Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Tuesday, August 4, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 23.57 |
| PE Ratio Avg TTM | 22.08 |
| PE Ratio Avg 3Y | 25.74 |
| Current VS TTM Avg | +6.73% |
| Current VS 3Y Avg | -8.42% |
| Current VS 5Y Avg | -10.80% |
| PS Ratio | 3.34 |
| PS Ratio Avg TTM | 3.36 |
| PS Ratio Avg 3Y | 4.11 |
| Current VS TTM Avg | -0.57% |
| Current VS 3Y Avg | -18.80% |
| Current VS 5Y Avg | -20.00% |
| PB Ratio | 6.15 |
| PB Ratio Avg TTM | 5.92 |
| PB Ratio Avg 3Y | 7.43 |
| Current VS TTM Avg | +3.84% |
| Current VS 3Y Avg | -17.24% |
| Current VS 5Y Avg | -20.41% |
| Debt/Equity Ratio | 1.47 |
| Debt/Equity Ratio Avg TTM | 1.44 |
| Debt/Equity Ratio Avg 3Y | 1.37 |
| Current VS TTM Avg | +2.09% |
| Current VS 3Y Avg | +7.77% |
| Current VS 5Y Avg | +10.95% |
| PEG Ratio | 7.85 |
| PEG Ratio Avg TTM | 5.43 |
| PEG Ratio Avg 3Y | 3.96 |
| Current VS TTM Avg | +44.57% |
| Current VS 3Y Avg | +98.23% |
| Current VS 5Y Avg | +175.44% |
| Earnings Yield | 4.24% |
| Earnings Yield Avg TTM | 4.55% |
| Earnings Yield Avg 3Y | 3.94% |
| Current VS TTM Avg | -6.74% |
| Current VS 3Y Avg | +7.65% |
| Current VS 5Y Avg | +11.29% |
| Current Ratio | 1.14 |
| Current Ratio Avg TTM | 3.20 |
| Current Ratio Avg 3Y | 1.12 |
| Current VS TTM Avg | -64.45% |
| Current VS 3Y Avg | +1.81% |
| Current VS 5Y Avg | -0.23% |
| Quick Ratio | 1.14 |
| Quick Ratio Avg TTM | 3.20 |
| Quick Ratio Avg 3Y | 1.12 |
| Current VS TTM Avg | -64.45% |
| Current VS 3Y Avg | +1.81% |
| Current VS 5Y Avg | -0.23% |
| ROIC | 12.12% |
| ROIC Avg 3Y | 12.24% |
| ROIC Avg 5Y | 11.46% |
| Current VS 3Y Avg | -1.02% |
| Current VS 5Y Avg | +5.73% |
| Current VS 10Y Avg | +9.67% |
| ROA | 6.67% |
| ROA Avg TTM | 7.14% |
| ROA Avg 3Y | 7.25% |
| Current VS TTM Avg | -6.58% |
| Current VS 3Y Avg | -8.03% |
| Current VS 5Y Avg | -9.56% |
| ROE | 26.21% |
| ROE Avg TTM | 28.99% |
| ROE Avg 3Y | 29.44% |
| Current VS TTM Avg | -9.59% |
| Current VS 3Y Avg | -10.99% |
| Current VS 5Y Avg | -6.65% |
| Net Profit Margin | 17.10% |
| Net Profit Margin Avg TTM | 14.75% |
| Net Profit Margin Avg 3Y | 15.69% |
| Current VS TTM Avg | +15.91% |
| Current VS 3Y Avg | +9.01% |
| Current VS 5Y Avg | +9.99% |
| +6.84% |
| 2019 | +42.33% |
| 2018 | -0.13% |
| 2017 | +22.72% |
