Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 11.38% is 17% below its 5-year average of 13.74%, near the low end of its 5-year range (9.56%–20.60%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.26% below its 12-month average of 12.68%.
Reported quarterly debt to assets ratio; no daily interpolation. Q1 FY2027 (2026-06-30): 11.38%.
DEBT TO ASSETS RATIO
11.38%
DEBT TO ASSETS RATIO AVG TTM
12.68%
DEBT TO ASSETS RATIO AVG 3Y
15.19%
DEBT TO ASSETS RATIO AVG 5Y
13.74%
DEBT TO ASSETS RATIO AVG 10Y
11.64%
DEBT TO ASSETS RATIO AVG 15Y
10.56%
DEBT TO ASSETS RATIO AVG 20Y
10.02%
CURRENT VS TTM AVG
-10.26%
CURRENT VS 3Y AVG
-25.07%
CURRENT VS 5Y AVG
-17.15%
CURRENT VS 10Y AVG
-2.22%
CURRENT VS 15Y AVG
+7.78%
CURRENT VS 20Y AVG
+13.57%
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 118 covered companies
CURRENT VS SECTOR MEDIAN
+10740.35%
vs the sector median at left
HDFC Bank Limited
Market Cap
$114.59B
Debt to Assets Ratio
11.38%
TTM Avg
12.68%
3Y Avg
15.19%
5Y Avg
13.74%
Market Cap
$119.46B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$122.27B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$127.25B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$101.36B
Debt to Assets Ratio
0.40%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$99.80B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| HDFC Bank Limited (HDB) | $114.59B | 11.38% | 12.68% | 15.19% | 13.74% |
| S&P Global Inc. (SPGI)vs › | $113.87B | 0.25% | N/A | N/A | N/A |
| Capital One Financial Corporation (COF)vs › | $119.46B | 0.07% | N/A | N/A | N/A |
| The Progressive Corporation (PGR)vs › | $122.27B | 0.07% | N/A | N/A | N/A |
| Vanguard Dividend Appreciation ETF (VIG)vs › | $127.25B | N/A | N/A | N/A | N/A |
| Chubb Limited (CB)vs › | $127.66B | 0.06% | N/A | N/A | N/A |
| Robinhood Markets, Inc. (HOOD)vs › | $101.36B | 0.40% | N/A | N/A | N/A |
| Bank of New York Mellon Corp (BNY)vs › | $99.80B | 0.07% | N/A | N/A | N/A |
| CME Group Inc. (CME)vs › | $94.62B | 0.02% | N/A | N/A | N/A |
| Invesco S&P 500 Equal Weight ETF (RSP)vs › | $94.37B | N/A | N/A | N/A | N/A |
Debt/Assets
11.4%
Debt/Equity
0.93
Current ratio and interest coverage is unavailable for HDFC Bank Limited: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 11.38% |
| 2026-03-31 | 11.99% |
| 2025-12-31 | 13.31% |
| 2025-09-30 | 13.28% |
| 2025-06-30 | 13.46% |
| 2025-03-31 | 15.47% |
| 2024-12-31 | 15.46% |
| 2024-09-30 | 16.59% |
| 2024-06-30 | 16.81% |
| 2024-03-31 | 18.47% |
| 2023-12-31 | 20.60% |
| 2023-09-30 | 20.42% |
| 2023-06-30 | 10.25% |
| 2023-03-31 | 12.59% |
| 2022-09-30 | 12.15% |
| 2022-06-30 | 10.02% |
| 2022-03-31 | 11.21% |
| 2021-12-31 | 11.68% |
| 2021-09-30 | 10.06% |
| 2021-06-30 | 9.56% |
| 2021-03-31 | 10.24% |
| 2020-12-31 | 9.50% |
| 2020-09-30 | 10.43% |
| 2020-06-30 | 10.00% |
| 2020-03-31 | 9.21% |
| 2019-12-31 | 8.12% |
| 2019-09-30 | 10.19% |
| 2019-06-30 | 7.97% |
| 2019-03-31 | 12.79% |
| 2018-12-31 | 10.57% |
| 2018-09-30 | 13.38% |
| 2018-06-30 | 11.20% |
| 2018-03-31 | 15.06% |
| 2017-12-31 | 10.94% |
| 2017-09-30 | 14.70% |
| 2017-06-30 | 9.60% |
| 2017-03-31 | 11.62% |
| 2016-12-31 | 8.71% |
| 2016-09-30 | 12.11% |
| 2016-06-30 | 9.12% |
| 2016-03-31 | 10.03% |
| 2015-12-31 | 8.73% |
| 2015-09-30 | 9.91% |
| 2015-06-30 | 7.46% |
| 2015-03-31 | 10.74% |
| 2014-12-31 | 7.41% |
| 2014-09-30 | 9.60% |
| 2014-06-30 | 7.86% |
| 2014-03-31 | 10.65% |
| 2013-12-31 | 9.37% |
| 2013-09-30 | 10.77% |
| 2013-06-30 | 9.40% |
| 2013-03-31 | 10.09% |
| 2012-12-31 | 8.23% |
| 2012-09-30 | 9.29% |
| 2012-06-30 | 7.24% |
| 2012-03-31 | 8.15% |
| 2011-12-31 | 7.28% |
| 2011-09-30 | 7.58% |
| 2011-06-30 | 7.69% |
| 2011-03-31 | 5.82% |
| 2010-12-31 | 5.38% |
| 2010-09-30 | 6.12% |
| 2010-06-30 | 4.93% |
| 2010-03-31 | 7.20% |
| 2009-12-31 | 3.73% |
| 2009-09-30 | 5.74% |
| 2009-06-30 | 1.64% |
| 2009-03-31 | 4.69% |
| 2008-09-30 | 7.31% |
| 2008-03-31 | 10.75% |
| 2007-09-30 | 7.50% |
| 2007-03-31 | 12.74% |
| 2006-09-30 | 11.42% |
| 2006-03-31 | 11.72% |
| 2005-09-30 | 11.11% |
| 2005-03-31 | 12.68% |
| 2004-09-30 | 8.14% |
| 2004-03-31 | 7.06% |
