Oscar Health, Inc. (OSCR)

OSCR Income Statement

Revenue, expenses, and profitability analysis

OSCR Quarterly Income Statement (USD)

Quarterly Report	TTM	03/31/2026	12/31/2025	09/30/2025	06/30/2025	03/31/2025	12/31/2024	09/30/2024	06/30/2024
Revenue	13.302B	4.647B	2.805B	2.986B	2.864B	3.046B	2.392B	2.423B	2.219B
Cost of Goods Sold	10.989B	3.230B	2.620B	2.586B	2.553B	2.260B	2.065B	0.00	0.00
Gross Profit	2.313B	1.417B	185.164M	399.654M	310.972M	786.612M	327.322M	2.423B	2.219B
Gross Profit Margin	30.5%	30.5%	6.6%	13.4%	10.9%	25.8%	13.7%	100.0%	100.0%
Total Operating Expenses	2.303B	713.252M	518.911M	528.904M	541.455M	489.489M	475.053M	2.476B	2.158B
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	1.217B	706.234M	511.031M	0.00	0.00	0.00	0.00	459.522M	435.144M
Operating Income (EBIT)	10.605M	704.085M	-333.747M	-129.250M	-230.483M	297.123M	-147.731M	-52.312M	60.949M
Operating Margin	15.2%	15.2%	-11.9%	-4.3%	-8.0%	9.8%	-6.2%	-2.2%	2.7%
Income Before Tax (EBT)	-26.735M	698.773M	-352.681M	-139.291M	-233.536M	288.211M	-153.689M	-52.312M	60.949M
Interest Income	—	—	—	—	—	—	—	—	—
Interest Expense	16.990M	5.383M	-1.097M	6.857M	5.847M	5.994M	6.026M	5.815M	5.991M
Other Income/Expense	-37.340M	-5.312M	-18.934M	-10.041M	-3.053M	-8.912M	-5.958M	0.00	0.00
Net Income	-39.426M	678.996M	-352.611M	-137.450M	-228.361M	275.271M	-153.547M	-54.596M	56.207M
Income Tax Expense	12.651M	19.750M	-247K	-1.807M	-5.045M	12.705M	-404K	2.076M	4.637M
Net Profit Margin	14.6%	14.6%	-12.6%	-4.6%	-8.0%	9.0%	-6.4%	-2.3%	2.5%
EBITDA	19.231M	711.147M	-346.075M	-125.122M	-220.719M	300.935M	-138.430M	-38.997M	74.541M
EBITDA Margin	15.3%	15.3%	-12.3%	-4.2%	-7.7%	9.9%	-5.8%	-1.6%	3.4%
Depreciation & Amortization	29.180M	7.018M	7.880M	7.312M	6.970M	6.730M	9.233M	7.500M	7.601M
EPS Basic	-0.38	2.28	-1.24	-0.53	-0.89	1.10	-0.62	-0.22	0.24
EPS Diluted	-0.54	2.07	-1.24	-0.53	-0.84	0.92	-0.62	-0.22	0.18
Shares Outstanding	298.184M	298.184M	283.247M	259.273M	253.417M	251.279M	240.386M	243.106M	238.672M
Diluted Shares Outstanding	329.751M	329.751M	283.247M	259.273M	270.244M	305.938M	265.853M	243.106M	303.965M

OSCR Annual Income Statement (USD)

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Revenue	11.701B	9.178B	5.863B	4.126B	1.921B	589.641M	553.779M
Cost of Goods Sold	10.019B	7.333B	4.642B	0.00	0.00	0.00	0.00
Gross Profit	1.682B	1.845B	1.221B	4.126B	1.921B	589.641M	553.779M
Gross Profit Margin	14.4%	20.1%	20.8%	100.0%	100.0%	100.0%	100.0%
Total Operating Expenses	2.079B	1.788B	1.456B	4.736B	2.492B	995.421M	813.168M
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	2.050B	0.00	0.00	1.419B	265.078M	166.655M	110.682M
Operating Income (EBIT)	-396.357M	57.265M	-235.615M	-610.075M	-570.580M	-405.780M	-259.389M
Operating Margin	-3.4%	0.6%	-4.0%	-14.8%	-29.7%	-68.8%	-46.8%
Income Before Tax (EBT)	-437.297M	33.426M	-267.300M	-610.075M	-570.580M	-405.780M	-259.389M
Interest Income	—	—	—	—	—	—	11.122M
Interest Expense	17.601M	23.734M	24.603M	22.623M	4.720M	3.514M	—
Other Income/Expense	-40.940M	-23.839M	-31.685M	0.00	0.00	0.00	0.00
Net Income	-443.151M	25.432M	-270.728M	-606.275M	-572.606M	-406.825M	-261.182M
Income Tax Expense	5.606M	7.305M	3.294M	-523K	846K	1.045M	1.793M
Net Profit Margin	-3.8%	0.3%	-4.6%	-14.7%	-29.8%	-69.0%	-47.2%
EBITDA	-391.052M	89.305M	-212.003M	-572.169M	-551.255M	-390.981M	-252.490M
EBITDA Margin	-3.3%	1.0%	-3.6%	-13.9%	-28.7%	-66.3%	-45.6%
Depreciation & Amortization	28.892M	32.145M	30.694M	15.283M	14.605M	11.285M	6.899M
EPS Basic	-1.69	0.11	-1.22	-2.85	-3.19	-1.70	-8.93
EPS Diluted	-1.69	0.10	-1.22	-2.85	-3.19	-1.70	-1.09
Shares Outstanding	262.388M	240.386M	221.655M	212.475M	178.967M	239.306M	29.263M
Diluted Shares Outstanding	262.388M	265.853M	221.655M	212.475M	178.967M	239.306M	239.306M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Oscar Health, Inc.

Oscar Health, Inc. operates as a health insurance provider across the United States. Its offerings include various health plans such as those for individuals and families, small businesses, and Medicare Advantage options. The company also features "+Oscar," a proprietary technology platform designed to facilitate engagement between healthcare providers, payers, and their members or patients. Additionally, Oscar Health provides reinsurance solutions. Originally established as Mulberry Health Inc., the firm officially changed its name to Oscar Health, Inc. in January 2021. It was founded in 2012 and maintains its main office in New York, New York.

New York City, NY

2,400 employees

www.hioscar.com

Healthcare / Medical - Healthcare Plans

Sector: Healthcare
Industry: Medical - Healthcare Plans
CEO: Mark Thomas Bertolini

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