CPI Card Group (PMTS) Interest Coverage Ratio: History & Chart

CPI Card Group Inc.(PMTS)

Financial - Credit Services · Littleton, CO

$24.83+0.14 (+0.57%)

Delayed quote: Oct 6, 2026, 1:50 PM EDT

About CPI Card Group Inc.

CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is responsible for producing various financial payment cards, such as those adhering to Europay, Mastercard, and Visa (EMV) standards, as well as non-EMV cards, premium metal cards, and custom private label credit cards. It also delivers extensive card-related services to financial institutions that issue cards. These services encompass on-demand solutions, individualizing cards with specific user data, managing fulfillment processes, and offering immediate card issuance capabilities. The Prepaid Debit segment focuses on providing integrated card services, notably secure, tamper-evident packaging, to suppliers of prepaid debit cards. Furthermore, this division manufactures financial payment cards that are issued under the major payment network brands. CPI Card Group serves a broad range of clients across the United States. Its customers include issuers of both debit and credit cards, administrators of Prepaid Debit Card programs, local community banks, credit unions, collective service providers, and companies involved in processing card transactions. Originally established in 2007, the company was known as CPI Holdings I, Inc. It subsequently adopted its current name, CPI Card Group Inc., in August 2015. The corporate headquarters are situated in Littleton, Colorado.

Littleton, CO

1,700 employees

www.cpicardgroup.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: John D. Lowe

View full financials

PMTS Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

1.69x

INTEREST COVERAGE RATIO AVG TTM

1.60x

INTEREST COVERAGE RATIO AVG 3Y

1.83x

INTEREST COVERAGE RATIO AVG 5Y

2.07x

INTEREST COVERAGE RATIO AVG 10Y

1.49x

INTEREST COVERAGE RATIO AVG 15Y

N/A

INTEREST COVERAGE RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

+5.74%

CURRENT VS 3Y AVG

-7.75%

CURRENT VS 5Y AVG

-18.16%

CURRENT VS 10Y AVG

+13.22%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

3.38x

median of 40 covered companies

CURRENT VS SECTOR MEDIAN

-50.07%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
CPI Card Group Inc. (PMTS)	$284.94M	1.69x	1.60x	1.83x	2.07x
Franklin Financial Services Corporation (FRAF)vs ›	$286.36M	N/A	N/A	N/A	N/A
Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs ›	$285.62M	N/A	N/A	N/A	N/A
Ames National Corporation (ATLO)vs ›	$286.09M	N/A	N/A	N/A	N/A
Inflection Point Acquisition Corp. VIII (IPHX)vs ›	$284.05M	N/A	N/A	N/A	N/A
Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs ›	$283.11M	N/A	N/A	N/A	N/A
X3 Acquisition Corp. Ltd. (XCBE)vs ›	$281.81M	N/A	N/A	N/A	N/A
HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs ›	$288.65M	N/A	N/A	N/A	N/A
First United Corporation (FUNC)vs ›	$283.19M	N/A	N/A	N/A	N/A
Oak Valley Bancorp (OVLY)vs ›	$291.35M	N/A	N/A	N/A	N/A

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

CPI Card Group Inc. (PMTS)

$284.94M

1.69x

1.60x

1.83x

2.07x

Franklin Financial Services Corporation (FRAF)vs ›

$286.36M

N/A

Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs ›

$285.62M

N/A

Ames National Corporation (ATLO)vs ›

$286.09M

N/A

Inflection Point Acquisition Corp. VIII (IPHX)vs ›

$284.05M

N/A

Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs ›

$283.11M

N/A

X3 Acquisition Corp. Ltd. (XCBE)vs ›

$281.81M

N/A

HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs ›

$288.65M

N/A

First United Corporation (FUNC)vs ›

$283.19M

N/A

Oak Valley Bancorp (OVLY)vs ›

$291.35M

N/A

Interest Coverage Ratio FAQ

What is the interest coverage ratio for CPI Card Group Inc. (PMTS)?

The interest coverage ratio for PMTS stock is 1.69x.

Is CPI Card Group Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 1.69x is 18% below its 5-year average of 2.07x, near the low end of its 5-year range (1.17x–3.20x).

What is the TTM average interest coverage ratio for CPI Card Group Inc. (PMTS)?

The TTM average interest coverage ratio for PMTS stock is 1.60x.

What is the 3Y average interest coverage ratio for CPI Card Group Inc. (PMTS)?

The 3Y average interest coverage ratio for PMTS stock is 1.83x.

What is the 5Y average interest coverage ratio for CPI Card Group Inc. (PMTS)?

The 5Y average interest coverage ratio for PMTS stock is 2.07x.

What is the 10Y average interest coverage ratio for CPI Card Group Inc. (PMTS)?

The 10Y average interest coverage ratio for PMTS stock is 1.49x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	1.60x
2026-03-31	1.44x
2025-12-31	2.30x
2025-09-30	1.49x
2025-06-30	1.17x
2025-03-31	1.84x
2024-12-31	2.08x
2024-09-30	1.32x
2024-06-30	2.28x
2024-03-31	2.20x
2023-12-31	1.58x
2023-09-30	1.93x
2023-06-30	2.60x
2023-03-31	3.04x
2022-12-31	3.11x
2022-09-30	3.20x
2022-06-30	2.11x
2022-03-31	2.29x
2021-12-31	1.24x
2021-09-30	2.33x
2021-06-30	2.24x
2021-03-31	1.98x
2020-12-31	1.99x
2020-09-30	2.14x
2020-06-30	0.73x
2020-03-31	1.23x
2019-12-31	0.65x
2019-09-30	1.27x
2019-06-30	1.57x
2019-03-31	0.56x
2018-12-31	-0.06x
2018-09-30	0.76x
2018-06-30	0.48x
2018-03-31	-0.43x
2017-09-30	0.64x
2017-06-30	0.14x
2017-03-31	-0.36x
2016-12-31	-0.18x
2016-09-30	2.34x
2016-06-30	0.89x
2016-03-31	2.72x
2015-09-30	5.71x

DATE

INTEREST COVERAGE RATIO

2026-06-30

1.60x

2026-03-31

1.44x

2025-12-31

2.30x

2025-09-30

1.49x

2025-06-30

1.17x

2025-03-31

1.84x

2024-12-31

2.08x

2024-09-30

1.32x

2024-06-30

2.28x

2024-03-31

2.20x

2023-12-31

1.58x

2023-09-30

1.93x

2023-06-30

2.60x

2023-03-31

3.04x

2022-12-31

3.11x

2022-09-30

3.20x

2022-06-30

2.11x

2022-03-31

2.29x

2021-12-31

1.24x

2021-09-30

2.33x

2021-06-30

2.24x

2021-03-31

1.98x

2020-12-31

1.99x

2020-09-30

2.14x

2020-06-30

0.73x

2020-03-31

1.23x

2019-12-31

0.65x

2019-09-30

1.27x

2019-06-30

1.57x

2019-03-31

0.56x

2018-12-31

-0.06x

2018-09-30

0.76x

2018-06-30

0.48x

2018-03-31

-0.43x

2017-09-30

0.64x

2017-06-30

0.14x

2017-03-31

-0.36x

2016-12-31

-0.18x

2016-09-30

2.34x

2016-06-30

0.89x

2016-03-31

2.72x

2015-09-30

5.71x

Interest Coverage Ratio: 1.69x

PMTS Interest Coverage Ratio

PMTS Average Interest Coverage Ratio Chart

PMTS Current vs Average Interest Coverage Ratio Chart

PMTS Interest Coverage Ratio Metrics

PMTS Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

PMTS Interest Coverage Ratio History

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