Mastercard Incorporated (MA) Operating Cash Flow CAGR:17.51%(TTM)
Operating cash flow CAGR uses precomputed cash-flow statement history (cash from operations, before capital expenditures).
Over longer horizons, Mastercard Incorporated's Operating Cash Flow CAGR averages 17.10% over 3 years and 21.67% over 5 years.The TTM figure compares the trailing 12 months (sum of the latest four quarters) with the 12 months before that. Rows in the history table compare fiscal years, and the quarterly table compares single quarters; the three measure different windows and will differ. Operating cash flow CAGR measures the compound annual growth rate of the cash Mastercard Incorporated generates from its core business operations, before capital expenditures, computed from rolling-twelve-month cash-flow statement history.
MA Operating Cash Flow CAGR Chart
Mastercard Incorporated (MA)
MA Quarterly Operating Cash Flow Growth (YoY)
Operating Cash Flow growth vs the same quarter one year earlier, last 20 quarters.
MA Operating Cash Flow CAGR History
| Year | Start OCF | End OCF | Change | % Change | CAGR |
|---|---|---|---|---|---|
| 2025 | $14.78B | $17.40B | +$2.62B | +17.73% | +17.73% |
| 2024 | $11.98B | $14.78B | +$2.80B | +23.37% | +23.37% |
| 2023 | $11.20B | $11.98B | +$785.00M | +7.01% | +7.01% |
| 2022 | $9.46B | $11.20B | +$1.73B | +18.30% | +18.30% |
| 2021 | $7.22B | $9.46B | +$2.24B | +30.99% | +30.99% |
| 2020 | $8.18B | $7.22B | $-959.00M | -11.72% | -11.72% |
| 2019 | $6.22B | $8.18B | +$1.96B | +31.50% | +31.50% |
| 2018 | $5.55B | $6.22B | +$668.00M | +12.03% | +12.03% |
| 2017 | $4.48B | $5.55B | +$1.07B | +23.88% | +23.88% |
| 2016 | $4.04B | $4.48B | +$441.00M | +10.91% | +10.91% |
| 2015 | $3.41B | $4.04B | +$636.00M | +18.67% | +18.67% |
| 2014 | $4.13B | $3.41B | $-728.00M | -17.61% | -17.61% |
| 2013 | $2.95B | $4.13B | +$1.19B | +40.26% | +40.26% |
| 2012 | $2.68B | $2.95B | +$264.00M | +9.84% | +9.84% |
| 2011 | $1.70B | $2.68B | +$987.00M | +58.16% | +58.16% |
| 2010 | $1.38B | $1.70B | +$318.84M | +23.14% | +23.14% |
| 2009 | $413.23M | $1.38B | +$964.93M | +233.51% | +233.51% |
| 2008 | $769.86M | $413.23M | $-356.63M | -46.32% | -46.32% |
| 2007 | $650.16M | $769.86M | +$119.70M | +18.41% | +18.41% |
| 2006 | $272.85M | $650.16M | +$377.31M | +138.29% | +138.29% |
| 2005 | $343.80M | $272.85M | $-70.95M | -20.64% | -20.64% |
| 2004 | $190.44M | $343.80M | +$153.35M | +80.52% | +80.52% |
| 2003 | $305.77M | $190.44M | $-115.33M | -37.72% | -37.72% |
| 2002 | $196.50M | $305.77M | +$109.28M | +55.61% | +55.61% |
Quarterly Operating Cash Flow: QoQ & YoY
| Quarter | Value | QoQ | YoY |
|---|---|---|---|
| Q1 2026 | $3.00B | -39.2% | +26.0% |
| Q4 2025 | $4.93B | -12.9% | +2.1% |
| Q3 2025 | $5.66B | +23.0% | +10.3% |
| Q2 2025 | $4.60B | +93.4% | +46.7% |
| Q1 2025 | $2.38B | -50.8% | +42.3% |
| Q4 2024 | $4.83B | -5.9% | +17.0% |
| Q3 2024 | $5.14B | +63.7% | +58.9% |
| Q2 2024 | $3.14B | +87.7% | +16.3% |
| Q1 2024 | $1.67B | -59.5% | -12.9% |
| Q4 2023 | $4.13B | +27.7% | +33.2% |
| Q3 2023 | $3.23B | +19.8% | -16.2% |
| Q2 2023 | $2.70B | +40.6% | +9.8% |
| Q1 2023 | $1.92B | -38.1% | +7.7% |
| Q4 2022 | $3.10B | -19.6% | -2.8% |
| Q3 2022 | $3.86B | +56.9% | +51.6% |
| Q2 2022 | $2.46B | +37.9% | +8.3% |
QoQ = change vs the prior quarter; YoY = change vs the same quarter a year earlier.
About Mastercard Incorporated
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach