Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Wednesday, August 5, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 18.07 |
| PE Ratio Avg TTM | 16.49 |
| PE Ratio Avg 3Y | 28.44 |
| Current VS TTM Avg | +9.56% |
| Current VS 3Y Avg | -36.46% |
| Current VS 5Y Avg | -49.45% |
| PS Ratio | 4.16 |
| PS Ratio Avg TTM | 4.28 |
| PS Ratio Avg 3Y | 6.73 |
| Current VS TTM Avg | -2.91% |
| Current VS 3Y Avg | -38.15% |
| Current VS 5Y Avg | -50.44% |
| PB Ratio | 4.99 |
| PB Ratio Avg TTM | 4.64 |
| PB Ratio Avg 3Y | 7.80 |
| Current VS TTM Avg | +7.61% |
| Current VS 3Y Avg | -36.04% |
| Current VS 5Y Avg | -48.71% |
| Debt/Equity Ratio | 0.77 |
| Debt/Equity Ratio Avg TTM | 0.74 |
| Debt/Equity Ratio Avg 3Y | 0.86 |
| Current VS TTM Avg | +4.81% |
| Current VS 3Y Avg | -10.55% |
| Current VS 5Y Avg | -17.39% |
| PEG Ratio | 2.05 |
| PEG Ratio Avg TTM | 2.02 |
| PEG Ratio Avg 3Y | 2.05 |
| Current VS TTM Avg | +1.49% |
| Current VS 3Y Avg | +0.16% |
| Current VS 5Y Avg | -38.51% |
| Earnings Yield | 5.53% |
| Earnings Yield Avg TTM | 5.92% |
| Earnings Yield Avg 3Y | 3.96% |
| Current VS TTM Avg | -6.61% |
| Current VS 3Y Avg | +39.67% |
| Current VS 5Y Avg | +96.82% |
| Current Ratio | 0.68 |
| Current Ratio Avg TTM | 1.30 |
| Current Ratio Avg 3Y | 1.48 |
| Current VS TTM Avg | -47.37% |
| Current VS 3Y Avg | -53.78% |
| Current VS 5Y Avg | -59.49% |
| Quick Ratio | 0.68 |
| Quick Ratio Avg TTM | 1.30 |
| Quick Ratio Avg 3Y | 1.48 |
| Current VS TTM Avg | -47.37% |
| Current VS 3Y Avg | -53.78% |
| Current VS 5Y Avg | -59.43% |
| ROIC | 16.24% |
| ROIC Avg 3Y | 14.68% |
| ROIC Avg 5Y | 16.75% |
| Current VS 3Y Avg | +10.61% |
| Current VS 5Y Avg | -3.05% |
| Current VS 10Y Avg | -26.50% |
| ROA | 13.50% |
| ROA Avg TTM | 13.56% |
| ROA Avg 3Y | 12.21% |
| Current VS TTM Avg | -0.44% |
| Current VS 3Y Avg | +10.61% |
| Current VS 5Y Avg | -4.37% |
| ROE | 27.85% |
| ROE Avg TTM | 27.70% |
| ROE Avg 3Y | 28.53% |
| Current VS TTM Avg | +0.54% |
| Current VS 3Y Avg | -2.37% |
| Current VS 5Y Avg | -14.29% |
| Net Profit Margin | 20.34% |
| Net Profit Margin Avg TTM | 23.67% |
| Net Profit Margin Avg 3Y | 24.44% |
| Current VS TTM Avg | -14.05% |
| Current VS 3Y Avg | -16.76% |
| Current VS 5Y Avg | -17.31% |
| +25.13% |
| 2019 | +35.51% |
| 2018 | +5.02% |
| 2017 | +19.44% |
