Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/B ratio high or low?
The P/B ratio of 1.54 is 34% above its estimated 5-year average of 1.15, near the high end of its estimated 5-year range (0.83–1.61).
As of 2026-10-06T12:11:38.354Z. 7.34% above its estimated 12-month average of 1.43.
Calculation as of: 2026-10-06T12:11:38.354Z.
Quote observation: 2026-10-05T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 3d9f4f5f14140eaf9621f1bbc024d4cfed254a1d9fd90ee5b51d98f5e032b5a5
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
PB RATIO
1.54
PB RATIO AVG TTM
1.43
PB RATIO AVG 3Y
1.19
PB RATIO AVG 5Y
1.15
PB RATIO AVG 10Y
1.14
PB RATIO AVG 15Y
1.02
PB RATIO AVG 20Y
1.03
CURRENT VS TTM AVG
+7.34%
CURRENT VS 3Y AVG
+29.37%
CURRENT VS 5Y AVG
+34.40%
CURRENT VS 10Y AVG
+35.09%
CURRENT VS 15Y AVG
+50.36%
CURRENT VS 20Y AVG
+49.98%
SECTOR MEDIAN · FINANCIAL SERVICES
1.37
median of 354 covered companies
CURRENT VS SECTOR MEDIAN
+12.82%
vs the sector median at left
Franklin Financial Services Corporation
Market Cap
$282.88M
PB Ratio
1.54
TTM Avg
1.43
3Y Avg
1.19
5Y Avg
1.15
Market Cap
$286.90M
PB Ratio
2.60
TTM Avg
2.61
3Y Avg
2.57
5Y Avg
2.57
Market Cap
$288.51M
PB Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$275.88M
PB Ratio
0.97
TTM Avg
0.76
3Y Avg
0.84
5Y Avg
0.84
Market Cap
$290.90M
PB Ratio
1.34
TTM Avg
1.19
3Y Avg
0.97
5Y Avg
0.92
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Franklin Financial Services Corporation (FRAF) | $282.88M | 1.54 | 1.43 | 1.19 | 1.15 |
| Ames National Corporation (ATLO)vs › | $283.25M | 1.33 | 1.17 | 1.05 | 1.11 |
| First United Corporation (FUNC)vs › | $279.90M | 1.32 | 1.26 | 1.13 | 1.04 |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $286.90M | 2.60 | 2.61 | 2.57 | 2.57 |
| Isabella Bank Corporation (ISBA)vs › | $277.68M | 1.12 | 1.37 | 1.03 | 0.99 |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.51M | N/A | N/A | N/A | N/A |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $275.88M | 0.97 | 0.76 | 0.84 | 0.84 |
| First Northern Community Bancorp (FNRN)vs › | $290.90M | 1.34 | 1.19 | 0.97 | 0.92 |
| Blue Acquisition Corp. (BACC)vs › | $293.04M | 1.46 | 1.06 | 1.06 | 1.06 |
| First National Corporation (FXNC)vs › | $270.87M | 1.40 | 1.34 | 1.15 | 1.12 |
At 1.54, P/B is above its estimated 20-year median — higher than 99% of readings in its estimated 20-year history.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
estimated 20-year low
0.56
median
0.97
estimated 20-year high
1.62
P/B Ratio
1.54
Market Price / Book Value per Share
PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)
The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PB RATIO |
|---|---|
| 2026-10-05 | 1.54 |
| 2026-10-02 | 1.55 |
| 2026-10-01 | 1.52 |
| 2026-09-30 | 1.51 |
| 2026-09-29 | 1.53 |
| 2026-09-28 | 1.54 |
| 2026-09-25 | 1.53 |
| 2026-09-24 | 1.52 |
| 2026-09-23 | 1.50 |
| 2026-09-22 | 1.54 |
| 2026-09-21 | 1.55 |
| 2026-09-18 | 1.56 |
| 2026-09-17 | 1.54 |
| 2026-09-16 | 1.55 |
| 2026-09-15 | 1.57 |
| 2026-09-14 | 1.55 |
| 2026-09-11 | 1.55 |
| 2026-09-10 | 1.55 |
| 2026-09-09 | 1.54 |
| 2026-09-08 | 1.54 |
| 2026-09-04 | 1.57 |
| 2026-09-03 | 1.55 |
| 2026-09-02 | 1.54 |
| 2026-09-01 | 1.50 |
| 2026-08-31 | 1.52 |
| 2026-08-28 | 1.52 |
| 2026-08-27 | 1.52 |
| 2026-08-26 | 1.52 |
| 2026-08-25 | 1.52 |
| 2026-08-24 | 1.51 |
| 2026-08-21 | 1.52 |
| 2026-08-20 | 1.52 |
| 2026-08-19 | 1.51 |
| 2026-08-18 | 1.55 |
| 2026-08-17 | 1.56 |
| 2026-08-14 | 1.57 |
| 2026-08-13 | 1.57 |
| 2026-08-12 | 1.57 |
| 2026-08-11 | 1.54 |
| 2026-08-10 | 1.55 |
| 2026-08-07 | 1.57 |
| 2026-08-06 | 1.59 |
| 2026-08-05 | 1.60 |
| 2026-08-04 | 1.60 |
| 2026-08-03 | 1.59 |
| 2026-07-31 | 1.59 |
| 2026-07-30 | 1.59 |
| 2026-07-29 | 1.61 |
| 2026-07-28 | 1.61 |
| 2026-07-27 | 1.59 |
| 2026-07-24 | 1.57 |
| 2026-07-23 | 1.58 |
| 2026-07-22 | 1.55 |
| 2026-07-21 | 1.60 |
| 2026-07-20 | 1.59 |
| 2026-07-17 | 1.57 |
| 2026-07-16 | 1.60 |
| 2026-07-15 | 1.56 |
| 2026-07-14 | 1.56 |
| 2026-07-13 | 1.57 |
| 2026-07-10 | 1.55 |
| 2026-07-09 | 1.54 |
| 2026-07-08 | 1.53 |
| 2026-07-07 | 1.55 |
| 2026-07-06 | 1.61 |
| 2026-07-02 | 1.60 |
| 2026-07-01 | 1.61 |
| 2026-06-30 | 1.58 |
| 2026-06-29 | 1.61 |
| 2026-06-26 | 1.59 |
| 2026-06-25 | 1.57 |
| 2026-06-24 | 1.56 |
| 2026-06-23 | 1.59 |
| 2026-06-22 | 1.56 |
| 2026-06-18 | 1.55 |
| 2026-06-17 | 1.52 |
| 2026-06-16 | 1.53 |
| 2026-06-15 | 1.50 |
| 2026-06-12 | 1.53 |
| 2026-06-11 | 1.51 |
| 2026-06-10 | 1.50 |
| 2026-06-09 | 1.54 |
| 2026-06-08 | 1.48 |
| 2026-06-05 | 1.48 |
| 2026-06-04 | 1.46 |
| 2026-06-03 | 1.41 |
| 2026-06-02 | 1.43 |
| 2026-06-01 | 1.43 |
| 2026-05-29 | 1.46 |
| 2026-05-28 | 1.47 |
| 2026-05-27 | 1.48 |
| 2026-05-26 | 1.44 |
| 2026-05-22 | 1.47 |
| 2026-05-21 | 1.45 |
| 2026-05-20 | 1.43 |
| 2026-05-19 | 1.43 |
| 2026-05-18 | 1.39 |
| 2026-05-15 | 1.37 |
| 2026-05-14 | 1.42 |
| 2026-05-13 | 1.40 |
| 2026-05-12 | 1.41 |
| 2026-05-11 | 1.44 |
| 2026-05-08 | 1.50 |
| 2026-05-07 | 1.48 |
| 2026-05-06 | 1.47 |
| 2026-05-05 | 1.48 |
| 2026-05-04 | 1.44 |
| 2026-05-01 | 1.47 |
| 2026-04-30 | 1.45 |
| 2026-04-29 | 1.42 |
| 2026-04-28 | 1.51 |
| 2026-04-27 | 1.46 |
| 2026-04-24 | 1.44 |
| 2026-04-23 | 1.44 |
| 2026-04-22 | 1.45 |
| 2026-04-21 | 1.45 |
| 2026-04-20 | 1.48 |
| 2026-04-17 | 1.50 |
| 2026-04-16 | 1.45 |
| 2026-04-15 | 1.45 |
| 2026-04-14 | 1.47 |
| 2026-04-13 | 1.47 |
| 2026-04-10 | 1.45 |
| 2026-04-09 | 1.46 |
| 2026-04-08 | 1.41 |
| 2026-04-07 | 1.39 |
| 2026-04-06 | 1.36 |
| 2026-04-02 | 1.33 |
| 2026-04-01 | 1.29 |
| 2026-03-31 | 1.31 |
| 2026-03-30 | 1.32 |
| 2026-03-27 | 1.29 |
| 2026-03-26 | 1.30 |
| 2026-03-25 | 1.29 |
| 2026-03-24 | 1.29 |
| 2026-03-23 | 1.29 |
| 2026-03-20 | 1.24 |
| 2026-03-19 | 1.26 |
| 2026-03-18 | 1.23 |
| 2026-03-17 | 1.25 |
| 2026-03-16 | 1.28 |
| 2026-03-13 | 1.33 |
| 2026-03-12 | 1.34 |
| 2026-03-11 | 1.34 |
| 2026-03-10 | 1.35 |
| 2026-03-09 | 1.32 |
| 2026-03-06 | 1.35 |
| 2026-03-05 | 1.38 |
| 2026-03-04 | 1.42 |
| 2026-03-03 | 1.42 |
| 2026-03-02 | 1.43 |
| 2026-02-27 | 1.39 |
| 2026-02-26 | 1.40 |
| 2026-02-25 | 1.42 |
| 2026-02-24 | 1.40 |
| 2026-02-23 | 1.39 |
| 2026-02-20 | 1.39 |
| 2026-02-19 | 1.38 |
| 2026-02-18 | 1.37 |
| 2026-02-17 | 1.35 |
| 2026-02-13 | 1.33 |
| 2026-02-12 | 1.34 |
| 2026-02-11 | 1.31 |
| 2026-02-10 | 1.34 |
| 2026-02-09 | 1.31 |
| 2026-02-06 | 1.30 |
| 2026-02-05 | 1.28 |
| 2026-02-04 | 1.31 |
| 2026-02-03 | 1.36 |
| 2026-02-02 | 1.40 |
| 2026-01-30 | 1.38 |
| 2026-01-29 | 1.37 |
| 2026-01-28 | 1.33 |
| 2026-01-27 | 1.31 |
| 2026-01-26 | 1.31 |
| 2026-01-23 | 1.29 |
| 2026-01-22 | 1.42 |
| 2026-01-21 | 1.41 |
| 2026-01-20 | 1.37 |
| 2026-01-16 | 1.44 |
| 2026-01-15 | 1.46 |
| 2026-01-14 | 1.39 |
| 2026-01-13 | 1.38 |
| 2026-01-12 | 1.36 |
| 2026-01-09 | 1.39 |
| 2026-01-08 | 1.44 |
| 2026-01-07 | 1.35 |
| 2026-01-06 | 1.33 |
| 2026-01-05 | 1.36 |
| 2026-01-02 | 1.32 |
| 2025-12-31 | 1.36 |
| 2025-12-30 | 1.37 |
| 2025-12-29 | 1.36 |
| 2025-12-26 | 1.38 |
| 2025-12-24 | 1.40 |
| 2025-12-23 | 1.41 |
| 2025-12-22 | 1.45 |
| 2025-12-19 | 1.49 |
| 2025-12-18 | 1.53 |
| 2025-12-17 | 1.52 |
| 2025-12-16 | 1.51 |
| 2025-12-15 | 1.52 |
| 2025-12-12 | 1.50 |
| 2025-12-11 | 1.46 |
| 2025-12-10 | 1.46 |
| 2025-12-09 | 1.43 |
| 2025-12-08 | 1.44 |
| 2025-12-05 | 1.45 |
| 2025-12-04 | 1.46 |
| 2025-12-03 | 1.46 |
| 2025-12-02 | 1.42 |
| 2025-12-01 | 1.43 |
| 2025-11-28 | 1.45 |
| 2025-11-26 | 1.46 |
| 2025-11-25 | 1.43 |
| 2025-11-24 | 1.42 |
| 2025-11-21 | 1.38 |
| 2025-11-20 | 1.32 |
| 2025-11-19 | 1.31 |
| 2025-11-18 | 1.30 |
| 2025-11-17 | 1.30 |
| 2025-11-14 | 1.32 |
| 2025-11-13 | 1.32 |
| 2025-11-12 | 1.32 |
| 2025-11-11 | 1.32 |
| 2025-11-10 | 1.33 |
| 2025-11-07 | 1.30 |
| 2025-11-06 | 1.30 |
| 2025-11-05 | 1.30 |
| 2025-11-04 | 1.28 |
| 2025-11-03 | 1.28 |
| 2025-10-31 | 1.27 |
| 2025-10-30 | 1.28 |
| 2025-10-29 | 1.29 |
| 2025-10-28 | 1.31 |
| 2025-10-27 | 1.31 |
| 2025-10-24 | 1.31 |
| 2025-10-23 | 1.29 |
| 2025-10-22 | 1.29 |
| 2025-10-21 | 1.25 |
| 2025-10-20 | 1.25 |
| 2025-10-17 | 1.23 |
| 2025-10-16 | 1.23 |
| 2025-10-15 | 1.29 |
| 2025-10-14 | 1.28 |
| 2025-10-13 | 1.26 |
| 2025-10-10 | 1.25 |
| 2025-10-09 | 1.28 |
| 2025-10-08 | 1.28 |
| 2025-10-07 | 1.28 |
| 2025-10-06 | 1.28 |
| 2025-10-03 | 1.28 |
| 2025-10-02 | 1.27 |
| 2025-10-01 | 1.28 |
| 2025-09-30 | 1.29 |
| 2025-09-29 | 1.30 |
| 2025-09-26 | 1.35 |
| 2025-09-25 | 1.36 |
| 2025-09-24 | 1.36 |
| 2025-09-23 | 1.37 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.