Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 9.65% is 21% below its 5-year average of 12.17%, around the middle of its 5-year range (0.58%–26.17%).
2.84% above its 12-month average of 9.38%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 8.22%.
NET PROFIT MARGIN
9.65%
NET PROFIT MARGIN AVG TTM
9.38%
NET PROFIT MARGIN AVG 3Y
7.65%
NET PROFIT MARGIN AVG 5Y
12.17%
NET PROFIT MARGIN AVG 10Y
16.70%
NET PROFIT MARGIN AVG 15Y
18.67%
NET PROFIT MARGIN AVG 20Y
17.25%
CURRENT VS TTM AVG
+2.84%
CURRENT VS 3Y AVG
+26.14%
CURRENT VS 5Y AVG
-20.68%
CURRENT VS 10Y AVG
-42.21%
CURRENT VS 15Y AVG
-48.33%
CURRENT VS 20Y AVG
-44.07%
SECTOR MEDIAN · FINANCIAL SERVICES
14.34%
median of 466 covered companies
CURRENT VS SECTOR MEDIAN
-32.73%
vs the sector median at left
Finward Bancorp
Market Cap
$182.72M
Net Profit Margin
9.65%
TTM Avg
9.38%
3Y Avg
7.65%
5Y Avg
12.17%
Market Cap
$182.82M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$183.19M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$181.85M
Net Profit Margin
7.11%
TTM Avg
6.77%
3Y Avg
8.95%
5Y Avg
15.64%
Market Cap
$183.66M
Net Profit Margin
13.19%
TTM Avg
7.81%
3Y Avg
8.13%
5Y Avg
11.83%
Market Cap
$181.62M
Net Profit Margin
25.27%
TTM Avg
24.78%
3Y Avg
26.47%
5Y Avg
29.01%
Market Cap
$181.45M
Net Profit Margin
-85.02%
TTM Avg
-129.25%
3Y Avg
-271.66%
5Y Avg
-184.93%
Market Cap
$184.55M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$180.44M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Finward Bancorp (FNWD) | $182.72M | 9.65% | 9.38% | 7.65% | 12.17% |
| McKinley Acquisition Corporation (MKLY)vs › | $182.82M | 0.00% | 0.00% | 0.00% | 0.00% |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.19M | 0.00% | 0.00% | 0.00% | 0.00% |
| Hanover Bancorp, Inc. (HNVR)vs › | $181.85M | 7.11% | 6.77% | 8.95% | 15.64% |
| ECB Bancorp, Inc. (ECBK)vs › | $183.66M | 13.19% | 7.81% | 8.13% | 11.83% |
| BV Financial, Inc. (BVFL)vs › | $181.62M | 25.27% | 24.78% | 26.47% | 29.01% |
| Better Home & Finance Holding Company (BETR)vs › | $181.45M | -85.02% | -129.25% | -271.66% | -184.93% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.55M | 0.00% | 0.00% | 0.00% | 0.00% |
| Digital Asset Acquisition Corp. (DAAQ)vs › | $180.44M | 0.00% | 0.00% | 0.00% | 0.00% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.49M | N/A | N/A | N/A | N/A |
Operating Margin
10.3%
Net Profit Margin
9.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 8.22% |
| 2026-03-31 | 8.92% |
| 2025-12-31 | 7.97% |
| 2025-09-30 | 13.32% |
| 2025-06-30 | 8.48% |
| 2025-03-31 | 1.85% |
| 2024-12-31 | 7.98% |
| 2024-09-30 | 2.39% |
| 2024-06-30 | 0.58% |
| 2024-03-31 | 26.17% |
| 2023-12-31 | 6.05% |
| 2023-09-30 | 9.06% |
| 2023-06-30 | 9.90% |
| 2023-03-31 | 9.85% |
| 2022-12-31 | 17.44% |
| 2022-09-30 | 21.52% |
| 2022-06-30 | 21.47% |
| 2022-03-31 | 11.21% |
| 2021-12-31 | 19.90% |
| 2021-09-30 | 21.04% |
| 2021-06-30 | 22.16% |
| 2021-03-31 | 26.66% |
| 2020-12-31 | 19.46% |
| 2020-09-30 | 26.49% |
| 2020-06-30 | 27.02% |
| 2020-03-31 | 19.45% |
| 2019-12-31 | 14.60% |
| 2019-09-30 | 22.06% |
| 2019-06-30 | 25.03% |
| 2019-03-31 | 14.76% |
| 2018-12-31 | 19.40% |
| 2018-09-30 | 12.94% |
| 2018-06-30 | 22.42% |
| 2018-03-31 | 22.90% |
| 2017-12-31 | 17.95% |
| 2017-09-30 | 21.40% |
| 2017-06-30 | 24.72% |
| 2017-03-31 | 23.30% |
| 2016-12-31 | 23.10% |
| 2016-09-30 | 22.48% |
| 2016-06-30 | 23.06% |
| 2016-03-31 | 22.77% |
| 2015-12-31 | 21.67% |
| 2015-09-30 | 20.79% |
| 2015-06-30 | 22.41% |
| 2015-03-31 | 21.87% |
| 2014-12-31 | 20.44% |
| 2014-09-30 | 22.47% |
| 2014-06-30 | 22.99% |
| 2014-03-31 | 23.08% |
| 2013-12-31 | 18.44% |
| 2013-09-30 | 27.00% |
| 2013-06-30 | 22.19% |
| 2013-03-31 | 21.90% |
| 2012-12-31 | 18.93% |
| 2012-09-30 | 25.19% |
| 2012-06-30 | 20.31% |
| 2012-03-31 | 16.72% |
| 2011-12-31 | 17.10% |
| 2011-09-30 | 14.25% |
| 2011-06-30 | 19.00% |
| 2011-03-31 | 14.17% |
| 2010-12-31 | 13.16% |
| 2010-09-30 | 12.10% |
| 2010-06-30 | 17.10% |
| 2010-03-31 | 15.32% |
| 2009-12-31 | 12.58% |
| 2009-09-30 | -15.60% |
| 2009-06-30 | 11.00% |
| 2009-03-31 | 16.96% |
| 2008-12-31 | 12.86% |
| 2008-09-30 | 15.91% |
| 2008-06-30 | 14.52% |
| 2008-03-31 | 16.44% |
| 2007-12-31 | 12.08% |
| 2007-09-30 | 14.27% |
| 2007-06-30 | 14.30% |
| 2007-03-31 | 15.01% |
| 2006-12-31 | 15.28% |
| 2006-09-30 | 15.92% |
| 2006-06-30 | 17.08% |
| 2006-03-31 | 17.94% |
| 2005-12-31 | 20.09% |
| 2005-09-30 | 19.06% |
| 2005-06-30 | 19.82% |
| 2005-03-31 | 20.58% |
| 2004-12-31 | 21.55% |
| 2004-09-30 | 21.33% |
| 2004-06-30 | 21.06% |
| 2004-03-31 | 20.10% |
| 2003-12-31 | 20.27% |
| 2003-09-30 | 21.25% |
| 2003-06-30 | 19.92% |
| 2003-03-31 | 19.55% |
| 2002-12-31 | 18.64% |
| 2002-09-30 | 18.16% |
