Isabella Bank Corporation (ISBA) Yield on Cost (YOC): 2.70%
The yield on cost (YOC) for Isabella Bank Corporation (ISBA) is 2.70%.
ISBA Yield on Cost (YOC) Metrics
YIELD ON COST (YOC)
2.70%
Yield on Cost for ISBA
ISBA now pays $1.12 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-06-14) | $27.70 | 4.04% |
| 5 years ago(2021-06-16) | $23.00 | 4.87% |
| 3 years ago(2023-06-16) | $21.75 | 5.15% |
| 1 year ago(2025-06-12) | $32.53 | 3.44% |
| Buying today(at $41.43) | $41.43 | 2.70% |
If you buy today and the dividend keeps growing
Projection: starting from today's 2.70% yield, assuming the dividend keeps compounding at its historical 0.7% rate. Boards set dividends each year, so actual figures will differ.
Today
2.70%
In 3 years
2.80%
In 5 years
2.87%
In 10 years
3.05%
Yield on Cost Calculator
Try your own purchase price, dividend and growth rate for Isabella Bank Corporation (ISBA).
Starting Yield
2.70%
Ending YOC
3.01%
Year 15 Dividend
$1.25
Cum. Dividends Recd.
$17.82
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.12 | — | 2.70% | $0.00 |
| Year 1 | $1.13 | +0.73% | 2.72% | $1.13 |
| Year 2 | $1.14 | +0.73% | 2.74% | $2.26 |
| Year 3 | $1.14 | +0.73% | 2.76% | $3.41 |
| Year 4 | $1.15 | +0.73% | 2.78% | $4.56 |
| Year 5 | $1.16 | +0.73% | 2.80% | $5.72 |
| Year 6 | $1.17 | +0.73% | 2.82% | $6.89 |
| Year 7 | $1.18 | +0.73% | 2.84% | $8.07 |
| Year 8 | $1.19 | +0.73% | 2.87% | $9.26 |
| Year 9 | $1.20 | +0.73% | 2.89% | $10.46 |
| Year 10 | $1.20 | +0.73% | 2.91% | $11.66 |
| Year 11 | $1.21 | +0.73% | 2.93% | $12.87 |
| Year 12 | $1.22 | +0.73% | 2.95% | $14.10 |
| Year 13 | $1.23 | +0.73% | 2.97% | $15.33 |
| Year 14 | $1.24 | +0.73% | 2.99% | $16.57 |
| Year 15 | $1.25 | +0.73% | 3.01% | $17.82 |
Isabella Bank Corporation Yield on Cost (YOC) Formula & Definition
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Isabella Bank Corporation Yield on Cost (YOC) FAQ
- What is the yield on cost (YOC) for Isabella Bank Corporation (ISBA)?
- The yield on cost (YOC) for ISBA stock is 2.70%.
About Isabella Bank Corporation
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Jerome E. Schwind