Guidewire Software (GWRE) Interest Coverage Ratio: History & Chart

Guidewire Software, Inc.(GWRE)

Software - Application · San Mateo, CA

$152.15-3.17 (-2.04%)

Delayed quote: Oct 2, 2026, 4:00 PM EDT

About Guidewire Software, Inc.

Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.

San Mateo, CA

4,174 employees

www.guidewire.com

Technology / Software - Application

Sector: Technology
Industry: Software - Application
CEO: Michael George Rosenbaum

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GWRE Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

11.28x

INTEREST COVERAGE RATIO AVG TTM

10.80x

INTEREST COVERAGE RATIO AVG 3Y

4.02x

INTEREST COVERAGE RATIO AVG 5Y

-3.06x

INTEREST COVERAGE RATIO AVG 10Y

-1.71x

INTEREST COVERAGE RATIO AVG 15Y

-1.71x

INTEREST COVERAGE RATIO AVG 20Y

-1.71x

CURRENT VS TTM AVG

+4.45%

CURRENT VS 3Y AVG

+180.44%

CURRENT VS 5Y AVG

+469.09%

CURRENT VS 10Y AVG

+757.92%

CURRENT VS 15Y AVG

+757.92%

CURRENT VS 20Y AVG

+757.92%

SECTOR MEDIAN · TECHNOLOGY

6.96x

median of 178 covered companies

CURRENT VS SECTOR MEDIAN

+61.95%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Guidewire Software, Inc. (GWRE)	$12.67B	11.28x	10.80x	4.02x	-3.06x
Nova Ltd. (NVMI)vs ›	$12.59B	109.44x	112.82x	103.82x	83.15x
Skyworks Solutions, Inc. (SWKS)vs ›	$12.79B	18.45x	18.45x	18.89x	41.78x
GoDaddy Inc. (GDDY)vs ›	$12.87B	7.54x	6.59x	4.91x	4.28x
Gartner, Inc. (IT)vs ›	$12.37B	9.15x	8.98x	9.00x	8.00x
Sanmina Corporation (SANM)vs ›	$12.28B	82.53x	47.02x	30.54x	23.80x
Grab Holdings Limited (GRAB)vs ›	$12.24B	3.13x	3.13x	3.13x	3.13x
Advanced Energy Industries, Inc. (AEIS)vs ›	$12.19B	11.69x	6.57x	12.96x	18.85x
Gen Digital Inc. (GEN)vs ›	$13.16B	3.79x	3.79x	2.75x	3.85x
DocuSign, Inc. (DOCU)vs ›	$13.18B	117.27x	123.13x	83.63x	83.63x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Guidewire Software, Inc. (GWRE)

$12.67B

11.28x

10.80x

4.02x

-3.06x

Nova Ltd. (NVMI)vs ›

$12.59B

109.44x

112.82x

103.82x

83.15x

Skyworks Solutions, Inc. (SWKS)vs ›

$12.79B

18.45x

18.89x

41.78x

GoDaddy Inc. (GDDY)vs ›

$12.87B

7.54x

6.59x

4.91x

4.28x

Gartner, Inc. (IT)vs ›

$12.37B

9.15x

8.98x

9.00x

8.00x

Sanmina Corporation (SANM)vs ›

$12.28B

82.53x

47.02x

30.54x

23.80x

Grab Holdings Limited (GRAB)vs ›

$12.24B

3.13x

Advanced Energy Industries, Inc. (AEIS)vs ›

$12.19B

11.69x

6.57x

12.96x

18.85x

Gen Digital Inc. (GEN)vs ›

$13.16B

3.79x

2.75x

3.85x

DocuSign, Inc. (DOCU)vs ›

$13.18B

117.27x

123.13x

83.63x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Guidewire Software, Inc. (GWRE)?

The interest coverage ratio for GWRE stock is 11.28x.

Is Guidewire Software, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 11.28x is 469% above its 5-year average of -3.06x, near the high end of its 5-year range (-44.54x–18.55x).

What is the TTM average interest coverage ratio for Guidewire Software, Inc. (GWRE)?

The TTM average interest coverage ratio for GWRE stock is 10.80x.

What is the 3Y average interest coverage ratio for Guidewire Software, Inc. (GWRE)?

The 3Y average interest coverage ratio for GWRE stock is 4.02x.

What is the 5Y average interest coverage ratio for Guidewire Software, Inc. (GWRE)?

The 5Y average interest coverage ratio for GWRE stock is -3.06x.

What is the 10Y average interest coverage ratio for Guidewire Software, Inc. (GWRE)?

The 10Y average interest coverage ratio for GWRE stock is -1.71x.

What is the 15Y average interest coverage ratio for Guidewire Software, Inc. (GWRE)?

The 15Y average interest coverage ratio for GWRE stock is -1.71x.

What is the 20Y average interest coverage ratio for Guidewire Software, Inc. (GWRE)?

The 20Y average interest coverage ratio for GWRE stock is -1.71x.

DATE	INTEREST COVERAGE RATIO
2026-07-31	18.55x
2026-04-30	9.23x
2026-01-31	11.66x
2025-10-31	5.58x
2025-07-31	8.97x
2025-04-30	1.22x
2025-01-31	2.80x
2024-10-31	-2.29x
2024-07-31	6.15x
2024-04-30	-9.90x
2024-01-31	-7.33x
2023-10-31	-20.07x
2023-07-31	3.62x
2023-04-30	-34.35x
2023-01-31	-13.84x
2022-10-31	-44.54x
2022-07-31	-6.53x
2022-04-30	-12.77x
2022-01-31	-8.16x
2021-10-31	-13.64x
2021-07-31	-0.02x
2021-04-30	-9.97x
2021-01-31	-5.82x
2020-10-31	-6.84x
2020-07-31	9.75x
2020-04-30	-5.68x
2020-01-31	-4.04x
2019-10-31	-5.55x
2019-07-31	4.71x
2019-04-30	-3.64x
2019-01-31	-1.29x
2018-10-31	0.25x
2018-07-31	13.14x
2018-04-30	-13.10x
2011-04-30	388.42x
2001-10-31	13.64x
2001-07-31	0.02x
2001-04-30	12.77x
2001-01-31	8.16x

DATE

INTEREST COVERAGE RATIO

2026-07-31

18.55x

2026-04-30

9.23x

2026-01-31

11.66x

2025-10-31

5.58x

2025-07-31

8.97x

2025-04-30

1.22x

2025-01-31

2.80x

2024-10-31

-2.29x

2024-07-31

6.15x

2024-04-30

-9.90x

2024-01-31

-7.33x

2023-10-31

-20.07x

2023-07-31

3.62x

2023-04-30

-34.35x

2023-01-31

-13.84x

2022-10-31

-44.54x

2022-07-31

-6.53x

2022-04-30

-12.77x

2022-01-31

-8.16x

2021-10-31

-13.64x

2021-07-31

-0.02x

2021-04-30

-9.97x

2021-01-31

-5.82x

2020-10-31

-6.84x

2020-07-31

9.75x

2020-04-30

-5.68x

2020-01-31

-4.04x

2019-10-31

-5.55x

2019-07-31

4.71x

2019-04-30

-3.64x

2019-01-31

-1.29x

2018-10-31

0.25x

2018-07-31

13.14x

2018-04-30

-13.10x

2011-04-30

388.42x

2001-10-31

13.64x

2001-07-31

0.02x

2001-04-30

12.77x

2001-01-31

8.16x

Interest Coverage Ratio: 11.28x

GWRE Interest Coverage Ratio

GWRE Average Interest Coverage Ratio Chart

GWRE Current vs Average Interest Coverage Ratio Chart

GWRE Interest Coverage Ratio Metrics

GWRE Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

GWRE Interest Coverage Ratio History

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