Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.89%.
YIELD ON COST (YOC)
3.89%
DGICB now pays $0.68 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $19.40 | 3.51% |
| 5 years ago(2021-09-30) | $13.74 | 4.95% |
| 3 years ago(2023-10-03) | $13.70 | 4.96% |
| 1 year ago(2025-10-07) | $15.40 | 4.42% |
| Buying today(at $16.84) | $16.84 | 3.89% |
Projection: starting from today's 3.89% yield, assuming the dividend keeps compounding at 3.8% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.89%
In 3 years
4.35%
In 5 years
4.68%
In 10 years
5.64%
Try your own purchase price, dividend and growth rate for Donegal Group Inc. (DGICB).
Starting Yield
4.04%
Ending YOC
7.66%
Year 15 Dividend
$1.29
Cum. Dividends Recd.
$14.60
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.68 | N/A | 4.04% | $0.00 |
| Year 1 | $0.71 | +4.36% | 4.21% | $0.71 |
| Year 2 | $0.74 | +4.36% | 4.40% | $1.45 |
| Year 3 | $0.77 | +4.36% | 4.59% | $2.22 |
| Year 4 | $0.81 | +4.36% | 4.79% | $3.03 |
| Year 5 | $0.84 | +4.36% | 5.00% | $3.87 |
| Year 6 | $0.88 | +4.36% | 5.21% | $4.75 |
| Year 7 | $0.92 | +4.36% | 5.44% | $5.67 |
| Year 8 | $0.96 | +4.36% | 5.68% | $6.62 |
| Year 9 | $1.00 | +4.36% | 5.93% | $7.62 |
| Year 10 | $1.04 | +4.36% | 6.19% | $8.66 |
| Year 11 | $1.09 | +4.36% | 6.46% | $9.75 |
| Year 12 | $1.13 | +4.36% | 6.74% | $10.89 |
| Year 13 | $1.18 | +4.36% | 7.03% | $12.07 |
| Year 14 | $1.24 | +4.36% | 7.34% | $13.31 |
| Year 15 | $1.29 | +4.36% | 7.66% | $14.60 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
