Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 14.15% is 27% below its 5-year average of 19.46%, near the low end of its 5-year range (7.52%–33.74%).
2.76% below its 12-month average of 14.55%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 9.65%.
EBITDA MARGIN
14.15%
EBITDA MARGIN AVG TTM
14.55%
EBITDA MARGIN AVG 3Y
13.59%
EBITDA MARGIN AVG 5Y
19.46%
EBITDA MARGIN AVG 10Y
25.61%
EBITDA MARGIN AVG 15Y
28.28%
EBITDA MARGIN AVG 20Y
26.82%
CURRENT VS TTM AVG
-2.76%
CURRENT VS 3Y AVG
+4.15%
CURRENT VS 5Y AVG
-27.30%
CURRENT VS 10Y AVG
-44.75%
CURRENT VS 15Y AVG
-49.97%
CURRENT VS 20Y AVG
-47.25%
Finward Bancorp
Market Cap
$182.68M
EBITDA Margin
14.15%
TTM Avg
14.55%
3Y Avg
13.59%
5Y Avg
19.46%
Market Cap
$182.82M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$183.19M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$180.67M
EBITDA Margin
9.84%
TTM Avg
11.75%
3Y Avg
14.76%
5Y Avg
23.17%
Market Cap
$187.16M
EBITDA Margin
13.43%
TTM Avg
10.87%
3Y Avg
11.35%
5Y Avg
16.68%
Market Cap
$181.62M
EBITDA Margin
33.50%
TTM Avg
34.45%
3Y Avg
37.75%
5Y Avg
40.56%
Market Cap
$180.74M
EBITDA Margin
-56.91%
TTM Avg
-92.92%
3Y Avg
-167.85%
5Y Avg
-137.52%
Market Cap
$184.55M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$180.55M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Finward Bancorp (FNWD) | $182.68M | 14.15% | 14.55% | 13.59% | 19.46% |
| McKinley Acquisition Corporation (MKLY)vs › | $182.82M | N/A | N/A | N/A | N/A |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.19M | N/A | N/A | N/A | N/A |
| Hanover Bancorp, Inc. (HNVR)vs › | $180.67M | 9.84% | 11.75% | 14.76% | 23.17% |
| ECB Bancorp, Inc. (ECBK)vs › | $187.16M | 13.43% | 10.87% | 11.35% | 16.68% |
| BV Financial, Inc. (BVFL)vs › | $181.62M | 33.50% | 34.45% | 37.75% | 40.56% |
| Better Home & Finance Holding Company (BETR)vs › | $180.74M | -56.91% | -92.92% | -167.85% | -137.52% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.55M | N/A | N/A | N/A | N/A |
| Apogee Acquisition Corp Class A Ordinary Shares (AACP)vs › | $180.55M | N/A | N/A | N/A | N/A |
| Digital Asset Acquisition Corp. (DAAQ)vs › | $180.95M | N/A | N/A | N/A | N/A |
EBITDA Margin
14.2%
Operating Margin
10.3%
Net Margin
9.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 9.65% |
| 2026-03-31 | 15.87% |
| 2025-12-31 | 13.36% |
| 2025-09-30 | 19.09% |
| 2025-06-30 | 14.78% |
| 2025-03-31 | 9.02% |
| 2024-12-31 | 16.82% |
| 2024-09-30 | 9.85% |
| 2024-06-30 | 7.52% |
| 2024-03-31 | 33.74% |
| 2023-12-31 | 12.97% |
| 2023-09-30 | 14.70% |
| 2023-06-30 | 19.39% |
| 2023-03-31 | 16.00% |
| 2022-12-31 | 23.24% |
| 2022-09-30 | 31.65% |
| 2022-06-30 | 33.67% |
| 2022-03-31 | 18.91% |
| 2021-12-31 | 27.57% |
| 2021-09-30 | 29.39% |
| 2021-06-30 | 31.50% |
| 2021-03-31 | 37.15% |
| 2020-09-30 | 37.77% |
| 2020-06-30 | 39.59% |
| 2020-03-31 | 28.97% |
| 2019-09-30 | 29.66% |
| 2019-06-30 | 35.68% |
| 2019-03-31 | 21.98% |
| 2018-12-31 | 27.58% |
| 2018-09-30 | 19.72% |
| 2018-06-30 | 31.73% |
| 2018-03-31 | 32.57% |
| 2017-12-31 | 35.19% |
| 2017-09-30 | 32.49% |
| 2017-06-30 | 38.43% |
| 2017-03-31 | 34.46% |
| 2016-12-31 | 35.29% |
| 2016-09-30 | 34.99% |
| 2016-06-30 | 36.80% |
| 2016-03-31 | 35.37% |
| 2015-12-31 | 30.54% |
| 2015-09-30 | 33.04% |
| 2015-06-30 | 35.05% |
| 2015-03-31 | 33.68% |
| 2014-12-31 | 31.04% |
| 2014-09-30 | 35.85% |
| 2014-06-30 | 36.30% |
| 2014-03-31 | 36.15% |
| 2013-12-31 | 29.38% |
| 2013-09-30 | 42.30% |
| 2013-06-30 | 37.98% |
| 2013-03-31 | 37.07% |
| 2012-12-31 | 30.97% |
| 2012-09-30 | 39.13% |
| 2012-06-30 | 33.82% |
| 2012-03-31 | 28.95% |
| 2011-12-31 | 28.48% |
| 2011-09-30 | 24.82% |
| 2011-06-30 | 29.97% |
| 2011-03-31 | 23.44% |
| 2010-12-31 | 20.41% |
| 2010-09-30 | 20.05% |
| 2010-06-30 | 26.73% |
| 2010-03-31 | 23.32% |
| 2009-12-31 | 13.45% |
| 2009-09-30 | -22.43% |
| 2009-06-30 | 16.44% |
| 2009-03-31 | 24.93% |
| 2008-12-31 | 18.74% |
| 2008-09-30 | 24.44% |
| 2008-06-30 | 22.37% |
| 2008-03-31 | 23.44% |
| 2007-12-31 | 17.96% |
| 2007-09-30 | 22.08% |
| 2007-06-30 | 23.63% |
| 2007-03-31 | 23.08% |
| 2006-12-31 | 24.67% |
| 2006-09-30 | 25.89% |
| 2006-06-30 | 28.36% |
| 2006-03-31 | 30.31% |
| 2005-12-31 | 33.46% |
| 2005-09-30 | 32.93% |
| 2005-06-30 | 34.22% |
| 2005-03-31 | 36.41% |
| 2004-12-31 | 36.71% |
| 2004-09-30 | 38.30% |
| 2004-06-30 | 37.95% |
| 2004-03-31 | 35.25% |
| 2003-09-30 | 40.11% |
| 2003-06-30 | 38.09% |
| 2003-03-31 | 37.69% |
| 2002-12-31 | 33.65% |
| 2002-09-30 | 33.63% |
