Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Sunday, August 9, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 17.15 |
| PE Ratio Avg TTM | 17.26 |
| PE Ratio Avg 3Y | 14.33 |
| Current VS TTM Avg | -0.61% |
| Current VS 3Y Avg | +19.70% |
| Current VS 5Y Avg | +37.11% |
| PS Ratio | 2.08 |
| PS Ratio Avg TTM | 1.82 |
| PS Ratio Avg 3Y | 1.44 |
| Current VS TTM Avg | +14.34% |
| Current VS 3Y Avg | +44.57% |
| Current VS 5Y Avg | +46.97% |
| PB Ratio | 1.15 |
| PB Ratio Avg TTM | 0.89 |
| PB Ratio Avg 3Y | 0.62 |
| Current VS TTM Avg | +29.90% |
| Current VS 3Y Avg | +84.02% |
| Current VS 5Y Avg | +89.30% |
| Debt/Equity Ratio | 0.85 |
| Debt/Equity Ratio Avg TTM | 0.56 |
| Debt/Equity Ratio Avg 3Y | 0.48 |
| Current VS TTM Avg | +52.65% |
| Current VS 3Y Avg | +76.90% |
| Current VS 5Y Avg | +96.57% |
| PEG Ratio | N/A |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | 0.12 |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | N/A |
| Current VS 5Y Avg | N/A |
| Earnings Yield | 5.83% |
| Earnings Yield Avg TTM | 6.26% |
| Earnings Yield Avg 3Y | 7.56% |
| Current VS TTM Avg | -6.88% |
| Current VS 3Y Avg | -22.89% |
| Current VS 5Y Avg | -36.11% |
| Current Ratio | 0.00 |
| Current Ratio Avg TTM | 9.43 |
| Current Ratio Avg 3Y | 1.58 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| Quick Ratio | 0.00 |
| Quick Ratio Avg TTM | 9.43 |
| Quick Ratio Avg 3Y | 1.58 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| ROIC | (1.18%) |
| ROIC Avg 3Y | 0.88% |
| ROIC Avg 5Y | 1.79% |
| Current VS 3Y Avg | -234.47% |
| Current VS 5Y Avg | -165.98% |
| Current VS 10Y Avg | -119.53% |
| ROA | (0.23%) |
| ROA Avg TTM | 0.92% |
| ROA Avg 3Y | 1.15% |
| Current VS TTM Avg | -125.14% |
| Current VS 3Y Avg | -120.04% |
| Current VS 5Y Avg | -111.83% |
| ROE | (0.52%) |
| ROE Avg TTM | 1.51% |
| ROE Avg 3Y | 2.10% |
| Current VS TTM Avg | -134.44% |
| Current VS 3Y Avg | -124.73% |
| Current VS 5Y Avg | -112.88% |
| Net Profit Margin | 20.94% |
| Net Profit Margin Avg TTM | 1.62% |
| Net Profit Margin Avg 3Y | 14.22% |
| Current VS TTM Avg | +1189.36% |
| Current VS 3Y Avg | +47.31% |
| Current VS 5Y Avg | +36.43% |
| +3.02% |
| 2019 | +14.99% |
| 2018 | -52.04% |
| 2017 | +24.67% |
