Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 4.37%.
YIELD ON COST (YOC)
4.37%
MFIN now pays $0.52 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $4.26 | 12.21% |
| 5 years ago(2021-09-30) | $7.84 | 6.63% |
| 3 years ago(2023-10-03) | $6.59 | 7.89% |
| 1 year ago(2025-10-07) | $9.72 | 5.35% |
| Buying today(at $11.96) | $11.96 | 4.37% |
Projection: starting from today's 4.37% yield, assuming the dividend keeps compounding at -2.7% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
4.37%
In 3 years
4.03%
In 5 years
3.82%
In 10 years
3.33%
Try your own purchase price, dividend and growth rate for Medallion Financial Corp. (MFIN).
Starting Yield
4.35%
Ending YOC
13.79%
Year 15 Dividend
$1.65
Cum. Dividends Recd.
$15.25
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.52 | N/A | 4.35% | $0.00 |
| Year 1 | $0.56 | +8.00% | 4.69% | $0.56 |
| Year 2 | $0.61 | +8.00% | 5.07% | $1.17 |
| Year 3 | $0.66 | +8.00% | 5.47% | $1.82 |
| Year 4 | $0.71 | +8.00% | 5.91% | $2.53 |
| Year 5 | $0.76 | +8.00% | 6.39% | $3.29 |
| Year 6 | $0.83 | +8.00% | 6.90% | $4.12 |
| Year 7 | $0.89 | +8.00% | 7.45% | $5.01 |
| Year 8 | $0.96 | +8.00% | 8.04% | $5.97 |
| Year 9 | $1.04 | +8.00% | 8.69% | $7.01 |
| Year 10 | $1.12 | +8.00% | 9.38% | $8.14 |
| Year 11 | $1.21 | +8.00% | 10.13% | $9.35 |
| Year 12 | $1.31 | +8.00% | 10.94% | $10.66 |
| Year 13 | $1.41 | +8.00% | 11.82% | $12.07 |
| Year 14 | $1.53 | +8.00% | 12.77% | $13.60 |
| Year 15 | $1.65 | +8.00% | 13.79% | $15.25 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
