The PNC Financial Services Group, Inc. (PNC) EBITDA Margin: 27.36%
Is The PNC Financial Services Group, Inc.’s EBITDA margin high or low?
The PNC Financial Services Group, Inc.'s EBITDA margin of 27.36% is in line with its 5-year average of 29.56%, near the low end of its 5-year range (21.80%–44.48%).
As of Saturday, June 13, 2026. 10.28% above its 12-month average of 24.81%.
PNC EBITDA Margin Chart
PNC Average EBITDA Margin Chart
PNC Current vs Average EBITDA Margin Chart
PNC EBITDA Margin Metrics
EBITDA MARGIN
27.36%
EBITDA MARGIN AVG TTM
24.81%
EBITDA MARGIN AVG 3Y
26.49%
EBITDA MARGIN AVG 5Y
29.56%
EBITDA MARGIN AVG 10Y
32.86%
EBITDA MARGIN AVG 15Y
33.58%
EBITDA MARGIN AVG 20Y
32.53%
CURRENT VS TTM AVG
+10.28%
CURRENT VS 3Y AVG
+3.30%
CURRENT VS 5Y AVG
-7.46%
CURRENT VS 10Y AVG
-16.75%
CURRENT VS 15Y AVG
-18.52%
CURRENT VS 20Y AVG
-15.89%
PNC Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The PNC Financial Services Group, Inc. (PNC) | $95.44B | 27.36% | 24.81% | 26.49% | 29.56% |
| CME Group Inc. (CME) | $97.67B | 87.73% | 84.97% | 83.39% | 80.99% |
| U.S. Bancorp (USB) | $91.49B | 24.01% | 22.37% | 23.21% | 27.31% |
| Brookfield Corporation (BN) | $100.98B | 43.04% | 38.49% | 33.99% | 32.85% |
| Marsh & McLennan Companies, Inc. (MMC) | $89.82B | 3.37% | 15.85% | 21.23% | 22.61% |
| KKR & Co. Inc. (KKR) | $86.41B | 36.99% | 39.67% | 42.47% | 70.19% |
| Robinhood Markets, Inc. (HOOD) | $83.92B | 48.74% | 43.53% | -1.12% | -15.18% |
| iShares Russell 2000 ETF (IWM) | $80.40B | N/A | N/A | N/A | N/A |
| Intercontinental Exchange, Inc. (ICE) | $79.47B | 52.56% | 52.11% | 47.43% | 52.41% |
| Moody's Corporation (MCO) | $78.24B | 50.98% | 49.01% | 45.68% | 47.50% |
Margin Comparison
Gross Margin
71.9%
EBITDA Margin
27.4%
Operating Margin
27.5%
Net Margin
22.5%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
The PNC Financial Services Group, Inc. EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
The PNC Financial Services Group, Inc. EBITDA Margin FAQ
- What is the EBITDA margin for The PNC Financial Services Group, Inc. (PNC)?
- The EBITDA margin for PNC stock is 27.36%.
- Is The PNC Financial Services Group, Inc.'s EBITDA margin high or low?
- The PNC Financial Services Group, Inc.'s EBITDA margin of 27.36% is in line with its 5-year average of 29.56%, near the low end of its 5-year range (21.80%–44.48%).
- What is the TTM average EBITDA margin for The PNC Financial Services Group, Inc. (PNC)?
- The TTM average EBITDA margin for PNC stock is 24.81%.
- What is the 3Y average EBITDA margin for The PNC Financial Services Group, Inc. (PNC)?
- The 3Y average EBITDA margin for PNC stock is 26.49%.
- What is the 5Y average EBITDA margin for The PNC Financial Services Group, Inc. (PNC)?
- The 5Y average EBITDA margin for PNC stock is 29.56%.
- What is the 10Y average EBITDA margin for The PNC Financial Services Group, Inc. (PNC)?
- The 10Y average EBITDA margin for PNC stock is 32.86%.
- What is the 15Y average EBITDA margin for The PNC Financial Services Group, Inc. (PNC)?
- The 15Y average EBITDA margin for PNC stock is 33.58%.
- What is the 20Y average EBITDA margin for The PNC Financial Services Group, Inc. (PNC)?
- The 20Y average EBITDA margin for PNC stock is 32.53%.
The PNC Financial Services Group, Inc. EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 27.36% |
| 2024-12-31 | 22.26% |
| 2023-12-31 | 21.80% |
| 2022-12-31 | 34.52% |
| 2021-12-31 | 44.48% |
| 2020-12-31 | 26.97% |
| 2019-12-31 | 32.99% |
| 2018-12-31 | 34.72% |
| 2017-12-31 | 36.63% |
| 2016-12-31 | 39.25% |
| 2015-12-31 | 40.53% |
| 2014-12-31 | 40.79% |
| 2013-12-31 | 40.50% |
| 2012-12-31 | 31.30% |
| 2011-12-31 | 32.93% |
| 2010-12-31 | 30.23% |
| 2009-12-31 | 23.20% |
| 2008-12-31 | 18.04% |
| 2007-12-31 | 25.47% |
| 2006-12-31 | 49.09% |
| 2005-12-31 | 30.04% |
| 2004-12-31 | 32.87% |
| 2003-12-31 | 31.11% |
| 2002-12-31 | 32.39% |
| 2001-12-31 | 12.14% |
| 2000-12-31 | 28.48% |
| 1999-12-31 | 29.76% |
| 1998-12-31 | 27.58% |
| 1997-12-31 | 28.44% |
| 1996-12-31 | 28.53% |
Related Metrics
About The PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- William S. Demchak