HealthEquity (HQY) Quick Ratio: History & Chart

HealthEquity, Inc.(HQY)

Medical - Healthcare Information Services · Draper, UT

$90.72-0.83 (-0.90%)

Delayed quote: Oct 6, 2026, 10:50 AM EDT

About HealthEquity, Inc.

Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also encompass a mutual fund investment platform, an automated online advisory service known as Advisor, COBRA continuation services, and the management of pre-tax commuter benefits programs. HealthEquity markets its services through a dedicated direct sales team, collaborates with benefits brokers and advisors, and leverages a comprehensive network comprising health plans, benefits administrators, consultants, and retirement plan record-keepers.

Draper, UT

2,814 employees

www.healthequity.com

Healthcare / Medical - Healthcare Information Services

Sector: Healthcare
Industry: Medical - Healthcare Information Services
CEO: Scott R. Cutler

View full financials

HQY Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

2.99

QUICK RATIO (ACID-TEST) AVG TTM

3.61

QUICK RATIO (ACID-TEST) AVG 3Y

3.90

QUICK RATIO (ACID-TEST) AVG 5Y

3.62

QUICK RATIO (ACID-TEST) AVG 10Y

7.89

QUICK RATIO (ACID-TEST) AVG 15Y

N/A

QUICK RATIO (ACID-TEST) AVG 20Y

N/A

CURRENT VS TTM AVG

-17.13%

CURRENT VS 3Y AVG

-23.19%

CURRENT VS 5Y AVG

-17.28%

CURRENT VS 10Y AVG

-62.06%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · HEALTHCARE

2.99

median of 632 covered companies

CURRENT VS SECTOR MEDIAN

+0.09%

vs the sector median at left

NAME	MARKET CAP	QUICK RATIO (ACID-TEST)	TTM	3Y	5Y
HealthEquity, Inc. (HQY)	$7.58B	2.99	3.61	3.90	3.62
Hinge Health, Inc. (HNGE)vs ›	$7.52B	1.30	1.86	2.18	2.18
Cytokinetics, Incorporated (CYTK)vs ›	$7.66B	6.66	5.35	6.55	8.14
Ionis Pharmaceuticals, Inc. (IONS)vs ›	$7.27B	7.72	6.12	6.28	6.38
Caris Life Sciences, Inc. (CAI)vs ›	$8.18B	4.88	4.46	3.60	3.01
Alkermes plc (ALKS)vs ›	$6.95B	1.85	2.92	2.56	2.40
Kymera Therapeutics, Inc. (KYMR)vs ›	$8.40B	N/A	9.00	7.15	6.04
Oscar Health, Inc. (OSCR)vs ›	$8.46B	1.08	0.93	1.08	1.24
Chemed Corporation (CHE)vs ›	$6.67B	0.89	1.19	1.21	1.11
Hims & Hers Health, Inc. (HIMS)vs ›	$6.64B	0.87	1.56	2.48	3.39

NAME

MARKET CAP

QUICK RATIO (ACID-TEST)

TTM

HealthEquity, Inc. (HQY)

$7.58B

2.99

3.61

3.90

3.62

Hinge Health, Inc. (HNGE)vs ›

$7.52B

1.30

1.86

2.18

Cytokinetics, Incorporated (CYTK)vs ›

$7.66B

6.66

5.35

6.55

8.14

Ionis Pharmaceuticals, Inc. (IONS)vs ›

$7.27B

7.72

6.12

6.28

6.38

Caris Life Sciences, Inc. (CAI)vs ›

$8.18B

4.88

4.46

3.60

3.01

Alkermes plc (ALKS)vs ›

$6.95B

1.85

2.92

2.56

2.40

Kymera Therapeutics, Inc. (KYMR)vs ›

$8.40B

N/A

9.00

7.15

6.04

Oscar Health, Inc. (OSCR)vs ›

$8.46B

1.08

0.93

1.08

1.24

Chemed Corporation (CHE)vs ›

$6.67B

0.89

1.19

1.21

1.11

Hims & Hers Health, Inc. (HIMS)vs ›

$6.64B

0.87

1.56

2.48

3.39

Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for HealthEquity, Inc. (HQY)?

The quick ratio (acid-test) for HQY stock is 2.99.

Is HealthEquity, Inc.'s quick ratio (acid-test) high or low?

The quick ratio (acid-test) of 2.99 is 17% below its 5-year average of 3.62, near the low end of its 5-year range (2.29–7.14).

What is the TTM average quick ratio (acid-test) for HealthEquity, Inc. (HQY)?

The TTM average quick ratio (acid-test) for HQY stock is 3.61.

What is the 3Y average quick ratio (acid-test) for HealthEquity, Inc. (HQY)?

The 3Y average quick ratio (acid-test) for HQY stock is 3.90.

What is the 5Y average quick ratio (acid-test) for HealthEquity, Inc. (HQY)?

The 5Y average quick ratio (acid-test) for HQY stock is 3.62.

What is the 10Y average quick ratio (acid-test) for HealthEquity, Inc. (HQY)?

The 10Y average quick ratio (acid-test) for HQY stock is 7.89.

DATE	QUICK RATIO (ACID-TEST)
2026-07-31	2.99
2026-04-30	3.44
2026-01-31	3.27
2025-10-31	4.13
2025-07-31	4.23
2025-04-30	4.06
2025-01-31	3.06
2024-10-31	3.20
2024-07-31	4.10
2024-04-30	4.39
2024-01-31	4.76
2023-10-31	4.93
2023-07-31	4.09
2023-04-30	4.00
2023-01-31	2.92
2022-10-31	3.01
2022-07-31	2.46
2022-04-30	2.37
2022-01-31	2.29
2021-10-31	7.14
2021-07-31	4.65
2021-04-30	4.50
2021-01-31	2.25
2020-10-31	2.62
2020-07-31	2.49
2020-04-30	2.11
2020-01-31	1.96
2019-10-31	1.91
2019-07-31	22.98
2019-04-30	15.59
2019-01-31	13.58
2018-10-31	20.90
2018-07-31	19.89
2018-04-30	17.70
2018-01-31	12.94
2017-10-31	12.97
2017-07-31	18.49
2017-04-30	21.21
2017-01-31	12.75
2016-10-31	17.74
2016-07-31	19.36
2016-04-30	22.21
2016-01-31	11.77
2015-10-31	15.00
2015-07-31	23.23
2015-04-30	25.00
2015-01-31	14.05
2014-10-31	18.64
2014-07-31	4.68
2014-04-30	0.42
2014-01-31	2.48
2013-10-31	0.00
2013-07-31	0.00
2013-04-30	0.00

DATE

QUICK RATIO (ACID-TEST)

2026-07-31

2.99

2026-04-30

3.44

2026-01-31

3.27

2025-10-31

4.13

2025-07-31

4.23

2025-04-30

4.06

2025-01-31

3.06

2024-10-31

3.20

2024-07-31

4.10

2024-04-30

4.39

2024-01-31

4.76

2023-10-31

4.93

2023-07-31

4.09

2023-04-30

4.00

2023-01-31

2.92

2022-10-31

3.01

2022-07-31

2.46

2022-04-30

2.37

2022-01-31

2.29

2021-10-31

7.14

2021-07-31

4.65

2021-04-30

4.50

2021-01-31

2.25

2020-10-31

2.62

2020-07-31

2.49

2020-04-30

2.11

2020-01-31

1.96

2019-10-31

1.91

2019-07-31

22.98

2019-04-30

15.59

2019-01-31

13.58

2018-10-31

20.90

2018-07-31

19.89

2018-04-30

17.70

2018-01-31

12.94

2017-10-31

12.97

2017-07-31

18.49

2017-04-30

21.21

2017-01-31

12.75

2016-10-31

17.74

2016-07-31

19.36

2016-04-30

22.21

2016-01-31

11.77

2015-10-31

15.00

2015-07-31

23.23

2015-04-30

25.00

2015-01-31

14.05

2014-10-31

18.64

2014-07-31

4.68

2014-04-30

0.42

2014-01-31

2.48

2013-10-31

0.00

2013-07-31

0.00

2013-04-30

0.00

Quick Ratio (Acid-Test): 2.99

HQY Quick Ratio

HQY Average Quick Ratio (Acid-Test) Chart

HQY Current vs Average Quick Ratio (Acid-Test) Chart

HQY Quick Ratio (Acid-Test) Metrics

HQY Competitors' Quick Ratio (Acid-Test)

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Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio (Acid-Test) FAQ

HQY Quick Ratio (Acid-Test) History

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