Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 4.72%.
YIELD ON COST (YOC)
4.72%
FCBC now pays $2.26 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $24.64 | 9.17% |
| 5 years ago(2021-09-30) | $31.72 | 7.12% |
| 3 years ago(2023-10-03) | $29.32 | 7.71% |
| 1 year ago(2025-10-07) | $33.65 | 6.72% |
| Buying today(at $48.03) | $48.03 | 4.72% |
Projection: starting from today's 4.72% yield, assuming the dividend keeps compounding at 14.8% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
4.72%
In 3 years
7.15%
In 5 years
9.44%
In 10 years
18.88%
Try your own purchase price, dividend and growth rate for First Community Bankshares, Inc. (FCBC).
Starting Yield
4.71%
Ending YOC
31.03%
Year 15 Dividend
$14.90
Cum. Dividends Recd.
$107.00
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $2.26 | N/A | 4.71% | $0.00 |
| Year 1 | $2.56 | +13.40% | 5.34% | $2.56 |
| Year 2 | $2.91 | +13.40% | 6.05% | $5.47 |
| Year 3 | $3.30 | +13.40% | 6.86% | $8.76 |
| Year 4 | $3.74 | +13.40% | 7.78% | $12.50 |
| Year 5 | $4.24 | +13.40% | 8.82% | $16.74 |
| Year 6 | $4.81 | +13.40% | 10.01% | $21.55 |
| Year 7 | $5.45 | +13.40% | 11.35% | $27.00 |
| Year 8 | $6.18 | +13.40% | 12.87% | $33.18 |
| Year 9 | $7.01 | +13.40% | 14.59% | $40.19 |
| Year 10 | $7.95 | +13.40% | 16.55% | $48.13 |
| Year 11 | $9.01 | +13.40% | 18.76% | $57.15 |
| Year 12 | $10.22 | +13.40% | 21.28% | $67.37 |
| Year 13 | $11.59 | +13.40% | 24.13% | $78.96 |
| Year 14 | $13.14 | +13.40% | 27.36% | $92.10 |
| Year 15 | $14.90 | +13.40% | 31.03% | $107.00 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
