Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 27.29% is 15% above its 5-year average of 23.67%, around the middle of its 5-year range (19.89%–37.87%).
As of the fiscal period ended Friday, July 31, 2026. 1.64% above its 12-month average of 26.85%.
Reported quarterly debt to assets ratio; no daily interpolation. Q4 FY2026 (2026-07-31): 27.29%.
DEBT TO ASSETS RATIO
27.29%
DEBT TO ASSETS RATIO AVG TTM
26.85%
DEBT TO ASSETS RATIO AVG 3Y
25.45%
DEBT TO ASSETS RATIO AVG 5Y
23.67%
DEBT TO ASSETS RATIO AVG 10Y
21.31%
DEBT TO ASSETS RATIO AVG 15Y
12.37%
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+1.64%
CURRENT VS 3Y AVG
+7.23%
CURRENT VS 5Y AVG
+15.31%
CURRENT VS 10Y AVG
+28.07%
CURRENT VS 15Y AVG
+120.61%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
0.19%
median of 231 covered companies
CURRENT VS SECTOR MEDIAN
+14264.21%
vs the sector median at left
Guidewire Software, Inc.
Market Cap
$12.67B
Debt to Assets Ratio
27.29%
TTM Avg
26.85%
3Y Avg
25.45%
5Y Avg
23.67%
Market Cap
$12.79B
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$12.28B
Debt to Assets Ratio
0.25%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$12.24B
Debt to Assets Ratio
0.15%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$12.19B
Debt to Assets Ratio
0.40%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Guidewire Software, Inc. (GWRE) | $12.67B | 27.29% | 26.85% | 25.45% | 23.67% |
| Nova Ltd. (NVMI)vs › | $12.59B | 0.32% | N/A | N/A | N/A |
| Skyworks Solutions, Inc. (SWKS)vs › | $12.79B | 0.09% | N/A | N/A | N/A |
| GoDaddy Inc. (GDDY)vs › | $12.87B | 0.48% | N/A | N/A | N/A |
| Gartner, Inc. (IT)vs › | $12.37B | 0.41% | N/A | N/A | N/A |
| Sanmina Corporation (SANM)vs › | $12.28B | 0.25% | N/A | N/A | N/A |
| Grab Holdings Limited (GRAB)vs › | $12.24B | 0.15% | N/A | N/A | N/A |
| Advanced Energy Industries, Inc. (AEIS)vs › | $12.19B | 0.40% | N/A | N/A | N/A |
| Gen Digital Inc. (GEN)vs › | $13.16B | 0.52% | N/A | N/A | N/A |
| DocuSign, Inc. (DOCU)vs › | $13.18B | 0.05% | N/A | N/A | N/A |
Debt/Assets
27.3%
Debt/Equity
0.59
Current Ratio
1.79
Interest Coverage
11.3x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-07-31 | 27.29% |
| 2026-04-30 | 27.78% |
| 2026-01-31 | 26.19% |
| 2025-10-31 | 26.69% |
| 2025-07-31 | 26.30% |
| 2025-04-30 | 28.40% |
| 2025-01-31 | 34.83% |
| 2024-10-31 | 37.87% |
| 2024-07-31 | 19.89% |
| 2024-04-30 | 21.35% |
| 2024-01-31 | 21.71% |
| 2023-10-31 | 22.84% |
| 2023-07-31 | 22.12% |
| 2023-04-30 | 22.61% |
| 2023-01-31 | 24.72% |
| 2022-10-31 | 25.48% |
| 2022-07-31 | 20.98% |
| 2022-04-30 | 21.86% |
| 2022-01-31 | 21.57% |
| 2021-10-31 | 21.62% |
| 2021-07-31 | 20.28% |
| 2021-04-30 | 20.92% |
| 2021-01-31 | 20.12% |
| 2020-10-31 | 20.12% |
| 2020-07-31 | 19.47% |
| 2020-04-30 | 19.74% |
| 2020-01-31 | 19.61% |
| 2019-10-31 | 19.38% |
| 2019-07-31 | 14.64% |
| 2019-04-30 | 15.26% |
| 2019-01-31 | 15.42% |
| 2018-10-31 | 15.65% |
| 2018-07-31 | 15.42% |
| 2018-04-30 | 16.49% |
| 2018-01-31 | 0.00% |
| 2017-10-31 | 0.00% |
| 2017-07-31 | 0.00% |
| 2017-04-30 | 0.00% |
| 2017-01-31 | 0.00% |
| 2016-10-31 | 0.00% |
| 2016-07-31 | 0.00% |
| 2016-04-30 | 0.00% |
| 2016-01-31 | 0.00% |
| 2015-10-31 | 0.00% |
| 2015-07-31 | 0.00% |
| 2015-04-30 | 0.00% |
| 2015-01-31 | 0.00% |
| 2014-10-31 | 0.00% |
| 2014-07-31 | 0.00% |
| 2014-04-30 | 0.00% |
| 2014-01-31 | 0.00% |
| 2013-10-31 | 0.00% |
| 2013-07-31 | 0.00% |
| 2013-04-30 | 0.00% |
| 2013-01-31 | 0.00% |
| 2012-10-31 | 0.00% |
| 2012-07-31 | 0.00% |
| 2012-04-30 | 0.00% |
| 2012-01-31 | 0.00% |
| 2011-10-31 | 0.00% |
| 2011-07-31 | 0.00% |
| 2011-04-30 | 0.00% |
| 2010-07-31 | 0.00% |
