Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Never paid. No positive dividend payment is present in the available history.
Last Updated: Tuesday, August 4, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 2.74 |
| PE Ratio Avg TTM | 4.59 |
| PE Ratio Avg 3Y | 20.39 |
| Current VS TTM Avg | -40.30% |
| Current VS 3Y Avg | -86.56% |
| Current VS 5Y Avg | -86.56% |
| PS Ratio | 2.28 |
| PS Ratio Avg TTM | 5.38 |
| PS Ratio Avg 3Y | 5.52 |
| Current VS TTM Avg | -57.66% |
| Current VS 3Y Avg | -58.66% |
| Current VS 5Y Avg | -58.66% |
| PB Ratio | 1.20 |
| PB Ratio Avg TTM | 5.10 |
| PB Ratio Avg 3Y | 9.68 |
| Current VS TTM Avg | -76.49% |
| Current VS 3Y Avg | -87.60% |
| Current VS 5Y Avg | -87.60% |
| Debt/Equity Ratio | 0.02 |
| Debt/Equity Ratio Avg TTM | 0.09 |
| Debt/Equity Ratio Avg 3Y | 0.77 |
| Current VS TTM Avg | -79.65% |
| Current VS 3Y Avg | -97.53% |
| Current VS 5Y Avg | -97.14% |
| PEG Ratio | 0.10 |
| PEG Ratio Avg TTM | 0.44 |
| PEG Ratio Avg 3Y | 0.29 |
| Current VS TTM Avg | -77.27% |
| Current VS 3Y Avg | -65.91% |
| Current VS 5Y Avg | -73.40% |
| Earnings Yield | 36.50% |
| Earnings Yield Avg TTM | 22.81% |
| Earnings Yield Avg 3Y | 7.83% |
| Current VS TTM Avg | +59.98% |
| Current VS 3Y Avg | +366.05% |
| Current VS 5Y Avg | +366.05% |
| Current Ratio | 1.09 |
| Current Ratio Avg TTM | 0.87 |
| Current Ratio Avg 3Y | 0.87 |
| Current VS TTM Avg | +26.45% |
| Current VS 3Y Avg | +26.51% |
| Current VS 5Y Avg | +16.53% |
| Quick Ratio | 1.09 |
| Quick Ratio Avg TTM | 0.87 |
| Quick Ratio Avg 3Y | 0.87 |
| Current VS TTM Avg | +26.45% |
| Current VS 3Y Avg | +26.51% |
| Current VS 5Y Avg | +20.94% |
| ROIC | 17.94% |
| ROIC Avg 3Y | (32.91%) |
| ROIC Avg 5Y | (20.81%) |
| Current VS 3Y Avg | +154.51% |
| Current VS 5Y Avg | +186.23% |
| Current VS 10Y Avg | +105.54% |
| ROA | 6.14% |
| ROA Avg TTM | 2.31% |
| ROA Avg 3Y | (8.19%) |
| Current VS TTM Avg | +166.38% |
| Current VS 3Y Avg | +174.99% |
| Current VS 5Y Avg | +285.31% |
| ROE | 24.93% |
| ROE Avg TTM | (63.45%) |
| ROE Avg 3Y | (126.83%) |
| Current VS TTM Avg | +139.29% |
| Current VS 3Y Avg | +119.66% |
| Current VS 5Y Avg | +127.11% |
| Net Profit Margin | 274.01% |
| Net Profit Margin Avg TTM | (66.40%) |
| Net Profit Margin Avg 3Y | 19.63% |
| Current VS TTM Avg | +512.67% |
| Current VS 3Y Avg | +1296.06% |
| Current VS 5Y Avg | +114.31% |
| 2020 |
| N/A |
| 2019 | N/A |
| 2018 | N/A |
| 2017 | N/A |
