Discover Financial Services (DFS) Current Ratio: 0.15
Is Discover Financial Services’s current ratio high or low?
Discover Financial Services's current ratio of 0.15 is 55% below its 5-year average of 0.33, near the low end of its 5-year range (0.10–1.29).
The current ratio for Discover Financial Services (DFS) is 0.15 as of Tuesday, June 9, 2026. It is below its 12-month average by 79.17% (0.72).
DFS Current Ratio Chart
DFS Average Current Ratio Chart
DFS Current vs Average Current Ratio Chart
DFS Current Ratio Metrics
CURRENT RATIO
0.15
CURRENT RATIO AVG TTM
0.72
CURRENT RATIO AVG 3Y
0.42
CURRENT RATIO AVG 5Y
0.33
CURRENT RATIO AVG 10Y
0.28
CURRENT RATIO AVG 15Y
0.25
CURRENT RATIO AVG 20Y
0.27
CURRENT VS TTM AVG
-79.17%
CURRENT VS 3Y AVG
-64.71%
CURRENT VS 5Y AVG
-55.22%
CURRENT VS 10Y AVG
-46.25%
CURRENT VS 15Y AVG
-40.48%
CURRENT VS 20Y AVG
-44.95%
DFS Competitors' Current Ratio
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Discover Financial Services (DFS) | — | 0.15 | 0.72 | 0.42 | 0.33 |
| MetLife, Inc. (MET) | $55.06B | 0.65 | 0.60 | 0.97 | 1.07 |
| Arthur J. Gallagher & Co. (AJG) | $55.77B | 1.06 | 1.29 | 1.16 | 1.13 |
| The Allstate Corporation (ALL) | $55.91B | 0.37 | 0.37 | 0.37 | 0.37 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.77B | N/A | N/A | N/A | N/A |
| MSCI Inc. (MSCI) | $44.23B | 0.90 | 0.88 | 1.02 | 1.28 |
| Aflac Incorporated (AFL) | $58.84B | 0.00 | 144.22 | 178.11 | 178.11 |
| Coinbase Global, Inc. (COIN) | $40.97B | 2.34 | 2.31 | 1.94 | 1.76 |
| American International Group, Inc. (AIG) | $39.19B | 0.85 | 1.06 | 1.67 | 2.11 |
| The Travelers Companies, Inc. (TRV) | $63.85B | 0.55 | 0.91 | 1.11 | 1.16 |
Liquidity Analysis
Current Ratio
0.15
Quick Ratio
0.15
Discover Financial Services Current Ratio Formula & Definition
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Discover Financial Services Current Ratio FAQ
- What is the current ratio for Discover Financial Services (DFS)?
- The current ratio for DFS stock is 0.15.
- Is Discover Financial Services's current ratio high or low?
- Discover Financial Services's current ratio of 0.15 is 55% below its 5-year average of 0.33, near the low end of its 5-year range (0.10–1.29).
- What is the TTM average current ratio for Discover Financial Services (DFS)?
- The TTM average current ratio for DFS stock is 0.72.
- What is the 3Y average current ratio for Discover Financial Services (DFS)?
- The 3Y average current ratio for DFS stock is 0.42.
- What is the 5Y average current ratio for Discover Financial Services (DFS)?
- The 5Y average current ratio for DFS stock is 0.33.
- What is the 10Y average current ratio for Discover Financial Services (DFS)?
- The 10Y average current ratio for DFS stock is 0.28.
- What is the 15Y average current ratio for Discover Financial Services (DFS)?
- The 15Y average current ratio for DFS stock is 0.25.
- What is the 20Y average current ratio for Discover Financial Services (DFS)?
- The 20Y average current ratio for DFS stock is 0.27.
Discover Financial Services Current Ratio History
| DATE | CURRENT RATIO |
|---|---|
| 2024-12-31 | 0.15 |
| 2023-12-31 | 1.29 |
| 2022-12-31 | 0.11 |
| 2021-12-31 | 0.15 |
| 2020-12-31 | 0.21 |
| 2019-12-31 | 0.10 |
| 2018-12-31 | 0.19 |
| 2017-12-31 | 0.22 |
| 2016-12-31 | 0.21 |
| 2015-12-31 | 0.21 |
| 2014-12-31 | 0.23 |
| 2013-12-31 | 0.16 |
| 2012-11-30 | 0.19 |
| 2011-11-30 | 0.21 |
| 2010-11-30 | 0.15 |
| 2009-11-30 | 0.47 |
| 2008-11-30 | 0.41 |
| 2007-11-30 | 0.44 |
| 2006-11-30 | 0.19 |
| 2005-11-30 | 0.16 |
Related Metrics
About Discover Financial Services
Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- J. Michael Shepherd