International Bancshares (IBOC) Financials: History & Chart

International Bancshares Corporation(IBOC)

Banks - Regional · Laredo, TX

$69.42-0.07 (-0.10%)

Delayed quote: Oct 6, 2026, 10:40 AM EDT

About International Bancshares Corporation

International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit. Moreover, IBC specializes in international banking, offering services such as letters of credit, commercial and industrial lending, and foreign currency exchange. Its supplementary offerings feature credit cards, secure safety deposit boxes, collection services, notary public, and escrow. The company also provides the convenience of drive-up and walk-up facilities, alongside other standard banking operations, online banking platforms, and access to securities products facilitated by external providers. As of February 28, 2022, International Bancshares Corporation maintained a substantial presence with 170 branch locations and 263 ATMs, serving 76 distinct communities across Texas and Oklahoma. Established in 1966, the corporation's primary corporate office is located in Laredo, Texas.

Laredo, TX

2,223 employees

www.ibc.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Dennis E. Nixon

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

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Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	1.06B	264.13M	257.28M	270.64M	272.63M	261.63M	251.64M	262.88M	266.50M
Cost of Goods Sold	226.74M	60.41M	52.00M	57.95M	56.37M	57.87M	56.75M	56.08M	63.32M
Gross Profit	837.95M	203.72M	205.29M	212.69M	216.25M	203.76M	194.89M	206.81M	203.18M
Gross Profit Margin	78.7%	77.1%	79.8%	78.6%	79.3%	77.9%	77.4%	78.7%	76.2%
Total Operating Expenses	314.17M	82.61M	75.90M	75.90M	79.76M	77.80M	73.78M	73.15M	76.22M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	181.66M	48.00M	45.62M	46.91M	41.13M	41.75M	42.10M	40.25M	40.67M
Operating Income (EBIT)	523.78M	121.11M	129.39M	136.79M	136.49M	125.96M	121.12M	133.65M	126.97M
Operating Margin	49.2%	45.9%	50.3%	50.5%	50.1%	48.1%	48.1%	50.8%	47.6%
Income Before Tax (EBT)	523.78M	121.11M	129.39M	136.79M	136.49M	125.96M	121.12M	133.65M	126.97M
Interest Income	885.68M	220.41M	214.60M	223.89M	226.78M	220.97M	214.64M	215.56M	222.66M
Interest Expense	205.24M	49.31M	48.97M	52.41M	54.55M	53.47M	53.42M	54.63M	54.72M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	413.26M	95.81M	102.19M	106.88M	108.38M	100.14M	96.89M	115.08M	99.77M
Income Tax Expense	110.52M	25.30M	27.20M	29.91M	28.12M	25.82M	24.23M	18.57M	27.20M
Net Profit Margin	38.8%	36.3%	39.7%	39.5%	39.8%	38.3%	38.5%	43.8%	37.4%
EBITDA	548.43M	127.34M	135.56M	143.34M	142.19M	131.45M	126.73M	139.24M	132.56M
EBITDA Margin	51.5%	48.2%	52.7%	53.0%	52.2%	50.2%	50.4%	53.0%	49.7%
Depreciation & Amortization	24.65M	6.22M	6.18M	6.55M	5.70M	5.49M	5.61M	5.59M	5.59M
EPS Basic	6.63	1.54	1.64	1.71	1.74	1.61	1.56	1.85	1.60
EPS Diluted	6.63	1.54	1.64	1.71	1.74	1.61	1.56	1.85	1.60
Weighted Average Basic Shares	62.18M	62.18M	62.25M	62.25M	62.15M	62.15M	62.21M	62.18M	62.18M
Weighted Average Diluted Shares	62.26M	62.26M	62.25M	62.25M	62.23M	62.23M	62.30M	62.32M	62.29M

Annual Income Statement (USD)

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Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	1.05B	1.04B	970.10M	712.91M	620.43M	577.59M	647.23M	630.86M
Cost of Goods Sold	228.94M	241.06M	171.24M	59.81M	34.79M	84.50M	77.47M	58.78M
Gross Profit	824.69M	801.84M	798.87M	653.11M	585.64M	493.09M	569.75M	572.08M
Gross Profit Margin	78.3%	76.9%	82.3%	91.6%	94.4%	85.4%	88.0%	90.7%
Total Operating Expenses	304.33M	293.12M	275.35M	270.47M	263.32M	281.33M	309.80M	299.50M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	188.36M	159.10M	145.74M	139.30M	131.91M	136.19M	155.09M	149.97M
Operating Income (EBIT)	520.36M	508.72M	523.51M	382.64M	322.33M	211.76M	259.95M	272.58M
Operating Margin	49.4%	48.8%	54.0%	53.7%	52.0%	36.7%	40.2%	43.2%
Income Before Tax (EBT)	520.36M	508.72M	523.51M	382.64M	322.33M	211.76M	259.95M	272.58M
Interest Income	886.27M	865.98M	800.16M	525.78M	398.10M	427.01M	492.40M	465.82M
Interest Expense	213.85M	209.26M	136.66M	38.16M	26.83M	39.12M	58.63M	52.67M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	412.29M	409.17M	411.77M	300.23M	253.92M	167.32M	205.10M	215.93M
Income Tax Expense	108.07M	99.55M	111.74M	82.41M	68.41M	44.44M	54.85M	56.65M
Net Profit Margin	39.1%	39.2%	42.4%	42.1%	40.9%	29.0%	31.7%	34.2%
EBITDA	543.71M	531.24M	545.46M	404.46M	347.36M	240.08M	288.22M	298.46M
EBITDA Margin	51.6%	50.9%	56.2%	56.7%	56.0%	41.6%	44.5%	47.3%
Depreciation & Amortization	23.35M	22.52M	21.94M	21.82M	25.03M	28.32M	28.27M	25.87M
EPS Basic	6.62	6.58	6.63	4.79	4.01	2.63	3.13	3.27
EPS Diluted	6.62	6.57	6.62	4.78	4.00	2.62	3.12	3.24
Weighted Average Basic Shares	62.26M	62.18M	62.08M	62.66M	63.35M	63.73M	65.48M	66.11M
Weighted Average Diluted Shares	62.26M	62.30M	62.22M	62.81M	63.49M	63.85M	65.69M	66.63M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.