Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.10%.
YIELD ON COST (YOC)
2.10%
IBOC now pays $1.46 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $29.54 | 4.94% |
| 5 years ago(2021-09-30) | $41.64 | 3.51% |
| 3 years ago(2023-10-03) | $42.41 | 3.44% |
| 1 year ago(2025-10-07) | $68.19 | 2.14% |
| Buying today(at $69.22) | $69.22 | 2.10% |
Projection: starting from today's 2.10% yield, assuming the dividend keeps compounding at 5.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.10%
In 3 years
2.43%
In 5 years
2.68%
In 10 years
3.43%
Try your own purchase price, dividend and growth rate for International Bancshares Corporation (IBOC).
Starting Yield
2.11%
Ending YOC
4.32%
Year 15 Dividend
$2.99
Cum. Dividends Recd.
$32.77
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.46 | N/A | 2.11% | $0.00 |
| Year 1 | $1.53 | +4.89% | 2.21% | $1.53 |
| Year 2 | $1.61 | +4.89% | 2.32% | $3.14 |
| Year 3 | $1.68 | +4.89% | 2.43% | $4.82 |
| Year 4 | $1.77 | +4.89% | 2.55% | $6.59 |
| Year 5 | $1.85 | +4.89% | 2.68% | $8.44 |
| Year 6 | $1.94 | +4.89% | 2.81% | $10.39 |
| Year 7 | $2.04 | +4.89% | 2.95% | $12.43 |
| Year 8 | $2.14 | +4.89% | 3.09% | $14.57 |
| Year 9 | $2.24 | +4.89% | 3.24% | $16.81 |
| Year 10 | $2.35 | +4.89% | 3.40% | $19.16 |
| Year 11 | $2.47 | +4.89% | 3.57% | $21.63 |
| Year 12 | $2.59 | +4.89% | 3.74% | $24.22 |
| Year 13 | $2.72 | +4.89% | 3.92% | $26.94 |
| Year 14 | $2.85 | +4.89% | 4.12% | $29.79 |
| Year 15 | $2.99 | +4.89% | 4.32% | $32.77 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
