 5 years ago(2021-10-05) | $27.80 | 0.68% |
| 3 years ago(2023-10-06) | $19.00 | 1.00% |
| 1 year ago(2025-10-01) | $38.48 | 0.49% |
| Buying today(at $54.70) | $54.70 | 0.35% |
Projection: starting from today's 0.35% yield, assuming the dividend keeps compounding at 6.3% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
0.35%
In 3 years
0.42%
In 5 years
0.47%
In 10 years
0.63%
Try your own purchase price, dividend and growth rate for River City Bank (RCBC).
Starting Yield
0.35%
Ending YOC
0.82%
Year 15 Dividend
$0.45
Cum. Dividends Recd.
$4.66
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.19 | N/A | 0.35% | $0.00 |
| Year 1 | $0.20 | +5.92% | 0.37% | $0.20 |
| Year 2 | $0.21 | +5.92% | 0.39% | $0.41 |
| Year 3 | $0.23 | +5.92% | 0.41% | $0.64 |
| Year 4 | $0.24 | +5.92% | 0.44% | $0.88 |
| Year 5 | $0.25 | +5.92% | 0.46% | $1.13 |
| Year 6 | $0.27 | +5.92% | 0.49% | $1.40 |
| Year 7 | $0.28 | +5.92% | 0.52% | $1.69 |
| Year 8 | $0.30 | +5.92% | 0.55% | $1.99 |
| Year 9 | $0.32 | +5.92% | 0.58% | $2.30 |
| Year 10 | $0.34 | +5.92% | 0.62% | $2.64 |
| Year 11 | $0.36 | +5.92% | 0.65% | $3.00 |
| Year 12 | $0.38 | +5.92% | 0.69% | $3.38 |
| Year 13 | $0.40 | +5.92% | 0.73% | $3.78 |
| Year 14 | $0.43 | +5.92% | 0.78% | $4.21 |
| Year 15 | $0.45 | +5.92% | 0.82% | $4.66 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
