Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.72%.
YIELD ON COST (YOC)
2.72%
PNC now pays $6.80 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-07-26) | $82.69 | 8.22% |
| 5 years ago(2021-07-22) | $181.72 | 3.74% |
| 3 years ago(2023-07-25) | $133.54 | 5.09% |
| 1 year ago(2025-07-29) | $193.37 | 3.52% |
| Buying today(at $251.60) | $251.60 | 2.72% |
Projection: starting from today's 2.72% yield, assuming the dividend keeps compounding at its historical 7.5% rate. Boards set dividends each year, so actual figures will differ.
Today
2.72%
In 3 years
3.75%
In 5 years
4.63%
In 10 years
7.87%
Try your own purchase price, dividend and growth rate for The PNC Financial Services Group, Inc. (PNC).
Starting Yield
2.70%
Ending YOC
7.99%
Year 15 Dividend
$20.09
Cum. Dividends Recd.
$190.76
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $6.80 | N/A | 2.70% | $0.00 |
| Year 1 | $7.31 | +7.49% | 2.91% | $7.31 |
| Year 2 | $7.86 | +7.49% | 3.12% | $15.17 |
| Year 3 | $8.45 | +7.49% | 3.36% | $23.61 |
| Year 4 | $9.08 | +7.49% | 3.61% | $32.69 |
| Year 5 | $9.76 | +7.49% | 3.88% | $42.45 |
| Year 6 | $10.49 | +7.49% | 4.17% | $52.94 |
| Year 7 | $11.27 | +7.49% | 4.48% | $64.21 |
| Year 8 | $12.12 | +7.49% | 4.82% | $76.33 |
| Year 9 | $13.03 | +7.49% | 5.18% | $89.35 |
| Year 10 | $14.00 | +7.49% | 5.57% | $103.36 |
| Year 11 | $15.05 | +7.49% | 5.98% | $118.41 |
| Year 12 | $16.18 | +7.49% | 6.43% | $134.59 |
| Year 13 | $17.39 | +7.49% | 6.91% | $151.98 |
| Year 14 | $18.69 | +7.49% | 7.43% | $170.67 |
| Year 15 | $20.09 | +7.49% | 7.99% | $190.76 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
