Isabella Bank (ISBA) Stock: Charts & Financials

Isabella Bank Corporation (ISBA)ISBAIsabella Bank Corporation

About Isabella Bank Corporation

Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.

Mount Pleasant, MI

368 employees

www.isabellabank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Jerome E. Schwind

View full financials

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Total Current Assets	481.06M	481.06M	50.47M	226.85M	673.27M	227.54M	582.22M	253.03M	533.83M
Cash & Cash Equivalents	41.77M	41.77M	50.10M	26.04M	161.30M	108.55M	69.18M	24.54M	27.02M
Short-Term Investments	439.29M	439.29M	0.00	200.81M	511.97M	118.98M	513.04M	228.49M	506.81M
Cash & Short-Term Investments	481.06M	481.06M	50.10M	226.85M	673.27M	227.54M	582.22M	253.03M	533.83M
Accounts Receivable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	2.22B	2.22B	2.25B	2.21B	2.26B	2.16B	2.10B	2.09B	2.11B
Property, Plant & Equipment	28.89M	28.89M	29.06M	29.00M	28.66M	28.17M	28.11M	27.66M	27.67M
Goodwill	0.00	0.00	48.28M	48.28M	0.00	0.00	0.00	48.28M	0.00
Intangible Assets	0.00	0.00	0.00	0.00	48.28M	48.28M	48.28M	1K	48.28M
Long-Term Investments	0.00	0.00	498.34M	1.82B	1.42B	1.77B	1.36B	1.67B	1.41B
Total Current Liabilities	116.01M	116.01M	1.97B	1.89B	1.99B	1.89B	1.85B	1.80B	1.83B
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Short-Term Debt	116.01M	116.01M	113.53M	68.00M	62.02M	43.21M	47.31M	53.57M	52.43M
Total Liabilities	1.97B	1.97B	2.02B	1.98B	2.03B	1.94B	1.89B	1.88B	1.89B
Long-Term Debt	0.00	0.00	29.54M	74.51M	29.49M	29.47M	29.45M	59.42M	44.40M
Total Debt	116.01M	116.01M	143.07M	142.51M	91.51M	72.68M	76.76M	112.99M	96.84M
Net Debt (Cash)	74.24M	74.24M	92.96M	116.47M	-69.79M	-35.88M	7.58M	88.45M	69.82M
Total Shareholders' Equity	248.70M	248.70M	233.96M	231.40M	227.42M	220.50M	215.56M	210.28M	212.99M
Common Stock	135.08M	135.08M	123.25M	123.20M	124.28M	124.61M	125.55M	126.22M	125.22M
Retained Earnings	119.84M	119.84M	116.79M	113.85M	111.17M	107.95M	104.94M	103.02M	101.06M
Current Ratio	4.15	4.15	0.03	0.12	0.34	0.12	0.32	0.14	0.29
Debt to Equity Ratio	0.47	0.47	0.61	0.62	0.40	0.33	0.36	0.54	0.45

Quarterly Report

TTM

Quarter ended Jun 2026

Quarter ended Mar 2026

Quarter ended Dec 2025

Quarter ended Sep 2025

Quarter ended Jun 2025

Quarter ended Mar 2025

Quarter ended Dec 2024

Quarter ended Sep 2024

Total Current Assets

481.06M

50.47M

226.85M

673.27M

227.54M

582.22M

253.03M

533.83M

Cash & Cash Equivalents

41.77M

50.10M

26.04M

161.30M

108.55M

69.18M

24.54M

27.02M

Short-Term Investments

439.29M

0.00

200.81M

511.97M

118.98M

513.04M

228.49M

506.81M

Cash & Short-Term Investments

481.06M

50.10M

226.85M

673.27M

227.54M

582.22M

253.03M

533.83M

Accounts Receivable

0.00

Inventory

0.00

Total Assets

2.22B

2.25B

2.21B

2.26B

2.16B

2.10B

2.09B

2.11B

Property, Plant & Equipment

28.89M

29.06M

29.00M

28.66M

28.17M

28.11M

27.66M

27.67M

Goodwill

0.00

48.28M

0.00

48.28M

0.00

Intangible Assets

0.00

48.28M

Long-Term Investments

0.00

498.34M

1.82B

1.42B

1.77B

1.36B

1.67B

1.41B

Total Current Liabilities

116.01M

1.97B

1.89B

1.99B

1.89B

1.85B

1.80B

1.83B

Accounts Payable

0.00

Short-Term Debt

116.01M

113.53M

68.00M

62.02M

43.21M

47.31M

53.57M

52.43M

Total Liabilities

1.97B

2.02B

1.98B

2.03B

1.94B

1.89B

1.88B

1.89B

Long-Term Debt

0.00

29.54M

74.51M

29.49M

29.47M

29.45M

59.42M

44.40M

Total Debt

116.01M

143.07M

142.51M

91.51M

72.68M

76.76M

112.99M

96.84M

Net Debt (Cash)

74.24M

92.96M

116.47M

-69.79M

-35.88M

7.58M

88.45M

69.82M

Total Shareholders' Equity

248.70M

233.96M

231.40M

227.42M

220.50M

215.56M

210.28M

212.99M

Common Stock

135.08M

123.25M

123.20M

124.28M

124.61M

125.55M

126.22M

125.22M

Retained Earnings

119.84M

116.79M

113.85M

111.17M

107.95M

104.94M

103.02M

101.06M

Current Ratio

4.15

0.03

0.12

0.34

0.12

0.32

0.14

0.29

Debt to Equity Ratio

0.47

0.61

0.62

0.40

0.33

0.36

0.54

0.45

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Total Current Assets	226.85M	253.03M	596.95M	652.99M	615.91M	606.92M	496.91M	575.23M
Cash & Cash Equivalents	26.04M	24.54M	33.67M	38.92M	105.33M	246.64M	60.57M	73.47M
Short-Term Investments	200.81M	228.49M	528.15M	580.48M	490.60M	339.23M	429.84M	494.83M
Cash & Short-Term Investments	226.85M	253.03M	561.82M	619.40M	595.93M	585.87M	490.41M	568.30M
Accounts Receivable	0.00	0.00	35.13M	33.59M	19.98M	21.06M	6.50M	6.93M
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	2.21B	2.09B	2.06B	2.03B	2.03B	1.96B	1.81B	1.84B
Property, Plant & Equipment	29.00M	27.66M	27.64M	25.55M	24.42M	25.14M	26.24M	27.82M
Goodwill	48.28M	48.28M	48.28M	48.28M	48.28M	48.28M	48.28M	48.28M
Intangible Assets	0.00	1K	2K	5K	20K	49K	97K	169K
Long-Term Investments	1.82B	1.67B	1.34B	1.27B	1.31B	1.25B	1.20B	1.15B
Total Current Liabilities	1.89B	1.80B	1.77B	1.81B	1.77B	1.65B	1.36B	1.35B
Accounts Payable	0.00	0.00	0.00	12.77M	11.45M	13.73M	12.61M	13.99M
Short-Term Debt	68.00M	53.57M	46.80M	57.77M	50.16M	68.75M	31.00M	40.30M
Total Liabilities	1.98B	1.88B	1.86B	1.84B	1.82B	1.74B	1.60B	1.64B
Long-Term Debt	74.51M	59.42M	69.33M	29.25M	49.16M	90.00M	245.00M	300.00M
Total Debt	142.51M	112.99M	116.14M	87.02M	99.32M	158.75M	276.00M	340.30M
Net Debt (Cash)	116.47M	88.45M	82.46M	48.09M	-6.01M	-87.89M	215.43M	266.83M
Total Shareholders' Equity	231.40M	210.28M	202.40M	186.21M	211.05M	218.59M	210.18M	195.52M
Common Stock	123.20M	126.22M	127.32M	128.65M	129.05M	142.25M	141.07M	140.42M
Retained Earnings	113.85M	103.02M	97.28M	89.75M	75.59M	64.46M	62.10M	57.36M
Current Ratio	0.12	0.14	0.34	0.36	0.35	0.37	0.37	0.43
Debt to Equity Ratio	0.62	0.54	0.57	0.47	0.47	0.73	1.31	1.74

Annual Report

12/31/2025

12/31/2024

12/31/2023

12/31/2022

12/31/2021

12/31/2020

12/31/2019

12/31/2018

Total Current Assets

226.85M

253.03M

596.95M

652.99M

615.91M

606.92M

496.91M

575.23M

Cash & Cash Equivalents

26.04M

24.54M

33.67M

38.92M

105.33M

246.64M

60.57M

73.47M

Short-Term Investments

200.81M

228.49M

528.15M

580.48M

490.60M

339.23M

429.84M

494.83M

Cash & Short-Term Investments

226.85M

253.03M

561.82M

619.40M

595.93M

585.87M

490.41M

568.30M

Accounts Receivable

0.00

35.13M

33.59M

19.98M

21.06M

6.50M

6.93M

Inventory

0.00

Total Assets

2.21B

2.09B

2.06B

2.03B

1.96B

1.81B

1.84B

Property, Plant & Equipment

29.00M

27.66M

27.64M

25.55M

24.42M

25.14M

26.24M

27.82M

Goodwill

48.28M

Intangible Assets

0.00

20K

49K

97K

169K

Long-Term Investments

1.82B

1.67B

1.34B

1.27B

1.31B

1.25B

1.20B

1.15B

Total Current Liabilities

1.89B

1.80B

1.77B

1.81B

1.77B

1.65B

1.36B

1.35B

Accounts Payable

0.00

12.77M

11.45M

13.73M

12.61M

13.99M

Short-Term Debt

68.00M

53.57M

46.80M

57.77M

50.16M

68.75M

31.00M

40.30M

Total Liabilities

1.98B

1.88B

1.86B

1.84B

1.82B

1.74B

1.60B

1.64B

Long-Term Debt

74.51M

59.42M

69.33M

29.25M

49.16M

90.00M

245.00M

300.00M

Total Debt

142.51M

112.99M

116.14M

87.02M

99.32M

158.75M

276.00M

340.30M

Net Debt (Cash)

116.47M

88.45M

82.46M

48.09M

-6.01M

-87.89M

215.43M

266.83M

Total Shareholders' Equity

231.40M

210.28M

202.40M

186.21M

211.05M

218.59M

210.18M

195.52M

Common Stock

123.20M

126.22M

127.32M

128.65M

129.05M

142.25M

141.07M

140.42M

Retained Earnings

113.85M

103.02M

97.28M

89.75M

75.59M

64.46M

62.10M

57.36M

Current Ratio

0.12

0.14

0.34

0.36

0.35

0.37

0.43

Debt to Equity Ratio

0.62

0.54

0.57

0.47

0.73

1.31

1.74

Balance Sheet

Quarterly Balance Sheet (USD)

Annual Balance Sheet (USD)