First Merchants Corporation (FRME) Compounding Analysis

First Merchants Corporation(FRME)

Banks - Regional · Muncie, IN

$39.99+0.22 (+0.55%)

Delayed quote: Oct 6, 2026, 11:05 AM EDT

About First Merchants Corporation

First Merchants Corporation operates as a financial holding entity, primarily conducting its business through its subsidiary, First Merchants Bank. This institution delivers a full spectrum of community banking solutions. It accepts various types of deposits, including term, savings, and checking accounts. The company also extends a wide array of lending products, such as consumer, commercial, agricultural business, and real estate mortgage loans, in addition to public finance options. Beyond standard banking, First Merchants provides personal and corporate trust services, brokerage capabilities, and private wealth management. Its corporate offerings further include letters of credit, repurchase agreements, and other specialized financial services. The company maintains a network of 109 physical banking locations situated across counties in Indiana, Illinois, Ohio, and Michigan. Furthermore, it offers convenient access to its services via electronic and mobile platforms. First Merchants Corporation was established in 1893 and is headquartered in Muncie, Indiana.

Muncie, IN

2,086 employees

www.firstmerchants.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Mark K. Hardwick

View full financials

Across metrics · 10Y

FRME reported stats per metric over 10Y: annual CAGR, median quarterly year-over-year growth, YoY standard deviation, quarters at or above 20%, and negative quarters.
Metric	10Y CAGR	Median YoY	YoY σ	Qtrs ≥ 20%	Neg. qtrs
RevenueRevenue	14.1%	12.8%	17.7pp	11 of 40	7
EPSEPS	8.5%	6.3%	32.6pp	13 of 40	16
Op cash flowOperating cash flow	17.5%	5.4%	51.6pp	17 of 40	19
EBITDAEBITDA	11.5%	17.2%	33.5pp	17 of 40	15
FCFFree cash flow	17.5%	5.4%	51.6pp	17 of 40	19

Reported figures over 10Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.