Discover Financial Services (DFS) Free Cash Flow CAGR:1.64%(TTM)
The free cash flow cagr for Discover Financial Services (DFS) is +1.64% over the latest trailing 12-month period. Free cash flow CAGR uses precomputed cash-flow statement history.
The free cash flow cagr for Discover Financial Services (DFS) stock is 1.64% over the past 12 months. The 3 year average growth rate is 11.85% and the 5 year cagr is 9.87%. Free cash flow CAGR measures how Discover Financial Services's cash generation has grown. FCF represents the cash available for dividends, buybacks, debt reduction, or reinvestment.
DFS Free Cash Flow CAGR Chart
Discover Financial Services (DFS)
DFS Free Cash Flow CAGR History
| Year | Start FCF | End FCF | Change | % Change | CAGR |
|---|---|---|---|---|---|
| 2024 | $8.26B | $8.16B | $-103.00M | -1.25% | -1.25% |
| 2023 | $6.90B | $8.26B | +$1.36B | +19.64% | +19.64% |
| 2022 | $5.83B | $6.90B | +$1.08B | +18.52% | +18.52% |
| 2021 | $5.93B | $5.83B | $-110.00M | -1.85% | -1.85% |
| 2020 | $5.91B | $5.93B | +$23.00M | +0.39% | +0.39% |
| 2019 | $4.94B | $5.91B | +$975.00M | +19.75% | +19.75% |
| 2018 | $4.99B | $4.94B | $-53.00M | -1.06% | -1.06% |
| 2017 | $4.25B | $4.99B | +$744.00M | +17.52% | +17.52% |
| 2016 | $3.69B | $4.25B | +$560.00M | +15.19% | +15.19% |
| 2015 | $3.68B | $3.69B | +$5.00M | +0.14% | +0.14% |
| 2014 | $3.29B | $3.68B | +$395.00M | +12.02% | +12.02% |
| 2013 | $2.90B | $3.29B | +$389.00M | +13.43% | +13.43% |
| 2012 | $3.50B | $2.90B | $-601.05M | -17.18% | -17.18% |
| 2011 | $3.82B | $3.50B | $-319.86M | -8.38% | -8.38% |
| 2010 | $3.54B | $3.82B | +$273.81M | +7.73% | +7.73% |
| 2009 | $4.41B | $3.54B | $-866.53M | -19.65% | -19.65% |
| 2008 | $1.92B | $4.41B | +$2.49B | +129.75% | +129.75% |
| 2007 | $1.58B | $1.92B | +$343.12M | +21.76% | +21.76% |
| 2006 | $1.54B | $1.58B | +$38.52M | +2.50% | +2.50% |
| 2005 | $1.49B | $1.54B | +$48.86M | +3.28% | +3.28% |
Quarterly Free Cash Flow — QoQ & YoY
| Quarter | Value | QoQ | YoY |
|---|---|---|---|
| Q1 2025 | $2.07B | +7.9% | +16.7% |
| Q4 2024 | $1.92B | -1.9% | -31.7% |
| Q3 2024 | $1.96B | -22.2% | -15.4% |
| Q2 2024 | $2.51B | +41.8% | +76.4% |
| Q1 2024 | $1.77B | -36.9% | +3.3% |
| Q4 2023 | $2.81B | +21.5% | +32.6% |
| Q3 2023 | $2.31B | +62.2% | +50.1% |
| Q2 2023 | $1.43B | -16.9% | -8.9% |
| Q1 2023 | $1.72B | -19.0% | +1.9% |
| Q4 2022 | $2.12B | +37.5% | +63.6% |
| Q3 2022 | $1.54B | -1.5% | -2.0% |
| Q2 2022 | $1.56B | -7.1% | +4.8% |
| Q1 2022 | $1.68B | +30.1% | +14.7% |
| Q4 2021 | $1.29B | -17.7% | -18.0% |
| Q3 2021 | $1.57B | +5.4% | +26.5% |
| Q2 2021 | $1.49B | +1.7% | -0.1% |
QoQ = change vs the prior quarter; YoY = change vs the same quarter a year earlier.
About Discover Financial Services
Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- J. Michael Shepherd