Oscar Health (OSCR) Financials: History & Chart

Oscar Health, Inc. (OSCR)OSCROscar Health, Inc.

About Oscar Health, Inc.

Oscar Health, Inc. operates as a health insurance provider across the United States. Its offerings include various health plans such as those for individuals and families, small businesses, and Medicare Advantage options. The company also features "+Oscar," a proprietary technology platform designed to facilitate engagement between healthcare providers, payers, and their members or patients. Additionally, Oscar Health provides reinsurance solutions. Originally established as Mulberry Health Inc., the firm officially changed its name to Oscar Health, Inc. in January 2021. It was founded in 2012 and maintains its main office in New York, New York.

New York City, NY

2,305 employees

www.hioscar.com

Healthcare / Medical - Healthcare Plans

Sector: Healthcare
Industry: Medical - Healthcare Plans
CEO: Mark Thomas Bertolini

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024	Quarter ended Jun 2024
Revenue	13.30B	4.65B	2.81B	2.99B	2.86B	3.05B	2.39B	2.42B	2.22B
Cost of Goods Sold	10.99B	3.23B	2.62B	2.59B	2.55B	2.26B	2.07B	0.00	0.00
Gross Profit	2.31B	1.42B	185.16M	399.65M	310.97M	786.61M	327.32M	2.42B	2.22B
Gross Profit Margin	17.4%	30.5%	6.6%	13.4%	10.9%	25.8%	13.7%	100.0%	100.0%
Total Operating Expenses	2.30B	713.25M	518.91M	528.90M	541.46M	489.49M	475.05M	2.48B	2.16B
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	1.22B	706.23M	511.03M	0.00	0.00	0.00	0.00	459.52M	435.14M
Operating Income (EBIT)	10.61M	704.09M	-333.75M	-129.25M	-230.48M	297.12M	-147.73M	-52.31M	60.95M
Operating Margin	0.1%	15.2%	-11.9%	-4.3%	-8.0%	9.8%	-6.2%	-2.2%	2.7%
Income Before Tax (EBT)	-26.73M	698.77M	-352.68M	-139.29M	-233.54M	288.21M	-153.69M	-52.31M	60.95M
Interest Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	16.99M	5.38M	-1.10M	6.86M	5.85M	5.99M	6.03M	5.82M	5.99M
Other Income/Expense	-37.34M	-5.31M	-18.93M	-10.04M	-3.05M	-8.91M	-5.96M	0.00	0.00
Net Income	-39.43M	679.00M	-352.61M	-137.45M	-228.36M	275.27M	-153.55M	-54.60M	56.21M
Income Tax Expense	12.65M	19.75M	-247K	-1.81M	-5.04M	12.71M	-404K	2.08M	4.64M
Net Profit Margin	-0.3%	14.6%	-12.6%	-4.6%	-8.0%	9.0%	-6.4%	-2.3%	2.5%
EBITDA	39.78M	711.10M	-325.87M	-121.94M	-223.51M	303.85M	-138.50M	-44.81M	68.55M
EBITDA Margin	0.3%	15.3%	-11.6%	-4.1%	-7.8%	10.0%	-5.8%	-1.8%	3.1%
Depreciation & Amortization	29.18M	7.02M	7.88M	7.31M	6.97M	6.73M	9.23M	7.50M	7.60M
EPS Basic	-0.38	2.28	-1.24	-0.53	-0.89	1.10	-0.62	-0.22	0.24
EPS Diluted	-0.54	2.07	-1.24	-0.53	-0.84	0.92	-0.62	-0.22	0.18
Shares Outstanding	298.18M	298.18M	283.25M	259.27M	253.42M	251.28M	240.39M	243.11M	238.67M
Diluted Shares Outstanding	329.75M	329.75M	283.25M	259.27M	270.24M	305.94M	265.85M	243.11M	303.96M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Revenue	11.70B	9.18B	5.86B	4.13B	1.92B	589.64M	553.78M
Cost of Goods Sold	10.02B	7.33B	4.64B	0.00	0.00	0.00	0.00
Gross Profit	1.68B	1.84B	1.22B	4.13B	1.92B	589.64M	553.78M
Gross Profit Margin	14.4%	20.1%	20.8%	100.0%	100.0%	100.0%	100.0%
Total Operating Expenses	2.08B	1.79B	1.46B	4.74B	2.49B	995.42M	813.17M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	2.05B	0.00	0.00	1.42B	265.08M	166.66M	110.68M
Operating Income (EBIT)	-396.36M	57.27M	-235.62M	-610.08M	-570.58M	-405.78M	-259.39M
Operating Margin	-3.4%	0.6%	-4.0%	-14.8%	-29.7%	-68.8%	-46.8%
Income Before Tax (EBT)	-437.30M	33.43M	-267.30M	-610.08M	-570.58M	-405.78M	-259.39M
Interest Income	N/A	N/A	N/A	N/A	N/A	N/A	11.12M
Interest Expense	17.60M	23.73M	24.60M	22.62M	4.72M	3.51M	N/A
Other Income/Expense	-40.94M	-23.84M	-31.68M	0.00	0.00	0.00	0.00
Net Income	-443.15M	25.43M	-270.73M	-606.27M	-572.61M	-406.82M	-261.18M
Income Tax Expense	5.61M	7.30M	3.29M	-523K	846K	1.04M	1.79M
Net Profit Margin	-3.8%	0.3%	-4.6%	-14.7%	-29.8%	-69.0%	-47.2%
EBITDA	-367.46M	89.41M	-204.92M	-594.79M	-555.98M	-394.50M	-252.49M
EBITDA Margin	-3.1%	1.0%	-3.5%	-14.4%	-28.9%	-66.9%	-45.6%
Depreciation & Amortization	28.89M	32.15M	30.69M	15.28M	14.61M	11.29M	6.90M
EPS Basic	-1.69	0.11	-1.22	-2.85	-3.19	-1.70	-8.93
EPS Diluted	-1.69	0.10	-1.22	-2.85	-3.19	-1.70	-1.09
Shares Outstanding	262.39M	240.39M	221.66M	212.47M	178.97M	239.31M	29.26M
Diluted Shares Outstanding	262.39M	265.85M	221.66M	212.47M	178.97M	239.31M	239.31M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.