Nu Holdings Ltd. (NU)NUNu Holdings Ltd.

Balance Sheet

Assets, liabilities, and equity analysis

Quarterly Balance Sheet (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024	Quarter ended Jun 2024
Total Current Assets	50.91B	50.91B	35.44B	47.26B	44.42B	39.56B	37.19B	37.36B	34.97B
Cash & Cash Equivalents	19.37B	19.37B	15.00B	17.32B	17.15B	14.93B	13.64B	12.32B	13.61B
Short-Term Investments	10.95B	10.95B	1.14B	11.22B	10.31B	9.41B	9.51B	11.02B	8.16B
Cash & Short-Term Investments	30.32B	30.32B	16.14B	28.54B	27.47B	24.34B	23.15B	23.33B	21.77B
Accounts Receivable	20.19B	20.19B	19.27B	18.52B	16.76B	15.08B	13.89B	13.83B	13.00B
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	77.46B	77.46B	74.89B	68.36B	62.73B	54.19B	49.93B	48.64B	44.80B
Property, Plant & Equipment	75.19M	75.19M	27.55M	45.75M	46.67M	46.08M	46.22M	53.48M	56.22M
Goodwill	409.37M	409.37M	409.37M	410.37M	410.35M	408.82M	414.29M	440.79M	397.60M
Intangible Assets	700.19M	700.19M	601.67M	574.97M	514.29M	439.83M	347.62M	357.64M	305.99M
Long-Term Investments	15.76B	15.76B	22.35B	12.52B	9.53B	8.01B	7.13B	6.09B	5.46B
Total Current Liabilities	61.22B	61.22B	59.81B	53.43B	49.65B	42.70B	38.90B	37.80B	35.20B
Accounts Payable	14.41B	14.41B	13.63B	12.00B	11.16B	10.11B	9.33B	8.56B	8.90B
Short-Term Debt	3.12B	3.12B	2.53B	1.87B	1.25B	777.34M	531.46M	699.44M	872.37M
Total Liabilities	64.86B	64.86B	63.57B	57.81B	53.15B	45.58B	42.28B	40.99B	37.88B
Long-Term Debt	0.00	0.00	2.66B	1.22B	1.03B	929.55M	328.87M	282.45M	545.72M
Total Debt	3.17B	3.17B	5.21B	3.12B	2.30B	1.73B	886.53M	1.01B	1.45B
Net Debt (Cash)	-16.20B	-16.20B	-9.79B	-14.20B	-14.85B	-13.20B	-12.75B	-11.30B	-12.16B
Total Shareholders' Equity	12.59B	12.59B	11.29B	10.55B	9.57B	8.61B	7.65B	7.64B	6.92B
Common Stock	84K	84K	84K	84K	84K	84K	84K	84K	84K
Retained Earnings	7.34B	7.34B	6.41B	5.49B	4.69B	4.03B	3.42B	2.85B	2.25B
Current Ratio	0.83	0.83	0.59	0.88	0.89	0.93	0.96	0.99	0.99
Debt to Equity Ratio	0.25	0.25	0.46	0.30	0.24	0.20	0.12	0.13	0.21

Annual Balance Sheet (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Total Current Assets	35.44B	37.19B	36.73B	25.92B	15.63B	5.35B	4.05B	2.01B
Cash & Cash Equivalents	15.00B	13.64B	13.37B	6.89B	2.53B	603.33M	439.91M	201.65M
Short-Term Investments	1.14B	9.51B	8.65B	9.95B	8.16B	1.78B	806.66M	177.56M
Cash & Short-Term Investments	16.14B	23.15B	22.02B	16.84B	10.69B	2.39B	1.25B	379.21M
Accounts Receivable	19.27B	13.89B	14.53B	9.00B	4.90B	2.94B	2.79B	1.62B
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	74.89B	49.93B	43.35B	29.93B	19.86B	10.15B	6.76B	2.79B
Property, Plant & Equipment	27.55M	46.22M	69.75M	46.46M	20.54M	20.51M	25.86M	6.70M
Goodwill	409.37M	414.29M	397.54M	397.40M	401.87M	831K	0.00	0.00
Intangible Assets	601.67M	347.62M	295.88M	182.16M	72.34M	12.37M	1.11M	503K
Long-Term Investments	22.35B	7.13B	3.83B	2.29B	2.13B	4.51B	2.38B	599.08M
Total Current Liabilities	59.81B	38.90B	33.94B	23.20B	14.66B	9.29B	5.70B	2.31B
Accounts Payable	13.63B	9.33B	9.76B	7.05B	4.88B	3.33B	2.98B	1.68B
Short-Term Debt	2.53B	531.46M	324.05M	235.57M	3.05M	0.00	1.47B	17.25M
Total Liabilities	63.57B	42.28B	36.94B	25.04B	15.42B	9.72B	6.15B	2.49B
Long-Term Debt	2.66B	328.87M	806.68M	547.24M	157.25M	177.20M	303.33M	115.41M
Total Debt	5.21B	886.53M	1.17B	803.16M	167.92M	189.21M	322.03M	115.41M
Net Debt (Cash)	-9.79B	-12.75B	-12.20B	-6.09B	-2.36B	-414.12M	-117.88M	-86.24M
Total Shareholders' Equity	11.29B	7.65B	6.41B	4.89B	4.44B	438.11M	612.25M	296.73M
Common Stock	84K	84K	84K	83K	83K	45K	45K	42K
Retained Earnings	6.41B	3.42B	1.28B	64.58M	-128.41M	-102.44M	28.19M	-57.99M
Current Ratio	0.59	0.96	1.08	1.12	1.07	0.58	0.71	0.87
Debt to Equity Ratio	0.46	0.12	0.18	0.16	0.04	0.43	0.53	0.39

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Nu Holdings Ltd.

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

São Paulo, SP

8,037 employees

nubank.com.br

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: David Velez Osorno

View full financials