Heritage Financial Corporation (HFWA) Compounding Analysis

Heritage Financial Corporation(HFWA)

Banks - Regional · Olympia, WA

$27.88-0.00 (-0.02%)

Delayed quote: Oct 6, 2026, 11:25 AM EDT

About Heritage Financial Corporation

Heritage Financial Corporation operates as the parent company for Heritage Bank, providing a comprehensive range of financial services to individuals and small to mid-sized businesses throughout the United States. The company's deposit offerings include various checking accounts (both interest and non-interest bearing), money market accounts, savings accounts, and certificates of deposit. Its extensive lending portfolio encompasses commercial and industrial financing, real estate loans for both owner-occupied and investment properties, residential mortgages for single to four-family dwellings, and funding for construction and land development projects. Additionally, it extends consumer loans, lines of credit, equipment financing, and commercial business loans to a wide array of sectors such as real estate, leasing, healthcare, hospitality, retail, and construction. Heritage Financial also originates loans backed by the U.S. Small Business Administration and delivers trust services along with professional financial guidance. As of January 27, 2022, the corporation managed 49 banking locations situated across Washington and Oregon. Established in 1927 and headquartered in Olympia, Washington, the company adopted its current name in 1998, having previously operated as Heritage Financial Corporation, M.H.C.

Olympia, WA

755 employees

www.hf-wa.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Bryan D. McDonald

View full financials

Across metrics · 10Y

HFWA reported stats per metric over 10Y: annual CAGR, median quarterly year-over-year growth, YoY standard deviation, quarters at or above 20%, and negative quarters.
Metric	10Y CAGR	Median YoY	YoY σ	Qtrs ≥ 20%	Neg. qtrs
RevenueRevenue	7.2%	4.7%	12.8pp	8 of 40	11
EPSEPS	4.6%	3.3%	44.6pp	13 of 40	16
Op cash flowOperating cash flow	6.3%	2.5%	54.2pp	15 of 40	19
EBITDAEBITDA	1.7%	-2.1%	46.1pp	11 of 29	16
FCFFree cash flow	5.6%	0.2%	57.2pp	13 of 40	19

Reported figures over 10Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.