Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.13% is in line with its 5-year average of 3.46%, near the low end of its 5-year range (1.78%–8.94%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.89% below its 12-month average of 3.22%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.13%.
DEBT TO ASSETS RATIO
3.13%
DEBT TO ASSETS RATIO AVG TTM
3.22%
DEBT TO ASSETS RATIO AVG 3Y
3.32%
DEBT TO ASSETS RATIO AVG 5Y
3.46%
DEBT TO ASSETS RATIO AVG 10Y
4.63%
DEBT TO ASSETS RATIO AVG 15Y
4.62%
DEBT TO ASSETS RATIO AVG 20Y
5.58%
CURRENT VS TTM AVG
-2.89%
CURRENT VS 3Y AVG
-5.75%
CURRENT VS 5Y AVG
-9.59%
CURRENT VS 10Y AVG
-32.43%
CURRENT VS 15Y AVG
-32.38%
CURRENT VS 20Y AVG
-43.95%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+6150.32%
vs the sector median at left
MainStreet Bancshares, Inc.
Market Cap
$176.94M
Debt to Assets Ratio
3.13%
TTM Avg
3.22%
3Y Avg
3.32%
5Y Avg
3.46%
Market Cap
$177.41M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$176.25M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$177.76M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$175.86M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$175.65M
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$178.35M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$178.54M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$178.69M
Debt to Assets Ratio
0.21%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| MainStreet Bancshares, Inc. (MNSB) | $176.94M | 3.13% | 3.22% | 3.32% | 3.46% |
| Proem Acquisition Corp I Ordinary Shares (PAAC)vs › | $177.41M | 0.00% | N/A | N/A | N/A |
| SUMA Acquisition Corporation Class A Ordinary Shares (SUMA)vs › | $176.25M | N/A | N/A | N/A | N/A |
| Chenghe Acquisition III Co. Class A Ordinary Share (CHEC)vs › | $177.76M | 0.00% | N/A | N/A | N/A |
| Galata Acquisition Corp. II Class A Ordinary Shares (LATA)vs › | $175.86M | 0.00% | N/A | N/A | N/A |
| Better Home & Finance Holding Company (BETR)vs › | $175.65M | 0.43% | N/A | N/A | N/A |
| Apogee Acquisition Corp Class A Ordinary Shares (AACP)vs › | $178.35M | 0.00% | N/A | N/A | N/A |
| 1RT Acquisition Corp. (ONCH)vs › | $178.54M | 0.00% | N/A | N/A | N/A |
| Franklin Universal Trust (FT)vs › | $178.69M | 0.21% | N/A | N/A | N/A |
| Insight Digital Partners II (DYOR)vs › | $175.09M | 0.00% | N/A | N/A | N/A |
Debt/Assets
3.1%
Debt/Equity
0.33
Current ratio and interest coverage is unavailable for MainStreet Bancshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.13% |
| 2026-03-31 | 3.15% |
| 2025-12-31 | 3.16% |
| 2025-09-30 | 3.29% |
| 2025-06-30 | 3.37% |
| 2025-03-31 | 3.25% |
| 2024-12-31 | 3.28% |
| 2024-09-30 | 3.28% |
| 2024-06-30 | 3.48% |
| 2024-03-31 | 3.51% |
| 2023-12-31 | 4.31% |
| 2023-09-30 | 3.59% |
| 2023-06-30 | 5.26% |
| 2023-03-31 | 8.66% |
| 2022-12-31 | 8.94% |
| 2022-09-30 | 3.88% |
| 2022-06-30 | 4.02% |
| 2022-03-31 | 6.35% |
| 2021-12-31 | 1.78% |
| 2021-09-30 | 2.45% |
| 2021-06-30 | 2.38% |
| 2021-03-31 | 0.85% |
| 2020-12-31 | 0.90% |
| 2020-09-30 | 0.91% |
| 2020-06-30 | 1.62% |
| 2020-03-31 | 1.87% |
| 2019-12-31 | 4.29% |
| 2019-09-30 | 2.01% |
| 2019-06-30 | 2.94% |
| 2019-03-31 | 3.91% |
| 2018-12-31 | 4.98% |
| 2018-09-30 | 4.24% |
| 2018-06-30 | 6.40% |
| 2018-03-31 | 9.35% |
| 2017-12-31 | 8.48% |
| 2017-09-30 | 8.13% |
| 2017-06-30 | 8.52% |
| 2017-03-31 | 9.66% |
| 2016-12-31 | 9.42% |
| 2016-09-30 | 8.01% |
| 2016-06-30 | 8.66% |
| 2016-03-31 | 10.09% |
| 2015-12-31 | 10.36% |
| 2015-09-30 | 10.56% |
| 2015-06-30 | 0.12% |
| 2014-12-31 | 0.55% |
| 2013-12-31 | 0.54% |
| 2012-12-31 | 0.00% |
| 2010-06-30 | 5.36% |
| 2010-03-31 | 6.63% |
| 2009-12-31 | 9.85% |
| 2009-09-30 | 10.58% |
| 2009-06-30 | 11.09% |
| 2009-03-31 | 11.04% |
| 2008-12-31 | 11.74% |
| 2008-09-30 | 12.76% |
| 2008-06-30 | 1.27% |
| 2008-03-31 | 14.74% |
| 2007-12-31 | 9.78% |
| 2007-09-30 | 6.73% |
| 2007-06-30 | 5.94% |
| 2007-03-31 | 7.15% |
| 2006-12-31 | 5.43% |
| 2006-09-30 | 5.28% |
| 2006-06-30 | 5.17% |
| 2006-03-31 | 6.07% |
| 2005-12-31 | 6.93% |
| 2005-09-30 | 6.70% |
| 2005-06-30 | 8.37% |
| 2005-03-31 | 9.20% |
