Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 4.68% is 38% above its 5-year average of 3.39%, near the high end of its 5-year range (1.93%–5.31%).
As of the fiscal period ended Tuesday, June 30, 2026. 3.83% above its 12-month average of 4.51%.
Reported quarterly debt to assets ratio; no daily interpolation. Q3 FY2026 (2026-06-30): 4.68%.
DEBT TO ASSETS RATIO
4.68%
DEBT TO ASSETS RATIO AVG TTM
4.51%
DEBT TO ASSETS RATIO AVG 3Y
3.86%
DEBT TO ASSETS RATIO AVG 5Y
3.39%
DEBT TO ASSETS RATIO AVG 10Y
4.85%
DEBT TO ASSETS RATIO AVG 15Y
5.72%
DEBT TO ASSETS RATIO AVG 20Y
7.06%
CURRENT VS TTM AVG
+3.83%
CURRENT VS 3Y AVG
+21.20%
CURRENT VS 5Y AVG
+38.04%
CURRENT VS 10Y AVG
-3.54%
CURRENT VS 15Y AVG
-18.27%
CURRENT VS 20Y AVG
-33.76%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+9256.99%
vs the sector median at left
Magyar Bancorp, Inc.
Market Cap
$125.18M
Debt to Assets Ratio
4.68%
TTM Avg
4.51%
3Y Avg
3.86%
5Y Avg
3.39%
Market Cap
$123.90M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$126.47M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$123.69M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$127.46M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$127.75M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$121.19M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$119.96M
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Magyar Bancorp, Inc. (MGYR) | $125.18M | 4.68% | 4.51% | 3.86% | 3.39% |
| Bank of the James Financial Group, Inc. (BOTJ)vs › | $123.90M | 0.01% | N/A | N/A | N/A |
| NMP Acquisition Corp. (NMP)vs › | $126.47M | 0.00% | N/A | N/A | N/A |
| Hoyne Bancorp, Inc. Common Stock (HYNE)vs › | $123.69M | 0.00% | N/A | N/A | N/A |
| FortuneX Acquisition Corp (FXAC)vs › | $127.46M | N/A | N/A | N/A | N/A |
| Futurewave Acquisition Corp. (FWAC)vs › | $127.75M | N/A | N/A | N/A | N/A |
| Cantor Equity Partners VI, Inc. Class A Ordinary Shares (CEPS)vs › | $121.19M | 0.00% | N/A | N/A | N/A |
| MMTec, Inc. (MTC)vs › | $129.33M | 0.20% | N/A | N/A | N/A |
| Pantages Capital Acquisition Corp (PGAC)vs › | $119.96M | 0.04% | N/A | N/A | N/A |
| Silver Pegasus Acquisition Corp. (SPEG)vs › | $119.94M | 0.00% | N/A | N/A | N/A |
Debt/Assets
4.7%
Debt/Equity
0.39
Current ratio and interest coverage is unavailable for Magyar Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 4.68% |
| 2026-03-31 | 4.59% |
| 2025-12-31 | 4.69% |
| 2025-09-30 | 4.92% |
| 2025-06-30 | 3.65% |
| 2025-03-31 | 3.32% |
| 2024-12-31 | 3.02% |
| 2024-09-30 | 3.00% |
| 2024-06-30 | 3.03% |
| 2024-03-31 | 3.10% |
| 2023-12-31 | 3.14% |
| 2023-09-30 | 3.74% |
| 2023-06-30 | 5.31% |
| 2023-03-31 | 3.04% |
| 2022-12-31 | 3.62% |
| 2022-09-30 | 2.55% |
| 2022-06-30 | 1.93% |
| 2022-03-31 | 2.37% |
| 2021-12-31 | 2.74% |
| 2021-09-30 | 3.02% |
| 2021-06-30 | 3.72% |
| 2021-03-31 | 6.05% |
| 2020-12-31 | 8.12% |
| 2020-09-30 | 8.94% |
| 2020-06-30 | 8.83% |
| 2020-03-31 | 4.72% |
| 2019-12-31 | 4.76% |
| 2019-09-30 | 5.74% |
| 2019-06-30 | 7.97% |
| 2019-03-31 | 4.90% |
| 2018-12-31 | 5.39% |
| 2018-09-30 | 5.69% |
| 2018-06-30 | 7.91% |
| 2018-03-31 | 5.58% |
| 2017-12-31 | 5.35% |
| 2017-09-30 | 5.29% |
| 2017-06-30 | 5.43% |
| 2017-03-31 | 5.84% |
| 2016-12-31 | 5.79% |
| 2016-09-30 | 6.17% |
| 2016-06-30 | 7.22% |
| 2016-03-31 | 5.22% |
| 2015-12-31 | 5.53% |
| 2015-09-30 | 5.74% |
| 2015-06-30 | 7.97% |
| 2015-03-31 | 4.85% |
| 2014-12-31 | 5.29% |
| 2014-09-30 | 5.75% |
| 2014-06-30 | 8.73% |
| 2014-03-31 | 6.34% |
| 2013-12-31 | 8.52% |
| 2013-09-30 | 5.97% |
| 2013-06-30 | 7.01% |
| 2013-03-31 | 8.33% |
| 2012-12-31 | 7.79% |
| 2012-09-30 | 8.16% |
| 2012-06-30 | 9.60% |
| 2012-03-31 | 9.17% |
| 2011-12-31 | 9.48% |
| 2011-09-30 | 9.53% |
| 2011-06-30 | 11.37% |
| 2011-03-31 | 11.18% |
| 2010-12-31 | 12.61% |
| 2010-09-30 | 11.30% |
| 2010-06-30 | 12.08% |
| 2010-03-31 | 12.77% |
| 2009-12-31 | 12.74% |
| 2009-09-30 | 12.63% |
| 2009-06-30 | 12.23% |
| 2009-03-31 | 13.26% |
| 2008-12-31 | 20.29% |
| 2008-09-30 | 17.10% |
| 2008-06-30 | 18.11% |
| 2008-03-31 | 17.31% |
| 2007-12-31 | 13.82% |
| 2007-09-30 | 10.56% |
| 2007-06-30 | 12.75% |
| 2007-03-31 | 13.90% |
| 2006-12-31 | 11.38% |
| 2006-09-30 | 12.21% |
| 2006-06-30 | 9.26% |
| 2006-03-31 | 8.03% |
| 2005-12-31 | 8.29% |
| 2005-09-30 | 14.28% |
