Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.70% is 84% below its 5-year average of 4.39%, near the low end of its 5-year range (0.70%–10.14%).
As of the fiscal period ended Tuesday, June 30, 2026. 61.96% below its 12-month average of 1.84%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.70%.
DEBT TO ASSETS RATIO
0.70%
DEBT TO ASSETS RATIO AVG TTM
1.84%
DEBT TO ASSETS RATIO AVG 3Y
5.07%
DEBT TO ASSETS RATIO AVG 5Y
4.39%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-61.96%
CURRENT VS 3Y AVG
-86.17%
CURRENT VS 5Y AVG
-84.02%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+1302.40%
vs the sector median at left
Rhinebeck Bancorp, Inc.
Market Cap
$205.88M
Debt to Assets Ratio
0.70%
TTM Avg
1.84%
3Y Avg
5.07%
5Y Avg
4.39%
Market Cap
$206.04M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$206.41M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$205.52M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$206.58M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$206.68M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$206.74M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$204.78M
Debt to Assets Ratio
0.67%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$204.13M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Rhinebeck Bancorp, Inc. (RBKB) | $205.88M | 0.70% | 1.84% | 5.07% | 4.39% |
| Astoria US Equal Weight Quality Kings ETF (ROE)vs › | $206.04M | N/A | N/A | N/A | N/A |
| Jones Ventures Intl Acquisition1 (JONE)vs › | $206.41M | 0.00% | N/A | N/A | N/A |
| Citizens Community Bancorp, Inc. (CZWI)vs › | $205.52M | 0.03% | N/A | N/A | N/A |
| Vendome Acquisition Corporation I (VNME)vs › | $206.58M | 0.00% | N/A | N/A | N/A |
| Willow Lane Acquisition Corp. II Class A Ordinary Shares (WLII)vs › | $206.68M | 0.00% | N/A | N/A | N/A |
| Muzero Acquisition Corp Class A Ordinary Shares (MUZE)vs › | $206.74M | 0.00% | N/A | N/A | N/A |
| BRC Group Holdings, Inc. (RILYP)vs › | $204.78M | 0.67% | N/A | N/A | N/A |
| Security National Financial Corporation (SNFCA)vs › | $204.13M | 0.08% | N/A | N/A | N/A |
| Interprivate Investment Partners V Inc. (IPVV)vs › | $203.55M | N/A | N/A | N/A | N/A |
Debt/Assets
0.7%
Debt/Equity
0.07
Current ratio and interest coverage is unavailable for Rhinebeck Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.70% |
| 2026-03-31 | 1.28% |
| 2025-12-31 | 2.33% |
| 2025-09-30 | 2.41% |
| 2025-06-30 | 2.49% |
| 2025-03-31 | 4.70% |
| 2024-12-31 | 5.97% |
| 2024-09-30 | 5.13% |
| 2024-06-30 | 6.66% |
| 2024-03-31 | 8.72% |
| 2023-12-31 | 10.14% |
| 2023-09-30 | 7.06% |
| 2023-06-30 | 8.35% |
| 2023-03-31 | 8.26% |
| 2022-12-31 | 4.71% |
| 2022-09-30 | 3.30% |
| 2022-06-30 | 2.24% |
| 2022-03-31 | 1.65% |
| 2021-12-31 | 1.81% |
| 2021-09-30 | 2.00% |
| 2021-06-30 | 2.26% |
| 2021-03-31 | 3.48% |
| 2020-12-31 | 4.95% |
| 2020-09-30 | 5.39% |
| 2020-06-30 | 6.76% |
| 2020-03-31 | 8.42% |
| 2019-12-31 | 7.34% |
| 2019-09-30 | 5.61% |
| 2019-06-30 | 7.63% |
| 2019-03-31 | 9.27% |
| 2018-12-31 | 4.73% |
| 2018-09-30 | 7.17% |
| 2018-06-30 | 6.10% |
| 2017-12-31 | 2.70% |
