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Discover Financial Services (DFS)
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Discover Financial Services (DFS) EV/EBITDA Ratio: 6.75x

popular:market cap|pe ratio|revenue|price history|total return

Is Discover Financial Services’s EV/EBITDA ratio high or low?

Discover Financial Services's EV/EBITDA ratio of 6.75x is 35% below its 5-year average of 10.32x, near the low end of its 5-year range (4.59x–30.08x).

The EV/EBITDA ratio for Discover Financial Services (DFS) is 6.75x as of Tuesday, June 9, 2026. It is below its 12-month average by 39.73% (11.20x).

EV/Sales|P/E Ratio|EBITDA|All Metrics

DFS EV/EBITDA Ratio Chart

DFS EV/EBITDA Ratio
6.75x-44.35% 1Y
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DFS Average EV/EBITDA Ratio Chart

DFS Current vs Average EV/EBITDA Ratio Chart

DFS EV/EBITDA Ratio Metrics

EV/EBITDA RATIO

6.75x

EV/EBITDA RATIO AVG TTM

11.20x

EV/EBITDA RATIO AVG 3Y

8.86x

EV/EBITDA RATIO AVG 5Y

10.32x

EV/EBITDA RATIO AVG 10Y

14.54x

EV/EBITDA RATIO AVG 15Y

20.46x

EV/EBITDA RATIO AVG 20Y

20.52x

CURRENT VS TTM AVG

-39.73%

CURRENT VS 3Y AVG

-23.82%

CURRENT VS 5Y AVG

-34.58%

CURRENT VS 10Y AVG

-53.56%

CURRENT VS 15Y AVG

-67.01%

CURRENT VS 20Y AVG

-67.11%

DFS Competitors' EV/EBITDA Ratio

NAMEMARKET CAPEV/EBITDA RATIOTTM3Y5Y
Discover Financial Services (DFS)—6.75x11.20x8.86x10.32x
MetLife, Inc. (MET)$55.06B9.13x8.12x10.11x9.19x
Arthur J. Gallagher & Co. (AJG)$55.77B14.33x20.39x24.19x23.08x
The Allstate Corporation (ALL)$55.91B3.90x6.22x19.00x17.45x
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)$44.77BN/AN/AN/AN/A
MSCI Inc. (MSCI)$44.23B25.53x25.95x27.60x32.06x
Aflac Incorporated (AFL)$58.84B9.31x13.09x11.24x10.00x
Coinbase Global, Inc. (COIN)$40.97B30.76x27.56x51.11x36.56x
American International Group, Inc. (AIG)$39.19B6.17x6.41x8.91x32.05x
The Travelers Companies, Inc. (TRV)$63.85B7.02x8.74x10.67x10.00x

EV/EBITDA vs. its own history

At 6.8, EV/EBITDA is cheaper than usual — richer than 9% of its 18-year range.

18-year low

4.6

median

20.3

18-year high

44.5

cheaperricher

Understanding EV/EBITDA

Enterprise Value (EV) = Market Cap + Total Debt - Cash

EBITDA = Earnings Before Interest, Taxes, Depreciation & Amortization

EV/EBITDA is commonly used for comparing companies because:

  • It accounts for debt levels (capital structure neutral)
  • It removes effects of different depreciation policies
  • It can be compared across countries with different tax rates
  • It can remain available when net income is negative, if EBITDA is positive

Discover Financial Services EV/EBITDA Ratio Formula & Definition

EV/EBITDA = Enterprise Value / EBITDA (TTM)

Enterprise value to EBITDA is a capital-structure-neutral valuation multiple, useful for comparing companies with different debt levels and tax rates.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Discover Financial Services EV/EBITDA Ratio FAQ

What is the EV/EBITDA ratio for Discover Financial Services (DFS)?
The EV/EBITDA ratio for DFS stock is 6.75x.
Is Discover Financial Services's EV/EBITDA ratio high or low?
Discover Financial Services's EV/EBITDA ratio of 6.75x is 35% below its 5-year average of 10.32x, near the low end of its 5-year range (4.59x–30.08x).
What is the TTM average EV/EBITDA ratio for Discover Financial Services (DFS)?
The TTM average EV/EBITDA ratio for DFS stock is 11.20x.
What is the 3Y average EV/EBITDA ratio for Discover Financial Services (DFS)?
The 3Y average EV/EBITDA ratio for DFS stock is 8.86x.
What is the 5Y average EV/EBITDA ratio for Discover Financial Services (DFS)?
The 5Y average EV/EBITDA ratio for DFS stock is 10.32x.
What is the 10Y average EV/EBITDA ratio for Discover Financial Services (DFS)?
The 10Y average EV/EBITDA ratio for DFS stock is 14.54x.
What is the 15Y average EV/EBITDA ratio for Discover Financial Services (DFS)?
The 15Y average EV/EBITDA ratio for DFS stock is 20.46x.
What is the 20Y average EV/EBITDA ratio for Discover Financial Services (DFS)?
The 20Y average EV/EBITDA ratio for DFS stock is 20.52x.

Discover Financial Services EV/EBITDA Ratio History

DATEEV/EBITDA RATIO
2025-05-166.75x
2025-05-156.76x
2025-05-146.75x
2025-05-136.88x
2025-05-126.83x
2025-05-096.43x
2025-05-086.49x
2025-05-076.40x
2025-05-066.37x
2025-05-056.43x
2025-05-026.44x
2025-05-016.19x
2025-04-306.19x
2025-04-299.58x
2025-04-289.59x
2025-04-259.56x
2025-04-249.67x
2025-04-239.29x
2025-04-229.00x
2025-04-218.69x
2025-04-178.44x
2025-04-168.29x
2025-04-158.46x
2025-04-148.42x
2025-04-118.33x
2025-04-108.40x
2025-04-098.94x
2025-04-087.94x
2025-04-078.05x
2025-04-047.88x
2025-04-038.51x
2025-04-029.16x
2025-04-018.92x
2025-03-318.93x
2025-03-288.40x
2025-03-278.57x
2025-03-268.73x
2025-03-258.89x
2025-03-248.91x
2025-03-218.67x
2025-03-208.66x
2025-03-198.56x
2025-03-188.41x
2025-03-178.15x
2025-03-148.65x
2025-03-138.42x
2025-03-128.62x
2025-03-118.36x
2025-03-108.32x
2025-03-078.79x
2025-03-069.02x
2025-03-059.39x
2025-03-049.29x
2025-03-039.80x
2025-02-2810.02x
2025-02-279.84x
2025-02-269.80x
2025-02-259.69x
2025-02-249.93x
2025-02-219.98x
2025-02-2010.22x
2025-02-1913.72x
2025-02-1813.31x
2025-02-1413.29x
2025-02-1312.94x
2025-02-1212.86x
2025-02-1113.22x
2025-02-1013.25x
2025-02-0713.51x
2025-02-0613.69x
2025-02-0513.63x
2025-02-0413.44x
2025-02-0313.45x
2025-01-3113.59x
2025-01-3013.67x
2025-01-2913.59x
2025-01-2813.50x
2025-01-2713.54x
2025-01-2413.65x
2025-01-2313.58x
2025-01-2213.38x
2025-01-2112.89x
2025-01-1712.77x
2025-01-1612.64x
2025-01-1512.79x
2025-01-1412.40x
2025-01-1312.09x
2025-01-1011.74x
2025-01-0812.10x
2025-01-0712.20x
2025-01-0612.30x
2025-01-0312.11x
2025-01-0212.00x
2024-12-3111.95x
2024-12-3011.90x
2024-12-2712.03x
2024-12-2612.16x
2024-12-2412.14x
2024-12-2312.02x
2024-12-2013.04x
2024-12-1912.79x
2024-12-1812.73x
2024-12-1713.08x
2024-12-1613.26x
2024-12-1313.22x
2024-12-1213.19x
2024-12-1113.36x
2024-12-1013.20x
2024-12-0913.26x
2024-12-0613.42x
2024-12-0513.30x
2024-12-0413.24x
2024-12-0313.37x
2024-12-0213.48x
2024-11-2913.62x
2024-11-2713.63x
2024-11-2613.63x
2024-11-2513.64x
2024-11-2213.42x
2024-11-2113.15x
2024-11-2013.01x
2024-11-1912.99x
2024-11-1813.04x
2024-11-1513.22x
2024-11-1413.08x
2024-11-1313.13x
2024-11-1213.33x
2024-11-1113.56x
2024-11-0813.16x
2024-11-0713.15x
2024-11-0613.63x
2024-11-0511.69x
2024-11-0411.52x
2024-11-0111.65x
2024-10-3111.47x
2024-10-3011.86x
2024-10-2911.62x
2024-10-2811.75x
2024-10-2511.50x
2024-10-2411.14x
2024-10-2311.27x
2024-10-2211.28x
2024-10-2111.35x
2024-10-1811.49x
2024-10-1711.60x
2024-10-1611.41x
2024-10-1511.39x
2024-10-1411.40x
2024-10-1111.31x
2024-10-1011.05x
2024-10-0911.14x
2024-10-0811.07x
2024-10-0711.20x
2024-10-0411.25x
2024-10-0310.71x
2024-10-0210.77x
2024-10-0110.71x
2024-09-3010.96x
2024-09-2710.89x
2024-09-2610.83x
2024-09-2510.68x
2024-09-2410.72x
2024-09-2310.95x
2024-09-2011.10x
2024-09-1911.19x
2024-09-1810.69x
2024-09-1710.79x
2024-09-1610.55x
2024-09-1310.39x
2024-09-1210.26x
2024-09-1110.22x
2024-09-1010.33x
2024-09-0910.52x
2024-09-0610.22x
2024-09-0510.46x
2024-09-0410.63x
2024-09-0310.82x
2024-08-3010.86x
2024-08-2910.79x
2024-08-2810.68x
2024-08-2710.52x
2024-08-2610.48x
2024-08-2310.49x
2024-08-2210.38x
2024-08-2110.52x
2024-08-2010.64x
2024-08-1910.73x
2024-08-1610.55x
2024-08-1510.35x
2024-08-1410.16x
2024-08-1310.09x
2024-08-129.91x
2024-08-0910.08x
2024-08-0810.00x
2024-08-079.89x
2024-08-0610.01x
2024-08-059.90x
2024-08-0210.25x
2024-08-0110.70x
2024-07-3111.19x
2024-07-3013.74x
2024-07-2913.56x
2024-07-2613.54x
2024-07-2513.49x
2024-07-2413.38x
2024-07-2313.32x
2024-07-2213.34x
2024-07-1913.50x
2024-07-1813.59x
2024-07-1713.47x
2024-07-1613.50x
2024-07-1513.12x
2024-07-1212.65x
2024-07-1112.67x
2024-07-1012.49x
2024-07-0912.55x
2024-07-0812.46x
2024-07-0512.46x
2024-07-0312.72x
2024-07-0212.84x
2024-07-0112.79x
2024-06-2812.62x
2024-06-2712.05x
2024-06-2612.18x
2024-06-2512.26x
2024-06-2412.36x
2024-06-2112.31x
2024-06-2012.37x
2024-06-1812.30x
2024-06-1712.21x
2024-06-1411.91x
2024-06-1311.93x
2024-06-1212.04x
2024-06-1111.89x
2024-06-1012.21x
2024-06-0712.14x
2024-06-0611.97x
2024-06-0511.92x
2024-06-0411.83x
2024-06-0311.97x
2024-05-3111.96x
2024-05-3011.84x
2024-05-2911.88x
2024-05-2811.89x
2024-05-2412.01x
2024-05-2311.97x
2024-05-2212.09x
2024-05-2112.16x
2024-05-2012.12x
2024-05-1712.18x
2024-05-1612.13x
2024-05-1512.29x
2024-05-1412.10x
2024-05-1312.08x
2024-05-1012.02x
2024-05-0912.07x
2024-05-0812.03x
2024-05-0712.04x
2024-05-0612.18x
2024-05-0312.15x

Showing the most recent 260 of 4,511 data points. The chart above shows the full history.

Related Metrics

EV/SalesP/E RatioEBITDAAll Metrics

About Discover Financial Services

Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.

Riverwoods, IL
21,000 employees
www.discover.com
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
J. Michael Shepherd
View full financials