Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 4.11%.
YIELD ON COST (YOC)
4.11%
DGICA now pays $0.75 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-30) | $16.11 | 4.66% |
| 5 years ago(2021-10-04) | $14.70 | 5.10% |
| 3 years ago(2023-10-05) | $14.35 | 5.23% |
| 1 year ago(2025-10-09) | $19.18 | 3.91% |
| Buying today(at $18.33) | $18.33 | 4.11% |
Projection: starting from today's 4.11% yield, assuming the dividend keeps compounding at 3.4% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
4.11%
In 3 years
4.54%
In 5 years
4.86%
In 10 years
5.74%
Try your own purchase price, dividend and growth rate for Donegal Group Inc. (DGICA).
Starting Yield
4.09%
Ending YOC
7.25%
Year 15 Dividend
$1.33
Cum. Dividends Recd.
$15.47
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.75 | N/A | 4.09% | $0.00 |
| Year 1 | $0.78 | +3.89% | 4.25% | $0.78 |
| Year 2 | $0.81 | +3.89% | 4.42% | $1.59 |
| Year 3 | $0.84 | +3.89% | 4.59% | $2.43 |
| Year 4 | $0.87 | +3.89% | 4.77% | $3.30 |
| Year 5 | $0.91 | +3.89% | 4.95% | $4.21 |
| Year 6 | $0.94 | +3.89% | 5.14% | $5.15 |
| Year 7 | $0.98 | +3.89% | 5.34% | $6.13 |
| Year 8 | $1.02 | +3.89% | 5.55% | $7.15 |
| Year 9 | $1.06 | +3.89% | 5.77% | $8.21 |
| Year 10 | $1.10 | +3.89% | 5.99% | $9.31 |
| Year 11 | $1.14 | +3.89% | 6.22% | $10.45 |
| Year 12 | $1.19 | +3.89% | 6.47% | $11.63 |
| Year 13 | $1.23 | +3.89% | 6.72% | $12.87 |
| Year 14 | $1.28 | +3.89% | 6.98% | $14.15 |
| Year 15 | $1.33 | +3.89% | 7.25% | $15.47 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
