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Nu Holdings Ltd. (NU)
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NU Cash Flow Statement

Operating, investing, and financing cash flow analysis

NU Quarterly Cash Flow Statement (USD)

Quarterly ReportTTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
12/31/2024
09/30/2024
06/30/2024
1.201B-1.214B831.031M-970.599M2.555B1.085B1.370B-1.069B2.668B
3.184B872.056M892.378M782.473M636.838M557.203M552.640M553.386M487.272M
111.010M34.364M28.006M25.570M23.070M21.322M21.061M19.269M18.333M
276.468M82.408M63.274M73.735M57.051M77.785M47.616M65.918M80.199M
Change in Accounts Receivable
71.358B20.187B19.269B16.772B15.130B13.541B12.259B12.689B12.027B
Change in Inventory
Change in Accounts Payable
Change in Working Capital
-8.891B-3.253B1.294B-4.926B-2.006B-431.758M-4.323B-1.104B-805.707M
Cash from Investing
53K-75.247M270.947M-125.269M-70.378M-82.515M-95.613M-35.766M-16.828M
-1.539M0.00-1.539M0.000.000.000.000.000.00
Cash from Financing
Debt Repayment
0.000.000.000.000.000.000.000.000.00
0.000.000.000.000.000.000.000.000.00
1.201B-1.289B1.102B-1.096B2.484B1.003B1.274B-1.105B2.652B
Net Change in Cash
3.267B-1.083B1.738B-373.232M2.985B1.098B1.540B-884.629M2.497B

NU Annual Cash Flow Statement (USD)

Annual Report
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
3.500B2.399B1.266B755.573M-2.924B974.520M276.137M-5.446M
2.869B1.972B1.031B-364.578M-164.993M-171.491M-92.531M-28.583M
97.968M77.128M62.895M35.581B17.339M7.428M5.073M1.071M
271.845M272.382M212.551M253.203M157.324M35.569M18.511M9.328M
Change in Accounts Receivable
19.269B12.259B12.414B8.233B4.781B2.909B2.787B1.624B
Change in Inventory
Change in Accounts Payable
Change in Working Capital
-6.070B-7.391B-4.705B-1.851B-3.720B622.112M183.651M-120.270M
Cash from Investing
-7.215M-174.990M-177.003M-114.306M-28.498M-7.986M-4.679M-6.380M
-1.539M-5.637M0.00-10.346M-114.486M-8.284M0.000.00
Cash from Financing
Debt Repayment
0.000.000.000.00-4.607M-15K-3.774M-695K
0.000.000.000.000.000.000.000.00
3.493B2.224B1.089B641.267M-2.953B966.534M271.458M-11.826M
Net Change in Cash
5.818B3.262B1.751B1.467B361.895M1.097B867.359M177.250M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Nu Holdings Ltd.

Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.

São Paulo, SP
5,403 employees
Financial Services / Banks - Diversified
Sector
Financial Services
Industry
Banks - Diversified
CEO
David Velez-Osomo