Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 26.24% is 26% below its 5-year average of 35.48%, around the middle of its 5-year range (4.63%–53.32%).
1.05% below its 12-month average of 26.52%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 29.15%.
EBITDA MARGIN
26.24%
EBITDA MARGIN AVG TTM
26.52%
EBITDA MARGIN AVG 3Y
29.53%
EBITDA MARGIN AVG 5Y
35.48%
EBITDA MARGIN AVG 10Y
38.88%
EBITDA MARGIN AVG 15Y
36.11%
EBITDA MARGIN AVG 20Y
33.47%
CURRENT VS TTM AVG
-1.05%
CURRENT VS 3Y AVG
-11.13%
CURRENT VS 5Y AVG
-26.04%
CURRENT VS 10Y AVG
-32.50%
CURRENT VS 15Y AVG
-27.34%
CURRENT VS 20Y AVG
-21.59%
Independent Bank Corp.
Market Cap
$3.85B
EBITDA Margin
26.24%
TTM Avg
26.52%
3Y Avg
29.53%
5Y Avg
35.48%
Market Cap
$3.86B
EBITDA Margin
18.25%
TTM Avg
17.52%
3Y Avg
16.39%
5Y Avg
16.21%
Market Cap
$3.83B
EBITDA Margin
39.54%
TTM Avg
36.11%
3Y Avg
37.83%
5Y Avg
37.97%
Market Cap
$3.70B
EBITDA Margin
8.26%
TTM Avg
9.21%
3Y Avg
10.38%
5Y Avg
11.24%
Market Cap
$4.06B
EBITDA Margin
31.13%
TTM Avg
27.59%
3Y Avg
35.39%
5Y Avg
38.86%
Market Cap
$3.62B
EBITDA Margin
39.54%
TTM Avg
36.11%
3Y Avg
37.83%
5Y Avg
37.97%
Market Cap
$3.51B
EBITDA Margin
7.63%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Independent Bank Corp. (INDB) | $3.85B | 26.24% | 26.52% | 29.53% | 35.48% |
| CorVel Corporation (CRVL)vs › | $3.86B | 18.25% | 17.52% | 16.39% | 16.21% |
| BFC Capital Trust II PFD TR 7.20% (BANFP)vs › | $3.83B | 39.54% | 36.11% | 37.83% | 37.97% |
| Sezzle Inc. (SEZL)vs › | $3.77B | 39.32% | 35.01% | 15.63% | -7.16% |
| Genworth Financial, Inc. (GNW)vs › | $3.70B | 8.26% | 9.21% | 10.38% | 11.24% |
| Cathay General Bancorp (CATY)vs › | $4.06B | 31.13% | 27.59% | 35.39% | 38.86% |
| BancFirst Corporation (BANF)vs › | $3.62B | 39.54% | 36.11% | 37.83% | 37.97% |
| Defiance Quantum ETF (QTUM)vs › | $4.16B | N/A | N/A | N/A | N/A |
| Brighthouse Financial, Inc. (BHFAM)vs › | $3.51B | 7.63% | 8.64% | 12.84% | 15.04% |
| Brighthouse Financial, Inc. (BHFAN)vs › | $3.51B | 7.63% | 8.64% | 12.84% | 15.04% |
EBITDA Margin
26.2%
Operating Margin
22.7%
Net Margin
21.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 29.15% |
| 2026-03-31 | 25.00% |
| 2025-12-31 | 31.45% |
| 2025-09-30 | 17.06% |
| 2025-06-30 | 29.93% |
| 2025-03-31 | 27.81% |
| 2024-12-31 | 29.33% |
| 2024-09-30 | 26.31% |
| 2024-06-30 | 31.86% |
| 2024-03-31 | 30.90% |
| 2023-12-31 | 33.53% |
| 2023-09-30 | 38.15% |
| 2023-06-30 | 40.27% |
| 2023-03-31 | 42.70% |
| 2022-12-31 | 51.12% |
| 2022-09-30 | 53.32% |
| 2022-06-30 | 52.85% |
| 2022-03-31 | 48.64% |
| 2021-12-31 | 4.63% |
| 2021-09-30 | 52.79% |
| 2021-06-30 | 48.25% |
| 2021-03-31 | 50.02% |
| 2020-12-31 | 41.69% |
| 2020-09-30 | 42.26% |
| 2020-06-30 | 31.06% |
| 2020-03-31 | 27.19% |
| 2019-12-31 | 47.18% |
| 2019-09-30 | 48.70% |
| 2019-06-30 | 30.52% |
| 2019-03-31 | 44.97% |
| 2018-12-31 | 38.14% |
| 2018-09-30 | 43.96% |
| 2018-06-30 | 43.75% |
| 2018-03-31 | 41.20% |
| 2017-12-31 | 42.94% |
| 2017-09-30 | 44.32% |
| 2017-06-30 | 39.68% |
| 2017-03-31 | 39.96% |
| 2016-12-31 | 33.46% |
| 2016-09-30 | 41.59% |
| 2016-06-30 | 41.98% |
| 2016-03-31 | 37.97% |
| 2015-12-31 | 39.77% |
| 2015-09-30 | 36.94% |
| 2015-06-30 | 35.77% |
| 2015-03-31 | 22.57% |
| 2014-12-31 | 33.55% |
| 2014-09-30 | 35.24% |
| 2014-06-30 | 34.38% |
| 2014-03-31 | 30.48% |
| 2013-12-31 | 22.52% |
| 2013-09-30 | 32.63% |
| 2013-06-30 | 28.68% |
| 2013-03-31 | 27.98% |
| 2012-12-31 | 22.52% |
| 2012-09-30 | 27.87% |
| 2012-06-30 | 23.71% |
| 2012-03-31 | 31.72% |
| 2011-12-31 | 28.51% |
| 2011-09-30 | 30.77% |
| 2011-06-30 | 28.17% |
| 2011-03-31 | 28.86% |
| 2010-12-31 | 32.30% |
| 2010-09-30 | 30.53% |
| 2010-06-30 | 19.34% |
| 2010-03-31 | 21.58% |
| 2009-09-30 | 16.06% |
| 2009-06-30 | 4.46% |
| 2009-03-31 | 17.03% |
| 2008-09-30 | 100.26% |
| 2008-06-30 | 17.55% |
| 2008-03-31 | 20.63% |
| 2007-12-31 | 22.51% |
| 2007-09-30 | 24.37% |
| 2007-06-30 | 19.29% |
| 2007-03-31 | 23.14% |
| 2006-12-31 | 28.26% |
| 2006-09-30 | 27.35% |
| 2006-06-30 | 27.84% |
| 2006-03-31 | 27.52% |
| 2005-12-31 | 29.20% |
| 2005-09-30 | 30.07% |
| 2005-06-30 | 29.23% |
| 2005-03-31 | 30.31% |
| 2004-12-31 | 32.33% |
| 2004-09-30 | 32.07% |
| 2004-06-30 | 29.07% |
| 2004-03-31 | 29.56% |
| 2003-12-31 | 31.49% |
| 2003-09-30 | 32.44% |
| 2003-06-30 | 28.90% |
| 2003-03-31 | 28.79% |
| 2002-12-31 | 27.36% |
